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Expert opinions Last 7 days total 51

Luigi Wewege

Luigi Wewege President at Caye International Bank

AI and Robotics Join Forces with Clean-Tech to Redefine Sustainable Infrastructure

The global movement toward sustainability is no longer just about reducing carbon footprints; it's a profound, technology-driven evolution of our core industrial systems. In a landscape where efficiency and innovation are paramount, the recent merger between Go Green Global Technologies Corp. (OTC: GOGR) and Four DRobotics Corp. (FDR) stands out ...

/ai /startups

Steve Durbin

Steve Durbin CEO at RYT

From Pilot Projects to Public Infrastructure: Why 2025–2026 Is the Year Governments Bet Big on Block

The Bahamas launched the world’s first retail digital currency in 2020. A few years later, Jamaica and Nigeria followed, while China began piloting the digital yuan at scale. Many dismissed these initiatives as niche or politically motivated at first. Yet, today more than 110 countries, representing 98% of global GDP, are exploring some form o...

/predictions Blockchain Observations

Uwakmfon Offiong

Uwakmfon Offiong Founder & CEO at Finclu Systems

Building Cross Functional Teams to Accelerate FinTech Implementation

The financial services sector is changing faster than ever. Open banking regulations, digital currencies, and inclusive finance initiatives are reshaping how money moves. Yet one recurring obstacle remains: how to translate promising solutions into live, trusted systems at scale. The answer lies not in technology alone but in the structure of the ...

/people Innovation in Financial Services

John Castaldo

John Castaldo SVP Finance at Mbanq

How to Align Regulatory Timelines with Fintech Momentum

The mismatch between innovation speed and regulatory approval cycles is one of the defining challenges in global fintech. A founder can, in theory, build a payments app over a weekend, raise seed capital in a month, and sign up thousands of users for a pilot. But getting a license to operate can take 12 to 18 months. That’s longer than many start...

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Graph Neural Networks and GraphRAG: Navigating Open-World Complexity in Finance

Executive Summary Graph Neural Networks (GNNs) and GraphRAG don’t “reason”—they navigate complex, open-world financial graphs with traceable, multi-hop evidence. Here’s why BFSI leaders should embrace graph-native AI now. The majority of AI technologies in finance still interpret the world through the lens of rows and columns. However, money acti...

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Steve Durbin

Steve Durbin CEO at RYT

Melvin Philips

Melvin Philips Staff Engineer at Lead Bank

Erich Litch

Erich Litch EVP and General Manager, Payment Software at ACI Worldwide

Coman Wakefield

Coman Wakefield CTO of EDQ at Experian

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Research Total research pieces 297

Future of Report

The Future of Cross Border Payments 2026: Strategies for Success

A special edition for Sibos Europe 2025 The pace of the financial industry is unrivalled. The cross-border payments landscape is rapidly evolving and maturing as emerging technologies develop, new regulations come into play, fraud dominates, and global consumers demand instant payments.  How is the industry responding to these changes, and what strategies are banking experts and leaders deploying to combat the onslaught of challenges as the future draws nearer? Sibos 2025 in Frankfurt will be a forum for conversation on the next steps for the financial sector, and how to conquer the next frontier of global finance.  This Finextra report analyses key innovations, explorations, and sentiments on the cross-border payments landscape, featuring key insights from Absa CIB, BNY, Crown Agents Bank, Commerzbank, the Financial Conduct Authority, FV Bank, HSBC, ING, Januar, JP Morgan, National Australian Bank, RBI, Santander, Société Générale, Standard Bank, Standard Chartered, State Street, and ZA Bank. It discusses:  Agentic AI and GenAI revolutionising cross-border payments;  The implications of a post-ISO 20022 migration world;  How banks are future-proofing their cross-border payments frameworks;  Financial crime and fraud prevention in payments;  The digital transition to cloud native infrastructure;  Challenges and opportunities in instant payments;  How rapidly emerging technologies will define the future of cross-border payments. 

