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Expert opinions Last 7 days total 38

Parminder Saini

Parminder Saini CEO at Triple Minds

How Frictionless Gaming Technology Powers Instant Bank ID Verification

Modern gambling technology has changed how players use online casinos. Recent UK Gambling Commission pilots reveal that financial risk checks work smoothly for 97% of users. This marks a big step forward from the old days when players had to wait through long account setup and verification steps. Trustly's Pay N Play shows how new payment solutio...

/startups Business Knowledge for IT

Parminder Saini

Parminder Saini CEO at Triple Minds

8 Best Trading Bots to Use in 2025: Smarter Trading Through AI Algorithms

In 2025, success in the markets depends on how intelligently you use technology. From retail traders to institutional investors, everyone is turning to bot trading — a system where trades are executed automatically using AI algorithms that analyse data, spot opportunities, and react in milliseconds. However, this revolution isn’t just about conve...

/crypto Cryptocurrency Insights

Teymour Farman-Farmaian

Teymour Farman-Farmaian CEO at Higlobe

An Open Letter to European Central Bankers: A Stable Opportunity

The global economy seeks well-managed currencies for international commerce. The U.S. dollar has long dominated, but rising concerns about U.S. fiscal discipline have created demand for an alternative. At the same time, no one wants to hold China’s renminbi. This opens the door for euro stablecoins to shine. Europe has earned the world’s trust due ...

/payments /crypto The future of Payments in Europe

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

A Quick Take on Current Trends in Fintech -

Where Technology, Trust, and Transformation Collide. The financial technology landscape in late 2025 is both exhilarating and daunting. Once the scrappy upstart of global finance, fintech has matured into a multi-trillion-dollar ecosystem shaping how individuals, companies, and governments move, manage, and multiply money. A decade ago, innovation...

Daniel Lowther

Daniel Lowther Head of Fintech at CCGroup, a Hoffman Agency

What is hot or not with fintech media?

What’s really driving the conversation in fintech — and what’s just noise? It’s never been harder to tell. Technologies, regulations, and players rise and fall in the headlines at breakneck speed. With so much out there, understanding what really matters — the underlying themes that sustain attention and shape sentiment — is key to connecting with...

/markets /predictions

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Eric Benz

Eric Benz Chief Executive Officer at Vaultz Capital PLC

Kanakkupillai Company

Kanakkupillai Company Accounting firm in Chennai at Kanakkupillai

Mark Andreev

Mark Andreev Senior Software Engineer at Man Group

Bas Kniphorst

Bas Kniphorst EVP & Managing Director of Tax & Accounting Europe at Wolters Kluwer

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Research Total research pieces 300

Event Report

Faster & further: 2025 insights on the evolution of the Nordic payments landscape

What's shaping Nordic payments? As NextGen Nordics 2025 unfolded in Stockholm, Sweden, there was a keen sense of discussion and debate. In particular, the conversation focused on how the Nordic region has been evolving to meet the intersection of instant and cross-border payments. As a discussion, some remained optimistic and positive about the efforts made, whilst others were less impressed and more cynical about the region’s ability to meet regulatory deadlines and improve its readiness.  Sourced from FinextraTV interviews filmed at the event, this report helps to break down some of the key talking points. From the impact of fraud on faster cross-border payments to the inability of banks to catch up to customer expectations, this report guides you through the (sometimes clashing) consensus on Nordic payments progress.  Discover:  Why cross-border payments demands outpace banks;  How digital first players are reshaping the industry;  How the Nordics are maintaining instant payments progress;  The necessity of strong safeguards;  And more.    Save the date for NextGen Nordics 2026 in Stockholm – Tuesday, 28th April 2026  Get involved – Register your interest here. 

68 downloads

Survey

Payments 2030: What’s shaping the future?

