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Expert opinions Last 7 days total 37

Amey Prabhu

Amey Prabhu Solution Architect & Head of Trade Finance Product at Veefin

Corporate Banking Portals: From Transactions to Intelligent Financial Hubs

The corporate banking landscape is undergoing a significant digital transformation. Commercial banks worldwide are reimagining their portals to cater to the evolving needs of corporate treasurers. This shift is driven by demographic changes, rapid digital advancements, and the increasing demand for efficiency, consolidation, and actionable insight...

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Amey Prabhu

Amey Prabhu Solution Architect & Head of Trade Finance Product at Veefin

Server Side Validations - Throughout Architecture Evolution

When I started off as a developer, there was no distinction between the frontend and the backend code. The coupling was tight, the architecture stateful and the screens where character-mode. Form validations where done through triggers. These triggers were written in C, which in-turn, would connect to DB. The processing logic remained in C. Archit...

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Amey Prabhu

Amey Prabhu Solution Architect & Head of Trade Finance Product at Veefin

Standard Workflows, Strategic Architecture

While the core Trade Finance transaction processing workflows have remained largely unchanged for decades, the surrounding ecosystem has undergone significant transformation—and continues to evolve. The fundamental steps of the Documentary Credit process remain intact: the importer applies for a Letter of Credit, the issuing bank processes and issu...

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Andrew Abraham

Andrew Abraham Global Managing Director of Data Quality at Experian

Why the importance of robust data quality can’t be overstated

In today's data-driven business world, ensuring the accuracy, consistency, and reliability of data is crucial for making informed decisions and driving growth. Latest research from Experian found the top three priorities for businesses over the next five years are enhancing customer experience and personalisation (49%), implementing technology (48%...

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Barley Laing

Barley Laing UK Managing Director at Melissa

Seven ways to tackle bad data and drive business performance

Bad customer data – databases where customer data is inaccurate, incomplete and inconsistent – causes huge issues for financial institutions. Accurate customer data informs effective customer communications and personalisation. Without it, communications quickly become ineffective, even detrimental to the customer experience, damaging brand reputat...

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Kuldeep Shrimali

Kuldeep Shrimali Consulting Partner at Tata Consultancy Services

Arsh Bhardwaj

Arsh Bhardwaj Business Development Executive at ITIO INNOVEX

Neill McCarthy

Neill McCarthy CTO at Hive Quality Engineering Limited

Lal Chandran

Lal Chandran CoFounder and CTO at iGrant.io

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Research Total research pieces 278

Survey

US Regulation Survey 2025: Compliance at a Crossroads

Assessing financial industry preparedness in a shifting US regulatory landscape as organisations struggle with deadlines, cost, and technology. In an environment of rapidly evolving regulations, driven by legislative and policy shifts at the federal and state levels, the US regulatory landscape is marked by complexity and uncertainty. Understanding the level of preparedness across industries is crucial for ensuring compliance, mitigating risk, and enhancing operational efficiency. This survey was conducted at the beginning of 2025, gathering financial services industry sentiment as the Trump Administration took office and began pivoting on key regulatory elements. With the US financial regulation regime also somewhat in limbo, that uncertainty was – and is – increasingly impacting the views of the 200 organisations surveyed. Analysis of our survey responses provides a comprehensive overview of the state of regulation readiness in the US, differences in reporting obligations, the impacts of automation for compliance, the roles of technology and data, and industry plans for modernisation. We explore: Which regulations will have the biggest impact on US financial services in 2025; Regulatory effects on organisational frameworks, budgets and staffing; How organisations are leveraging technology and partnerships to streamline regulatory compliance.