195 downloads

Event Report

Modern onboarding: Optimising KYC through data integration and AI

The integration of technology and data continuity, combined with digitisation, automation, and AI, is revolutionising KYC and onboarding in the banking industry.  In today’s fast-paced financial landscape, efficient client onboarding is crucial for operational excellence and effective customer lifecycle management. Financial institutions are increasingly redefining their Know Your Customer (KYC) processes to reduce inefficiencies and enhance the overall customer experience.  Integrating advanced technologies and real-time data processing can significantly accelerate these processes, providing clearer customer insights and reducing complexities. Data integration and AI allow the streamlining of KYC and onboarding procedures, ensuring seamless interactions and improving transaction accuracy and security. By embedding these capabilities within client environments, institutions can facilitate easier access to verified information, fostering trust and long-term business relationships.  This report highlights the key takeaways of a Finextra webinar, hosted in association with NICE Actimize, by a panel of industry experts. Discover:  Today's KYC inefficiencies and challenges;  The impact and importance of data; and  How digitisation, integration, and AI can streamline KYC and onboarding. 

220 downloads

Event Report

The Outsourcing Imperative: The strategic importance of partnerships for cloud-based payments

The financial services industry is at a pivotal moment where cloud technology and strategic outsourcing offer pathways to enhanced operational efficiency and competitiveness. Explore the Outsourcing Imperative.  In today’s rapidly evolving financial landscape, managing complex financial systems has become increasingly challenging for banking providers. The demands of mature cloud technology, evolving payment rails, and channels such as real-time cross-border payments and stablecoins require innovative solutions. Additionally, regulatory differences by country and region add another layer of complexity, especially for banks operating across multiple borders.  With the buzz around generative AI and other emerging tools, financial institutions must consider outsourcing certain functions to maintain competitiveness and efficiency. Enhancing user experience and regulatory compliance are paramount, as customers now expect a variety of payment options, from digital wallets to AI-driven payment agents. Outsourcing becomes key in today’s payments landscape, and financial institutions are increasingly turning to Payments as a Service (PaaS) to navigate the complexities of modern banking operations.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. Discover:   Drivers for adopting cloud-based payments;  Why banks and cloud are still an unfinished story;  Why outsourcing is necessary in today's payments landscape; and  How banks can change the status quo through partnerships. 

144 downloads

FinextraTV

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Specialisation, AI, and the Fight Against All-Cause Fraud

In this FinextraTV interview, John Filby, CEO of Outseer, emphasizes the power of specialisation in the AI-driven fight against fraud. With scams and authorized fraud escalating, Filby outlined how organisations must turn to “all-cause” fraud prevention platforms, like their own, that can leverage all forms of AI for greater, more intentional protection. He also highlights how anchoring to a higher purpose, in this case, partnering with banks to "make the world safer" will be key to long-term protection.

Long reads Total long reads 1356

Adizah Tejani

Adizah Tejani Ex - Global Portfolio Manager at Independent

Is European fintech coming of age?

European fintech may finally be coming of age. Last week, Klarna — one of the continent’s most prominent fintechs — went public in the U.S., raising $1.37 billion at a $15.1 billion valuation. The IPO is more than a milestone for Klarna; it’s a turning point for the European ecosystem. Exits like this matter. They return capital, validate business...

/Sibos

David Ketley

David Ketley Executive Director at CSG Systems Inc.

From back office to backbone: Why billing is banking’s hidden advantage

We’re barely into autumn and many are already predicting hyper-personalisation, generative AI assistants, and embedded finance as the key banking trends of 2025. But not enough are noticing the quiet shift of billing and payments from back-office operations to the brains behind banking, thanks to the unique intelligence they capture. Every day, b...

/Sibos

Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

Modernising payments in 2025: How banks are moving from rail-centric to outcome-centric

The world of payments has never been more complex that it is today. What was ‘nice to have’ five years ago is now essential for consumers; a plethora of payment options is the expectation. To meet these demands, financial institutions need to adapt to new payment rails, the shift towards instant, and increasing demand for alternative payment metho...

/Sibos

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