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Expert opinions Last 7 days total 70

Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Bridging the Gap between Fiat and Crypto: Why Web3 Cross-Border Payments Need Web2 Thinking

Major financial institutions are beginning to integrate blockchain into real-world payment systems. Visa recently expanded its use of digital currencies for cross-border settlements, supporting faster transfers using public blockchain networks. JPMorgan is already moving more than $2 billion in daily value through its internal blockchain platform,...

/inclusion /crypto

Stanley Epstein

Stanley Epstein Associate at Citadel Advantage Group

Managing AI Risk and Rewards in Fintech

As fintechs race to deploy AI for personalization, credit decisions, fraud detection, and automation, success hinges on embedding robust governance, privacy safeguards, and explainability into the product lifecycle — not after the fact. 1. Why AI is both an opportunity and a liability for fintechs AI is now central to many fintech value proposition...

/ai /regulation Fintech

Hussam Kamel

Hussam Kamel Payments Architect at Icon Solutions

Payment Fragmentation Is Here to Stay, and Banks Must Adapt

For years, the payments industry has been on a seemingly unstoppable path toward global harmonisation, integration and alignment. The most recent poster child of this trend was the shift to the ISO 20022 messaging standard, which promised to unlock interoperability and seamless value movement across borders. That somewhat utopian vision has now co...

/payments

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Neobanks vs Traditional Banks: Digital Innovation and Sustainable Finance Reshaping Banking

Digital-first banking is transforming financial services through sustainability, personalisation, and accessibility. Discover how neobanks are redefining customer expectations. The financial services landscape is experiencing a fundamental shift. Neobanks have emerged as agile, technology-driven alternatives that prioritise customer experience, ...

/payments /retail Innovation in Financial Services

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

The Future of Contactless Payments: What Every Bank Should Watch in 2026

Imagine your customer walking into a pharmacy. They pick up their medicines, tap their phones at the counter, and complete payment before the queue even moves. Your customers now expect this speed in payment everywhere. A recent study by Statista shows contactless payments will cross $8 trillion in global volume by 2026, and the shift is accele...

/retail /inclusion

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Manish Kumawat

Manish Kumawat CEO at Fulminous Software

Mahmoud Mhiri

Mahmoud Mhiri Executive Partner at Vneuron

Arun Goyal

Arun Goyal Managing Director at Octal IT Solution

Utsav Shah

Utsav Shah CEO at Kaaj

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Research Total research pieces 304

Event Report

Holistic banking platform modernisation: Balancing innovation and business continuity

How banks are moving from core modernisation to end-to-end transformation.  Over the last decade, many financial institutions have started expecting that the terms modernisation means having to modernise the core – yet this believe does not stand the test of time as innovation continues to shift expectations. While many organisations now have modern, real-time cores yet struggle with other aspects, such as integrations or digital experiences.  So how can financial institutions peel back the layers to ensure true end-to-end transformation? And how can this innovation can be achieved in a resilient manner? Whether organisations look to leverage AI, APIs, robotic process automation (RPA), or cloud computing, it's crucial that these next-generation tools are seamlessly integrated into existing systems.  This report highlights the key takeaways of a Finextra webinar, hosted in association with FIS, by a panel of industry experts. We discuss:  The shift away from core modernisation;  The key obstacles to achieving end-to-end transformation;  How APIs can be leveraged most effectively;  How financial organisations can balance innovation with business continuity. 

58 downloads

Survey

Turning AI potential into advantage: How financial services institutions are scaling AI

Discover how industry leaders are turning AI into a competitive advantage. Our latest Finextra survey report, assessing the global state of AI in financial services, is now available to download.  AI is no longer a future prospect but a core driver of financial services transformation. However, strict regulatory, security, and data governance requirements often hinder adoption. The key question for leaders has shifted from “Will AI have an impact on my business?” to “How can AI be deployed at scale to create tangible value?”.  To uncover how the industry is addressing these issues, Finextra Research, in association with Cloudera, surveyed 155 global industry leaders in August 2025 to reveal insights designed to help navigate this complex landscape.  Get the insights you need to stay ahead — this exclusive report explores not only the maturity of AI adoption, but also the strategic decisions around infrastructure and vendor partnerships that will define success in the years to come.  Download this Finextra survey report, produced in association with Cloudera, to discover:  Your peers' current levels of AI and ML maturity;  The greatest barriers to successful AI implementation — and how to overcome them;  The adoption of hybrid deployment models;  The top AI and ML use cases driving ROI today;  What drives the adoption of custom AI environments; and  How firms are evaluating their enterprise AI platform vendors. 

