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Digital transformation in finanial services is frought with challenges. Forget all of the technology headaches and look closer to home. An enlightened CEO is the first step on the journey. Digital Tra...
The banking sector simply isn't lending. And when they are, lending to the wrong businesses. Access to finance continues to be a significant concern for small to medium sized enterprises (SMEs) compar...
RegTech & KYC: Over-selling, under-delivering…Is this creating more risk in the market? In recent years, the banking industry has been inundated with regulation. From AML, to EMIR, Dodd-Frank, MiF...
Most organisations strive to be on the best possible terms with their clients but too often neglect with third parties that contribute to the success of their business. The nature of buyer and supplie...
Increasingly, businesses are adopting subscription and recurring business models, as championed by the likes of Netflix and Spotify. Indeed, Zuora’s latest Subscription Economy Index highlighted how s...
Trader fraud is on the rise. Last year, the Security and Exchange Commission announced it filed 868 enforcement actions exposing financial reporting-related misconduct by companies and their executiv...
Running a startup is a difficult job, especially if you are not 100 percent sure whether you are going in the right direction. This is why long-term goals can help you shape your business plan and kee...
As open APIs begin to shape a new banking landscape, banks’ immediate focus should be on improving core differentiating services, taking advantage of their access to infrastructures and networks. The ...
The Internet of things (IoT) is the connection of physical devices – including vehicles, machinery, and buildings – embedded with electronics, software, sensors, actuators, and network connectivity to...
I read a couple of articles this week which reinforced my belief that the biggest threat to most payments businesses is their inability to adapt quickly enough to the changing landscape. The first one...
Trying to predict what the bank of the future will look like is an almost impossible task as there is no definitive single answer. What can be said with some degree of certainty is that there is a rev...
Business banking sucks. From accounting to invoicing and the awful customer service, business banking is painful. Our team had loads of pains with business banking. But did other people feel the same ...