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Expert opinions Last 7 days total 48

Parminder Saini

Parminder Saini CEO at Triple Minds

Crypto Enforcement Team Implemented by the FCA to Target Rogue Firms

Excerpt of Crypto Enforcement Team Implemented by the FCA to Target Rogue Firms The Financial Conduct Authority (FCA) has officially formed a dedicated Crypto Enforcement Team to actively identify and eliminate rogue crypto firms operating without regulatory approval in the UK. This move comes amid increasing concerns about fraudulent schemes, mon...

/crypto Cryptocurrency Insights

Nauman Hassan

Nauman Hassan Director at Paymentology

Can trust keep up? The race to secure the UAE’s digital payment future

Every day, more than AED 11 million is lost to fraud in the UAE - a number that’s hard to ignore in a country racing ahead with digital innovation. Thanks to modern, next-generation payments technology, it’s easier than ever to pay with a tap, swipe, or click. That’s great news for consumers and businesses, but it also means more opportunities fo...

/payments /crime

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Banking AI Implementation Case Study: Design of a Living Bank User Experience

What if your digital bank wasn’t just a service, but a living companion? Over six months, we designed a groundbreaking AI-powered financial product that aimed to reshape how customers engage with their money. Here are some key insights and takeaways from that journey. This was not another static banking app. It was envisioned as an AI-powered prod...

/ai /retail Innovation in Financial Services

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Causal AI: Going Beyond Correlation in Finance

Today, Artificial Intelligence (AI) has become a buzzword across industries. In finance, AI is used to identify fraud, automate lending decisions, predict stock price movements, and, in some cases, optimize portfolios. However, there is a limitation to contemporary AI approaches—they primarily lack a clear basis in causality, instead favouring co...

/ai /retail

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Best Practices for Switching from a Legacy Transaction Monitoring Tool

Switching from a legacy Anti-Money Laundering (AML) transaction monitoring system to a modern platform is a complex project that requires careful planning. Below are key best practices to ensure a smooth transition, from initial planning to final cutover, with an example of how a modern solution can fit into this process. Plan Integration Early an...

/payments /regulation Fintech

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Dave Glaser

Dave Glaser CEO at Dwolla

Emily Steele

Emily Steele President & COO at Savana

Kate Obiidykhata

Kate Obiidykhata Group Product Marketing Manager at Percona

Daniel Tan 🔥

Daniel Tan 🔥 Founder at FindTheLoan.com

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Research Total research pieces 296

Event Report

Modern onboarding: Optimising KYC through data integration and AI

The integration of technology and data continuity, combined with digitisation, automation, and AI, is revolutionising KYC and onboarding in the banking industry.  In today’s fast-paced financial landscape, efficient client onboarding is crucial for operational excellence and effective customer lifecycle management. Financial institutions are increasingly redefining their Know Your Customer (KYC) processes to reduce inefficiencies and enhance the overall customer experience.  Integrating advanced technologies and real-time data processing can significantly accelerate these processes, providing clearer customer insights and reducing complexities. Data integration and AI allow the streamlining of KYC and onboarding procedures, ensuring seamless interactions and improving transaction accuracy and security. By embedding these capabilities within client environments, institutions can facilitate easier access to verified information, fostering trust and long-term business relationships.  This report highlights the key takeaways of a Finextra webinar, hosted in association with NICE Actimize, by a panel of industry experts. Discover:  Today's KYC inefficiencies and challenges;  The impact and importance of data; and  How digitisation, integration, and AI can streamline KYC and onboarding. 

105 downloads

Event Report

The Outsourcing Imperative: The strategic importance of partnerships for cloud-based payments

The financial services industry is at a pivotal moment where cloud technology and strategic outsourcing offer pathways to enhanced operational efficiency and competitiveness. Explore the Outsourcing Imperative.  In today’s rapidly evolving financial landscape, managing complex financial systems has become increasingly challenging for banking providers. The demands of mature cloud technology, evolving payment rails, and channels such as real-time cross-border payments and stablecoins require innovative solutions. Additionally, regulatory differences by country and region add another layer of complexity, especially for banks operating across multiple borders.  With the buzz around generative AI and other emerging tools, financial institutions must consider outsourcing certain functions to maintain competitiveness and efficiency. Enhancing user experience and regulatory compliance are paramount, as customers now expect a variety of payment options, from digital wallets to AI-driven payment agents. Outsourcing becomes key in today’s payments landscape, and financial institutions are increasingly turning to Payments as a Service (PaaS) to navigate the complexities of modern banking operations.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. Discover:   Drivers for adopting cloud-based payments;  Why banks and cloud are still an unfinished story;  Why outsourcing is necessary in today's payments landscape; and  How banks can change the status quo through partnerships. 

75 downloads

Event Report

Modern payments excellence: Exploring diversification of channels, orchestration, and regulation

In today’s rapidly evolving financial landscape, integrating new payment channels has become essential for institutions aiming to stay competitive. Whether it's card-based, account-to-account, instant, or mobile—technological advancements and changing consumer preferences drive the need for diversified payment methods, requiring a strategic approach by banks often still too burdened by legacy to ensure seamless customer experiences and robust compliance. Financial institutions must not only navigate architectural complexities, but balance this with regulatory demands, and the integration of new technologies, all while maintaining the agility to adapt to future innovations.  Managing these challenges effectively is crucial for serving clients and customers in the best way possible, providing them with a wide range of choices and ensuring the availability of services in a time where outages still too often make the news. Leveraging modern technologies like tokenisation and APIs, financial institutions can create dynamic systems that cater to diverse consumer needs, enabling seamless management of multiple products and accounts. This openness is key to fostering resilience and driving change within the industry.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Diebold Nixdorf, by a panel of industry experts. Discover:  How banks can keep pace in a digital, instant world;  Ensuring payments resilience and the impact of regulation;  Key modern infrastructure requirements; and  The benefits of microservices architecture. 

137 downloads

FinextraTV

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How to Turn Data Into Insight in a New Era of Financial Intelligence

Stepping away from a busy event, Leon Saunders Calvert, President & Managing Director - B2B, The Economist Group sat down with FinextraTV to discuss the role of data in a new era of financial intelligence. Describing how bigger data isn't as good as qualified data, Sanders Calvert helps to contextualise some of the key considerations when interoperating data in the current industry landscape.

Long reads Total long reads 1341

Simon Jennings

Simon Jennings Executive Director at UK Cryptoasset Business Council

Britain must get serious about stablecoins – or risk falling behind

The UK Government wants Britain to be a global hub for digital assets. A goal the Chancellor, Rachel Reeves, placed firmly at the centre of her recent Mansion House speech. But when it comes to stablecoins – one of the most practical and fast-growing components of the digital asset economy - the UK is moving too slowly and potentially in the wrong...

/crypto

Stephanie Storry

Stephanie Storry Consultant at PSE Consulting

How will UK BNPL regulation impact merchants?

Buy Now, Pay Later (BNPL) has quickly become a retail staple in the UK. With consumers increasingly seeking flexible payment options, BNPL services have surged in popularity, promising an easy way to split payments into bite-sized chunks. But with this growth comes a growing wave of regulatory attention around rising default levels and consumer pr...

/retail

Hamish Monk

Hamish Monk Senior Reporter at Finextra

What is boss-tech?

Accountancy firm PwC has launched a biometric-based “traffic light system” in its offices, enabling managers to digitally track employees’ attendance. Such measures – known as ‘boss-tech’ – are part of a rising tide of in-house biometric deployment by institutions within the UK financial services industry. But here’s the contention: Is boss-tech ...

/identity

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