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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How do I issue a Power of Attorney with my EUDIW?

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Expert opinions Last 7 days total 48

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Credit Card Controversy Could Come To A Conclusion After Visa And Mastercard Propose Deal

America’s two major payment card services companies have proposed a deal that could put an end to decades of legal wrangling. Both Visa and Mastercard have said they will reduce fees for retailers who accept their credit cards as payment methods, after a drawn-out series of proposals and protests from stores and businesses. One of the changes wou...

Parminder Saini

Parminder Saini CEO at Triple Minds

Bitcoin’s IPO-Like Phase Could Lead to Broader, More Stable Ownership

In the past week, Bitcoin’s price has been fluctuating, causing panic for both investors and regular traders. However, experts believe that these price fluctuations are pushing Bitcoin into an IPO-like phase, which could lead to broader, more stable ownership. Bitcoin’s price has been hovering between $106,786 and $115,957. Despite the market s...

/crypto Cryptocurrency Insights

Saagar Bhavsar

Saagar Bhavsar Partner at Begin Capital

Money redesigned: How AI agents are forcing finance to evolve

Finance has always evolved alongside technology, but this time, the participants themselves are changing. Economic activity is increasingly being executed by autonomous AI agents. I'm talking along the lines of software that trades, allocates, and coordinates without direct human involvement. AI agents are advanced systems that can make decisions,...

/payments /predictions

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

AI-Driven Banking: How Fintechs and Banks Are Reinventing Growth

In the age of generative AI, banks and fintechs are rewriting their customer-acquisition playbook — turning models into revenue-driving products, embedding intelligent agents in core services, and scaling trust as a competitive edge. The AI Leap: Rethinking Bank Growth in the Fintech Era As artificial intelligence matures, it's no longer enough fo...

/ai

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

How do I issue a Power of Attorney with my EUDIW?

How do I issue a Power of Attorney with my EUDIW? Soon also issued to AI-agents' wallets... ChatGPT in the know? " It’s finally simple. 1️⃣ Open my EUDIW 2️⃣ Select “Issue Power of Attorney” 3️⃣ Choose the person/company I want to authorise 4️⃣ Define the scope + duration 5️⃣ Wallet signs it with my PID key 6️⃣ Share the PoA as a verifiab...

/ai /identity Transaction Banking

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Simone Chiappino

Simone Chiappino Head of Poject Management at OCS Spa

Anand Chandran

Anand Chandran Strategy and Execution, Platforms International at Worldpay for Platforms

Ben Mason

Ben Mason Founder at My Compliance Centre

Josh Cowley

Josh Cowley Head of Carbon Research at Fastmarkets

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Research Total research pieces 303

Event Report

Holistic banking platform modernisation: Balancing innovation and business continuity

How banks are moving from core modernisation to end-to-end transformation.  Over the last decade, many financial institutions have started expecting that the terms modernisation means having to modernise the core – yet this believe does not stand the test of time as innovation continues to shift expectations. While many organisations now have modern, real-time cores yet struggle with other aspects, such as integrations or digital experiences.  So how can financial institutions peel back the layers to ensure true end-to-end transformation? And how can this innovation can be achieved in a resilient manner? Whether organisations look to leverage AI, APIs, robotic process automation (RPA), or cloud computing, it's crucial that these next-generation tools are seamlessly integrated into existing systems.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. We discuss:  The shift away from core modernisation;  The key obstacles to achieving end-to-end transformation;  How APIs can be leveraged most effectively;  How financial organisations can balance innovation with business continuity. 

1 download

Survey

Turning AI potential into advantage: How financial services institutions are scaling AI

Discover how industry leaders are turning AI into a competitive advantage. Our latest Finextra survey report, assessing the global state of AI in financial services, is now available to download.  AI is no longer a future prospect but a core driver of financial services transformation. However, strict regulatory, security, and data governance requirements often hinder adoption. The key question for leaders has shifted from “Will AI have an impact on my business?” to “How can AI be deployed at scale to create tangible value?”.  To uncover how the industry is addressing these issues, Finextra Research, in association with Cloudera, surveyed 155 global industry leaders in August 2025 to reveal insights designed to help navigate this complex landscape.  Get the insights you need to stay ahead — this exclusive report explores not only the maturity of AI adoption, but also the strategic decisions around infrastructure and vendor partnerships that will define success in the years to come.  Download this Finextra survey report, produced in association with Cloudera, to discover:  Your peers' current levels of AI and ML maturity;  The greatest barriers to successful AI implementation — and how to overcome them;  The adoption of hybrid deployment models;  The top AI and ML use cases driving ROI today;  What drives the adoption of custom AI environments; and  How firms are evaluating their enterprise AI platform vendors. 

183 downloads

Event Report

Modernising liquidity management for real-time banking

The rapid adoption of real-time payments is fundamentally transforming the financial services landscape, creating both new challenges and significant opportunities for banks and their corporate clients. As the industry moves beyond traditional, batch-based processes, financial institutions are under increasing pressure to modernise their liquidity management systems and embrace advanced technologies to remain resilient and competitive in a 24/7, real-time environment.  Success in this dynamic market now hinges on the ability to adapt swiftly and strategically. By investing in robust APIs and real-time data integration tools, banks can achieve greater visibility and control over liquidity positions, streamline processes, and reduce operational costs.  The integration of artificial intelligence (AI) and machine learning (ML) further elevates operational efficiency, enabling predictive insights, enhanced reliability in payment systems, and improved customer experiences. These technologies are not just enablers — they are becoming essential for maintaining financial stability and meeting the evolving demands of clients in an increasingly digital and instant world.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Tietoevry, by a panel of industry experts. Discover:  The shortfalls of liquidity systems in a real-time world;  An examination of the bank - corporate relationship;  Why APIs and AI are game changers. 

144 downloads

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How To Improve Data Intelligence Amongst Data-Rich Organisations

In Paris, at the SBS Summit 2024, Sivakumar Chidambarathanu, CIO, Nationwide spoke to her favourite topics: data and AI. Describing the continual transformation the IT industry goes through every 5-10 years, Chidambarathanu explained how many organisations are data-rich, but not data-intelligent and how a consolidated data stream is a strong starting point to improve these situations. Speaking to the growth in data officers across the industry, she outlines the newfound attention on data as a core principle.

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Sepo Haihambo

Sepo Haihambo Former CEO of Commercial Banking at FNB Namibia

Why African banks should lead urban infrastructure projects

Africa’s newest megacities need infrastructure. Urban populations will double over the next 25 years, requiring wise investment in housing, electricity, and transport links. This presents African banks and institutional investors with a golden opportunity to finance, manage, and resource domestic infrastructure schemes, transitioning from foreign ...

/markets

Hamish Monk

Hamish Monk Senior Reporter at Finextra

Why did Peter Thiel sell his AI stocks?

A regulatory filing has revealed that in Q3 2025 Peter Thiel offloaded all his AI stocks. The move – coupled with SoftBank's selloff of its own Nvidia holdings – is fuelling speculation that the tech industry is due an uncomfortable correction. So, who is Peter Thiel, and why did he sell all his Nvidia stocks? In this instalment of Finextra’s Exp...

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Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

What is CASS 15, the new FCA safeguarding framework for UK payment and e-money firms?

Coming in to force on 7 May 2026, a new regime – CASS 15 – enacted by the UK’s Financial Conduct Authority (FCA) aims to strengthen weaknesses in payment and e-money firms, protect customers when those organisations fail, and mark a shift from resilient to proactive financial regulation. Here’s all you need to know about CASS 15. Why CASS 15 matte...

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