233 downloads

Event Report

Modernising liquidity management for real-time banking

The rapid adoption of real-time payments is fundamentally transforming the financial services landscape, creating both new challenges and significant opportunities for banks and their corporate clients. As the industry moves beyond traditional, batch-based processes, financial institutions are under increasing pressure to modernise their liquidity management systems and embrace advanced technologies to remain resilient and competitive in a 24/7, real-time environment.  Success in this dynamic market now hinges on the ability to adapt swiftly and strategically. By investing in robust APIs and real-time data integration tools, banks can achieve greater visibility and control over liquidity positions, streamline processes, and reduce operational costs.  The integration of artificial intelligence (AI) and machine learning (ML) further elevates operational efficiency, enabling predictive insights, enhanced reliability in payment systems, and improved customer experiences. These technologies are not just enablers — they are becoming essential for maintaining financial stability and meeting the evolving demands of clients in an increasingly digital and instant world.  This report highlights the key takeaways of a Finextra webinar, hosted in association with Tietoevry, by a panel of industry experts. Discover:  The shortfalls of liquidity systems in a real-time world;  An examination of the bank - corporate relationship;  Why APIs and AI are game changers. 

201 downloads

FinextraTV

3,245videos
138,603views in past year

/sustainable

How Multi-AI Systems Can Reduce Exposure to Nature-Related Risks

Joining Richard Peers, Founder, ResponsibleRisk, the winners of the Sustainable FInance.live hackathon, emerging class - NatureMind AI - made up of Hassan Sheikh, Alok Singh and Neetu Kushwaha - discuss their winning solution and how multi-AI systems can help infrastructure resilience. Sheikh began by outlining some of the challenges they noticed corporations and asset owners were facing in relation to extreme weather events, such as floods and heatwaves. Explaining how many traditional infrastructures are based on historical data and are not based on future scenario projections, causing infrastructural risk, they outlined the importance of better decision-making capabilities. They explained how many smaller organisations do not have the capacity or time to understand and investigate nature-based interventions and are defaulting to traditional infrastructure. As a solution to this, they say, a multi-AI system that draws together information from different sources on weather-related risks helps to reduce the capacity needs and with an implemented caching layer, can reduce latency and API costs.

Events

312Webinars available
62Events in the past year
20,589Delegates in past year

Long reads Total long reads 1417

Amy Nauiokas

Amy Nauiokas CEO at Anthemis

UK’s AI infrastructure: Building the foundations for a sovereign future

Similar to how technology and innovation in the 1960s was dominated by the Space Race, we are now witnessing a global AI race – a marathon that impacts every sector and has no clear finish line. Around the world, governments are investing in AI as a strategy to strengthen their economies and global standing. In the UK it is no different. Nvidia’s ...

/ai

Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What are the new SFDR simplification rules - and what they mean for transparency

The European Commission proposed amendments to the EU’s environmental transparency framework for financial products - the Sustainable Finance Disclosure Regulation (SFDR) - last week. The proposal simplified the rules of the SFDR, with the EC reporting that the current framework is “too long and complex” for investors and corporations to understan...

/regulation

Ruth Wandhofer

Ruth Wandhofer Board Member and Senior Adviser at LSEG, PTSB

Top cyber threats and prevention trends in 2026

The scale and effectiveness of major ransomware attacks (Marks & Spencer), supply chain breaches (Bank Sepah) and high-profile cyber-attacks on critical infrastructure (Collins Aerospace) in 2025 should be a wakeup call to companies, banks, public sector organisations, governments, insurers, and investors alike. The threat landscape saw a 60...

/security

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