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Expert opinions Last 7 days total 67

Cian Fernando

Cian Fernando CEO at Aqua Global Solutions

2026 in Banking: Cross-Border Disruption and the Fight Against Fraud

From the rise of neobanks and stablecoin-based payments to the pressure of T+1 settlements and ISO 20022 compliance, 2026 will challenge banks to adapt or risk falling behind. Banks that move early and invest in more agile, interoperable systems will be far better positioned to meet these challenges while strengthening both customer trust and ...

/predictions

Nick Jones

Nick Jones CEO at Zumo

Unpacking the Bank of England’s proposed regime for stablecoins

It’s been a big year for stablecoins. The GENIUS Act has had a profound impact, with research from J.P. Morgan showing the US dollar-denominated stablecoin market, which makes up around 99% of the global stablecoin market, has grown rapidly to $225 billion. In the UK, we’re now finally seeing the regulatory movement that will ultimately help UK f...

/regulation /crypto

Shikko Nijland

Shikko Nijland CEO at INNOPAY Oliver Wyman

The Drift Paradox: Agentic AI will force FS to prepare for Continuous Realignment

The Drift Paradox: Agentic AI will force FS to prepare for Continuous Realignment Financial services has spent years preparing for “AI drift,” usually defined as models losing accuracy over time. This definition made sense when AI was mostly predictive and static. But the industry is now entering a different regime: agentic AI — systems that observ...

/ai /payments Artificial Intelligence and Financial Services

Shushant Sudarshan

Shushant Sudarshan Executive at Appinventiv

How a VPN Can Secure Startups’ Key Financial Activities Online?

Living in a more digital world day after day, online financial transactions have become common in daily life. Along with the convenience in digital banking, shopping, and investments, the chance of beginning cyber threats in forms such as hacking and data breaches grows. The term 'sensitive financial information' refers to any detail of a person...

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Stretching Your Money Further in the Digital Space

The digital world has created new opportunities for both convenience and spending. From streaming platforms to subscription boxes, online shopping to mobile gaming, almost every aspect of daily life now involves digital transactions. While this shift has made things easier for us, it has also introduced new financial pressures. For example, many p...

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Utsav Shah

Utsav Shah CEO at Kaaj

Alexander Parker

Alexander Parker CTO at eflow Global

Anthony Villis

Anthony Villis Managing Director at First Wealth

Dina Vardouniotis

Dina Vardouniotis CEO at Payments+Partnerships

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Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Adyen’s Approach to Agentic Commerce

Paul Weathersby

Paul Weathersby Chief Product Officer, Identity & Fraud at Experian

The growing fraud threat facing UK businesses this festive season

John Reese

John Reese Business Analyst | Platform Growth Expert at Hashcodex

Why Most Grid Bots Fail - And How You Can Build a Better One

Research Total research pieces 304

Event Report

Holistic banking platform modernisation: Balancing innovation and business continuity

How banks are moving from core modernisation to end-to-end transformation.  Over the last decade, many financial institutions have started expecting that the terms modernisation means having to modernise the core – yet this believe does not stand the test of time as innovation continues to shift expectations. While many organisations now have modern, real-time cores yet struggle with other aspects, such as integrations or digital experiences.  So how can financial institutions peel back the layers to ensure true end-to-end transformation? And how can this innovation can be achieved in a resilient manner? Whether organisations look to leverage AI, APIs, robotic process automation (RPA), or cloud computing, it's crucial that these next-generation tools are seamlessly integrated into existing systems.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. We discuss:  The shift away from core modernisation;  The key obstacles to achieving end-to-end transformation;  How APIs can be leveraged most effectively;  How financial organisations can balance innovation with business continuity. 