107 downloads

Event Report

Using modern technology platforms to create an AI-driven bank

In the rapidly advancing banking sector, integrating Artificial Intelligence (AI) has become less of a choice and more of a crucial stepping stone. The industry is facing a turning point in the adoption of AI where organisations either embrace the opportunities in front of them or risk falling behind.  The rise of artificial intelligence (AI) has ushered in a new era of digital transformation. In banking operations, the integration of AI presents an opportunity for significant growth. However, this integration is not without its challenges. Banks are dealing with more data than ever before, and managing this information effectively is a crucial hurdle to overcome. From ensuring data accuracy and relevance to adhering to privacy regulations, these challenges require careful consideration.  The decision to incorporate AI should be a strategic one, aimed at addressing specific business challenges and not just a nod to the latest trend. Identifying growth-inhibiting challenges and evaluating the viability of AI as a solution is a practical and cost-effective approach.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Red Hat, by a panel of industry experts. Discover:  Overcoming barriers in integrating AI into banking systems;  AI integration: A strategic approach; and  Effective utilisation of AI in business operations and risk mitigation.   

310 downloads

Event Report

The US Instant Payments Landscape: Navigating Growth and Challenges

The increasing demand for instant payment solutions is a key trend driving the adoption of faster payments. This webinar report explores what is holding instant payments back in the US.  In the US, real-time payments (RTP) have grown significantly since The Clearing House introduced them in 2017. Currently, the RTP network covers approximately 70% of customer accounts in the US, with transaction volumes and values rising dramatically. The Federal Reserve’s FedNow service, launched in mid-2023, has also contributed to this growth, processing a substantial number of payments in its initial quarters. These networks provide low-cost, efficient payment solutions that are gaining popularity for both consumer and business transactions.  Despite this progress, challenges remain in the adoption of faster payments. Interoperability between different payment systems and networks is a primary issue. While domestic instant payments are becoming more common, cross-border instant payments face obstacles due to the complexity of multi-currency transactions and varying regulations across countries. Additionally, the regulatory environment in the US does not mandate the adoption of faster payments, which can slow down the pace of implementation compared to other markets with regulatory mandates.  This report highlights the key takeaways of a Finextra webinar, hosted for the PREDICT 2025 campaign, by a panel of industry experts. It aims to answer:  What is holding Faster Payments back in the US and how much progress can be attributed to open banking and the ISO 20022 standard? Which applications of Faster Payments in the UK are transferrable to the US? With RtP and FedNow, how much choice is too much choice? What evidence is there that the financial services industry is at a tipping point and technology must be leveraged to ramp up adoption?

283 downloads

FinextraTV

3,080videos
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Digital Transformation: Get a Handle on Your Data First

In this FinextraTV interview, Arsalan Minhas, AVP, Sales Engineering EMEA & APAC, Hyland and Matt Bazley, Account Executive, Hyland explain the evolution of digital transformation. Whilst discussing the usage of AI, blockchain and new-age technologies, they also define the importance of well-structured, transparent and secure data as a first priority

Long reads Total long reads 1237

Tareq Muhmood

Tareq Muhmood SVP, Value Added Services at Visa

Elevating the payments game – how financial institutions can navigate innovation and security

Today’s payments landscape bears little resemblance to what we were doing only ten years ago. As an industry, we should be proud of the progress being made, such as contactless growth, tokens and the continued rise of ecommerce – however, there still is plenty of room to innovate. The demands of consumers continue to evolve, with many not willing ...

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Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Trump's Liberation Day and its impact on fintech

Stocks are now in major decline after US President Donald Trump announced tariffs on at least 10% across all countries. Those that have a high trade deficit with the US have been impacted the most; China, for instance, will face a 54% tariff and will prepare countermeasures. According to Trump, Liberation Day on 2 April 2025 was the day the US s...

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Tulsi Narayan

Tulsi Narayan EVP – Commercial and New Payment Flows, Europe at Mastercard

Driving seamless and secure B2B payments in 2025

From contactless to e-commerce, consumers are leveraging digital tools more than ever to simplify and enhance their daily lives. But for large companies and their B2B payment processes, which are by their very nature more complex, they are only just beginning to experience the similar benefits that we’ve come to expect as consumers; seamless, smar...

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