Dmytro Spilka Director and Founder at Solvid, Coinprompter
You may want to switch your ISA to take advantage of better interest rates, or you could be aiming to bring multiple ISAs together under one manager. Whether you’re seeking to transfer your ISA for convenience or to boost your earnings, there are a few things you may want to consider. Different Individual Savings Accounts carry varied rules when ...
06 November 2024 /wealth
Alexander Boehm Chief Executive Officer at PayRate42
Donald Trump’s return to the U.S. presidency in 2024 marks a pivotal moment for the global cryptocurrency market. His administration’s anticipated pro-crypto stance has already sent shockwaves through the sector, with both immediate and long-term implications for digital assets, regulatory landscapes, and investor sentiment. 1. Immediate Market Re...
06 November 2024 /crypto /markets
Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.
Over the past decade, Africa has experienced a remarkable surge in mobile phone usage, fundamentally transforming the continent's digital landscape. In 2010, the continent had approximately 65 million smartphone users. By 2023, this number had escalated to over 680 million, marking a more than tenfold increase. This growth has been pivotal in enha...
06 November 2024 /payments /inclusion Mobile Financial Services (MFS)
Denis Shafranik Co Founder at Concentric
LATAM has been a hotbed for fintech in recent years, thanks to its large and receptive population, favourable regulation, and rapid digitisation, which have driven innovation and uptake of new bank and payments services. There is now substantial competition across most categories. So, where will future fintech growth come from? Figures out in Jun...
06 November 2024 /markets /predictions Fintech
Prashant Bhardwaj Innovation Manager at Crif
In today’s rapidly evolving digital landscape, customers' expectations of financial institutions have reached unprecedented heights. With technology reshaping how we interact with banks, consumers demand seamless, personalized experiences catering to their needs. This article, supported by compelling statistics and insights, explores whether bank
06 November 2024 /people /inclusion Digital Banking Trends
Raj Kumar Lead - Digital Marketing at Kumaran Systems
For decades, mainframes have powered the core operations of banks around the world. They remain integral to banking processes like transaction processing, record keeping, and regulatory compliance due to their stability, scalability, and reliability. Even with their advantages, old mainframe systems can be costly and complicated. This is especiall
06 November 2024 /retail /cloud Banking
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
South Africa’s regulatory landscape is witnessing a calculated embrace of digital assets, driven by the Financial Sector Conduct Authority's (FSCA) forecast in its Q3 Industry Newsletter (December 2023), projecting that 43% of South Africans will have exposure to crypto assets by 2030. This projection isn't merely optimistic—it reflects the country...
05 November 2024 /regulation /crypto
Scott Smith Co-founder at Fizz
Most college students today face a financial blind spot as they head into adulthood. They graduate with degrees, internships, and mountains of student debt—but little knowledge about managing their money effectively. Shocking: Only 35% of college students can correctly answer 4 out of 5 basic financial literacy questions, according to TIAA Instit...
05 November 2024 /wealth /startups Financial Transformation
Ade Adetosoye Chief Operating Officer at MA GLOBAL
Background In today’s fast-paced world, cash and checks are increasingly giving way to faster, more convenient digital payment methods. From online banking transfers and mobile payments to cryptocurrencies and digital wallets, digital payments have transformed the way we transact. But what exactly are digital payments, and what makes them the bac...
05 November 2024 /payments /inclusion Payments strategies 2015-2020-2030
Raj Bakhru CEO at BlueFlame AI
Today’s finance leaders are increasingly tasked with privacy, security, and compliance concerns, particularly those in financial services firms as they race to harness the potential of generative AI for efficiency and productivity and elicit the most benefit. AI now presents these leaders with a new slate of concerns and level of complexity as the...
05 November 2024 /ai /regulation
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