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Expert opinions Last 7 days total 48

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Fintech Innovations Drive Frictionless Tax Efficiency for Investors Through Donation Tools

As the S&P 500 continues to deliver whirlwind profits to investors in the United States, more residents are using fintech to make tax-efficient charitable donations at scale. While stocks and shares in the US have continued to grow to fresh all-time highs, charitable giving has swelled. Total donations reached $592.50 billion in 2024, lifted ...

/payments

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Anchorage’s Growing Role in Arctic Trade: What It Means for Digital Payments and Fintech

When people think about Alaska, they usually imagine northern lights, glaciers, or rugged adventures. Yet behind this picture, Alaska, especially Anchorage, is quietly becoming a major hub for global trade. Positioned as the “Air Crossroads of the World,” Anchorage is now gaining recognition for its role in Arctic commerce. This growing influence ...

/inclusion /markets

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Beyond Features: How Rich Digital UX Can Unlock Banks’ True Market Potential

Traditional banks often find themselves in a challenging position. On one hand, they possess a deep and sophisticated portfolio of financial products and services—ranging from complex credit facilities to wealth management, business banking, and personalized advisory. On the other hand, fintech startups and neobanks have captured mindshare and mar...

/retail /devops Banking Strategy, Digital and Transformation

Barley Laing

Barley Laing UK Managing Director at Melissa

How to prevent synthetic identity fraud before it strikes

Increasingly sophisticated fraud is on the rise. One of the fastest growing is synthetic identity fraud (SIF), which sees criminals creating new, false identities using a combination of real, stolen and fake data - such as birthdates and addresses - which they then use to defraud those in financial services. AI-powered tools are accelerating this ...

/identity /crime Digital Identity Management

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

Impact of AI and Machine Learning on Financial Compliance

The financial services sector has always been one of the most heavily regulated industries in the world. From anti-money laundering (AML) directives to Know Your Customer (KYC) requirements, compliance is not only a legal obligation but also a safeguard for maintaining trust in global financial systems. Yet, the pace and complexity of regulations ...

/ai /predictions

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Abe Kuruvilla

Abe Kuruvilla CTO at ACI worldwide

Amish Tiwari

Amish Tiwari Founder at Veriqos Technologies

Ole Göhring

Ole Göhring Head of Marketing and Communication at YAPEAL AG

Reilly Breaux

Reilly Breaux Head of North America at Capex AI

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Research Total research pieces 296

Event Report

Modern onboarding: Optimising KYC through data integration and AI

The integration of technology and data continuity, combined with digitisation, automation, and AI, is revolutionising KYC and onboarding in the banking industry.  In today’s fast-paced financial landscape, efficient client onboarding is crucial for operational excellence and effective customer lifecycle management. Financial institutions are increasingly redefining their Know Your Customer (KYC) processes to reduce inefficiencies and enhance the overall customer experience.  Integrating advanced technologies and real-time data processing can significantly accelerate these processes, providing clearer customer insights and reducing complexities. Data integration and AI allow the streamlining of KYC and onboarding procedures, ensuring seamless interactions and improving transaction accuracy and security. By embedding these capabilities within client environments, institutions can facilitate easier access to verified information, fostering trust and long-term business relationships.  This report highlights the key takeaways of a Finextra webinar, hosted in association with NICE Actimize, by a panel of industry experts. Discover:  Today's KYC inefficiencies and challenges;  The impact and importance of data; and  How digitisation, integration, and AI can streamline KYC and onboarding. 

216 downloads

Event Report

The Outsourcing Imperative: The strategic importance of partnerships for cloud-based payments

The financial services industry is at a pivotal moment where cloud technology and strategic outsourcing offer pathways to enhanced operational efficiency and competitiveness. Explore the Outsourcing Imperative.  In today’s rapidly evolving financial landscape, managing complex financial systems has become increasingly challenging for banking providers. The demands of mature cloud technology, evolving payment rails, and channels such as real-time cross-border payments and stablecoins require innovative solutions. Additionally, regulatory differences by country and region add another layer of complexity, especially for banks operating across multiple borders.  With the buzz around generative AI and other emerging tools, financial institutions must consider outsourcing certain functions to maintain competitiveness and efficiency. Enhancing user experience and regulatory compliance are paramount, as customers now expect a variety of payment options, from digital wallets to AI-driven payment agents. Outsourcing becomes key in today’s payments landscape, and financial institutions are increasingly turning to Payments as a Service (PaaS) to navigate the complexities of modern banking operations.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. Discover:   Drivers for adopting cloud-based payments;  Why banks and cloud are still an unfinished story;  Why outsourcing is necessary in today's payments landscape; and  How banks can change the status quo through partnerships. 

120 downloads

Event Report

Modern payments excellence: Exploring diversification of channels, orchestration, and regulation

In today’s rapidly evolving financial landscape, integrating new payment channels has become essential for institutions aiming to stay competitive. Whether it's card-based, account-to-account, instant, or mobile—technological advancements and changing consumer preferences drive the need for diversified payment methods, requiring a strategic approach by banks often still too burdened by legacy to ensure seamless customer experiences and robust compliance. Financial institutions must not only navigate architectural complexities, but balance this with regulatory demands, and the integration of new technologies, all while maintaining the agility to adapt to future innovations.  Managing these challenges effectively is crucial for serving clients and customers in the best way possible, providing them with a wide range of choices and ensuring the availability of services in a time where outages still too often make the news. Leveraging modern technologies like tokenisation and APIs, financial institutions can create dynamic systems that cater to diverse consumer needs, enabling seamless management of multiple products and accounts. This openness is key to fostering resilience and driving change within the industry.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Diebold Nixdorf, by a panel of industry experts. Discover:  How banks can keep pace in a digital, instant world;  Ensuring payments resilience and the impact of regulation;  Key modern infrastructure requirements; and  The benefits of microservices architecture. 

222 downloads

FinextraTV

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/wealth

How Key Trends Are Redefining Wealth Management in 2025

Attending the Communify Insights Experience in London, Rupert Baron, Former CEO, Investment Management, Rathbones joined the FinextraTV studio and gave his perspective on what 'wealth' actually means in an industry of growing complexity. Defining wealth as a merge of investment and financial planning, Barron provided overviews on consolidation, private equity and AI, what it is that has driven such change, and how firms can move forward in the modern era.

Long reads Total long reads 1352

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

Rewiring trade finance: How technology is powering a front-to-back revolution

Amid geopolitical shifts and regulatory pressures, trade finance is evolving into a more intricate and demanding landscape. To stay competitive, banks and corporates must modernise their international trade strategies – balancing compliance, agility and innovation. In 2024, the global trade finance market was valued at $9.7 trillion and is estima...

/Sibos

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Stablecoin summer: The summer financial services turned crypto-curious

The summer of 2025 may be remembered as the moment stablecoins moved from speculative sidelines to the centre of financial innovation. Despite the term ‘stablecoin’ first appearing in 2013, and early launches like BitUSD and Tether following soon after, this season marked the closest the industry has come to creating a truly less volatile cryptocu...

/crypto

Hamish Monk

Hamish Monk Senior Reporter at Finextra

What are social engineering scams?

Social engineering is the next cybersecurity battleground. In August 2025 alone, social engineering and multi-chain attacks drove a 15% crypto hack spike – with $163 million lost across 16 major breaches, targeting exchanges, DeFi protocols, and individual users. According to the on-chain sleuth ZachXBT, one investor lost 783 Bitcoin, worth $91 mi...

/crime

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