51 downloads

Survey

Turning AI potential into advantage: How financial services institutions are scaling AI

Discover how industry leaders are turning AI into a competitive advantage. Our latest Finextra survey report, assessing the global state of AI in financial services, is now available to download.  AI is no longer a future prospect but a core driver of financial services transformation. However, strict regulatory, security, and data governance requirements often hinder adoption. The key question for leaders has shifted from “Will AI have an impact on my business?” to “How can AI be deployed at scale to create tangible value?”.  To uncover how the industry is addressing these issues, Finextra Research, in association with Cloudera, surveyed 155 global industry leaders in August 2025 to reveal insights designed to help navigate this complex landscape.  Get the insights you need to stay ahead — this exclusive report explores not only the maturity of AI adoption, but also the strategic decisions around infrastructure and vendor partnerships that will define success in the years to come.  Download this Finextra survey report, produced in association with Cloudera, to discover:  Your peers' current levels of AI and ML maturity;  The greatest barriers to successful AI implementation — and how to overcome them;  The adoption of hybrid deployment models;  The top AI and ML use cases driving ROI today;  What drives the adoption of custom AI environments; and  How firms are evaluating their enterprise AI platform vendors. 

204 downloads

Event Report

Modernising liquidity management for real-time banking

The rapid adoption of real-time payments is fundamentally transforming the financial services landscape, creating both new challenges and significant opportunities for banks and their corporate clients. As the industry moves beyond traditional, batch-based processes, financial institutions are under increasing pressure to modernise their liquidity management systems and embrace advanced technologies to remain resilient and competitive in a 24/7, real-time environment.  Success in this dynamic market now hinges on the ability to adapt swiftly and strategically. By investing in robust APIs and real-time data integration tools, banks can achieve greater visibility and control over liquidity positions, streamline processes, and reduce operational costs.  The integration of artificial intelligence (AI) and machine learning (ML) further elevates operational efficiency, enabling predictive insights, enhanced reliability in payment systems, and improved customer experiences. These technologies are not just enablers — they are becoming essential for maintaining financial stability and meeting the evolving demands of clients in an increasingly digital and instant world.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Tietoevry, by a panel of industry experts. Discover:  The shortfalls of liquidity systems in a real-time world;  An examination of the bank - corporate relationship;  Why APIs and AI are game changers. 

151 downloads

FinextraTV

3,243videos
138,225views in past year

/ai

How To Improve Data Intelligence Amongst Data-Rich Organisations

In Paris, at the SBS Summit 2025, Sivakumar Chidambarathanu, CIO, Nationwide discussed the evolution of data and AI. Describing the continual transformation the IT industry goes through every 5-10 years, Chidambarathanu explained how many organisations are data-rich, but not data-intelligent and how a consolidated data stream is a strong starting point to improve these situations. Speaking to the growth in data officers across the industry, he outlines the newfound attention on data as a core principle.

Events

312Webinars available
63Events in the past year
20,454Delegates in past year

Long reads Total long reads 1414

Ruth Wandhofer

Ruth Wandhofer Board Member and Senior Adviser at LSEG, PTSB

Top cyber threats and prevention trends in 2026

The scale and effectiveness of major ransomware attacks (Marks & Spencer), supply chain breaches (Bank Sepah) and high-profile cyber-attacks on critical infrastructure (Collins Aerospace) in 2025 should be a wakeup call to companies, banks, public sector organisations, governments, insurers, and investors alike. The threat landscape saw a 60...

/security

Hamish Monk

Hamish Monk Senior Reporter at Finextra

Black Friday bargains: What’s so bad about BNPL?

With the US-inspired Black Friday discount day set for 28th November, Cyber Monday on 1st December, and a flurry of festive spending expected in the runup to Christmas, Q4 2025 will be a bumper quarter for Buy-Now-Pay-Later (BNPL) schemes. Black Friday shoppers, however, have been urged to be prudent when it comes to BNPL offers at checkout, given ...

/payments

Ann Magnusson

Ann Magnusson Head of Investor Services at SEB

Do’s and don’ts of cloud migration

Custody platform operators are doing a lot of thinking about the cloud. It is a very important decision and one where banks need to scrutinise all the pros and cons with a great deal of care before committing. It’s important to discuss the myriad considerations, potential benefits, and areas of concerns clients and other custodians may have about ...

/cloud

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