Assessing the global state of payments modernisation in our latest Finextra survey. As we approach 2030, the payments landscape is transforming faster than ever. Many financial institutions across the world are on a digital transformation journey, investing in new technologies. However, many are held back by legacy systems in a world where speed, resilience, and reliability are critical.  Finextra Research, in association with ACI Worldwide, surveyed 162 global industry leaders in the summer of 2025 to reveal how organisations are aligning their payments strategies with market and regulatory demands, the challenges they face, and the technological and operational shifts shaping investment decisions.  Input from leaders at The Clearing House, Deutsche Bank, and the US Faster Payments Council reinforce both the significant progress made and the critical work ahead. As financial institutions navigate ongoing shifts in the payments landscape, modernising cloud and infrastructure capabilities has become central to delivering real-time, resilient, and scalable services.  Download this Finextra survey report, produced in association with ACI Worldwide, to discover:  Current and predicted cloud adoption trends;  Instant payment plans and adoption timelines;  A2A payment growth forecasts;  Readiness for rising digital payment volumes;  Budget priorities for compliance vs innovation;  Innovations set to disrupt the payments ecosystem; and  Strategies for navigating regulatory pressures such as ISO 20022. 

509 downloads

Future of Report

The Future of Cross Border Payments 2026: Strategies for Success

A special edition for Sibos Europe 2025 The pace of the financial industry is unrivalled. The cross-border payments landscape is rapidly evolving and maturing as emerging technologies develop, new regulations come into play, fraud dominates, and global consumers demand instant payments.  How is the industry responding to these changes, and what strategies are banking experts and leaders deploying to combat the onslaught of challenges as the future draws nearer? Sibos 2025 in Frankfurt will be a forum for conversation on the next steps for the financial sector, and how to conquer the next frontier of global finance.  This Finextra report analyses key innovations, explorations, and sentiments on the cross-border payments landscape, featuring key insights from Absa CIB, BNY, Crown Agents Bank, Commerzbank, the Financial Conduct Authority, FV Bank, HSBC, ING, Januar, JP Morgan, National Australian Bank, RBI, Santander, Société Générale, Standard Bank, Standard Chartered, State Street, and ZA Bank. It discusses:  Agentic AI and GenAI revolutionising cross-border payments;  The implications of a post-ISO 20022 migration world;  How banks are future-proofing their cross-border payments frameworks;  Financial crime and fraud prevention in payments;  The digital transition to cloud native infrastructure;  Challenges and opportunities in instant payments;  How rapidly emerging technologies will define the future of cross-border payments. 

604 downloads

FinextraTV

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/cloud

How Cloud Transformation is Key, But Culture Over Technology Reigns Supreme

Stepping away from a busy Sibos 2025 in Frankfurt and into the FinextraTV Studio, Magnus Haglind, Senior Vice President, Head of Capital Markets Technology, Nasdaq speaks about the ability for cloud technology to pull together siloed data sources, build resiliency and enable innovation. However, beyond the technology, Haglind emphasises the need for business and culture transformation over just the transformation of technologies.

Long reads Total long reads 1376

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

Europe’s Instant Payments Regulation and the 9 October deadline, explained

Adopted by the European Parliament and the European Council in March 2024, the Instant Payments Regulation (IPR) was set in motion to speed up the roll-out of instant payments in Europe and cover credit transfers denominated in euro within the EU. This regulation also amends the Single Euro Payments Area (SEPA) regulation, adds specific provisions...

/regulation

Chris Holmes

Chris Holmes Peer at House of Lords

Why the Government has the wrong approach to digital ID

Digital ID holds the promise of improved lives, services and systems for citizen, consumer and country. But the Government’s current approach, suggesting mandatory digital ID to stop illegal immigration, is going about it in precisely the wrong way. Fintech benefits I have been writing about the potential benefits of digital ID for years. There...

/identity

Simon Jennings

Simon Jennings Executive Director at UK Cryptoasset Business Council

The devil is in the details: Delivering on the UK-US Digital Asset Taskforce

Last month, the UK and US governments announced the creation of a new ‘Transatlantic Taskforce for Markets of the Future’ - a joint initiative to enhance collaboration on digital assets and foster innovation in cross-border markets. This is a huge step forward, and I want to take this moment to congratulate both sides on getting this over the line...

/crypto

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