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I was in Parliament the other week, in a Committee Room, listening to a lot of promises being made by the LINK ATM Network. The promises boil down to the claim by LINK that they will never let any tow...
Occam's razor (or Ockham's razor) is a principle from philosophy that presumes that if two explanations for an occurrence are presented, the simpler one is usually better. Another way of saying it is ...
It’s no secret that everything is gradually making its way online, be it the weekly food shop, ordering taxis or searching for your next home. All of these and more can be conveniently done anytime, a...
My concluding blog on trends focuses on the ongoing payment trends, those that are already strongly established and which will continue in 2018. The momentum towards a “less-cash” society increases i...
Fintech is the buzzword within the banking industry. It refers to the use of technology across all financial services functions. For instance, the simple task of replacing paper-based processes with s...
As we saw in Feature Or Bug - Facebook & Tideplus (hyperlink removed to comply with Finextra Community Rules but this post should appear on top of Google Search results when searched by its title)...
The analysis of use cases proposed by Community NdT participants continues. Certify the Existence of Goods in Inventory (proposed by Omlog- logistics services and Guerra- SME food processor). This sol...
There are many ways that you or a small business could get caught up in a social media disaster. Can you think of any off the top of your head? If you are like most of us, probably not. Here are 14 wa...
For financial institutions, especially global ones, the myriad of regulations that they must adhere to is staggering. The difficulty with that is not just the number of targets they need to hit, but t...
The digitalisation of the economy has transformed how consumers and businesses purchase and pay for goods and services. With a thumbprint, a tap of the wrist, or simply a glance of the face to our pho...
India’s emergence as a digital payment powerhouse is an unlikely story. Until recently, cash accounted for 95% of transactions, 85% of workers were paid in cash, and 70% of online shoppers chose ‘cash...
Some interesting research from multiple sources are providing lead indicators into why the future of organisations will become a blend of human and chatbot workers. More and more people are using chat...