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1148 Results from 2018

Retired Member

Retired Member 

FCA Brexit consultation offers alternative to noisy political debate

You might be excused for thinking that given the remaining Brexit uncertainty, contingency planning is something for policy wonks and lawyers. But this oversimplifies the situation, in particular since the FCA published two consultations on Brexit last week offering an unsentimental and technical analysis. The regulator provides some detailed guid...

/regulation

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How important is a domain name for financial companies?

When you think about financial companies, a domain may be one of the least important features for you. You may want to know more about the “spreads” and the “leverage” if it is a broker. But, like it or not, the financial company is still a company and therefore requires really good branding in order to make marketing an enjoyable process for its ...

/startups Marketing in Financial Services

Olivier Thirion De Briel

Olivier Thirion De Briel 

How AI and Machine Learning are Changing MFA?

The multi-factor authentication market is experiencing new dynamics. For the last 15 years, strong authentication was not a top of mind concern for organizations and was mainly based on hardware tokens generating one-time passwords (OTPs), a temporary 6 or 8 digit password. The user was required to first generate an OTP on his token and then copy/...

/ai /security Disruption in Retail Banking

Dean Wallace

Dean Wallace Director of Consumer Payments Modernisation at ACI

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Anna Kuzmina

Anna Kuzmina Expert at Fintech

Kenya Case Study Part II: M-PESA vs The Market

So about competition with the star of our previous article — M-PESA. There should be some, right? Safaricom is by far the largest mobile operator in Kenya, with even calls by other operators to declare it dominant. The other telco players are Airtel and Telkom Kenya. See the interview about Kenya — M-PESA story: https://youtu.be/QlZuKwnsAS4 Acros...

/payments Fintech

Retired Member

Retired Member 

Robots and Roti What can banks learn from a good curry

Those that know me personally know that I love technology, especially where it improves our lives. My most recent acquisition is a robotic roti maker, and having used it I’m sharing what I learnt and how those learnings can helps banks. Robot Revulsion “Why did you buy this, do you not like my Roti”, was the first reaction of my wife. And after a

/retail

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Bank of England, the main roadblock to opening up UK payments

We learned on Thursday 18th October 2018, at the launch event of Pay.uk, that any renewal of the UK's retail payments infrastructure will have to wait until after the renewal of the Bank of England's payments infrastructure. This is by far the first instance of the Bank of England standing in the way of innovation, new competitors, new services an...

/payments Transaction Banking

Retired Member

Retired Member 

PSD2 - A New Open Banking Payment Ecosystem

Revise Payment Service Directive (PSD2) is a new regulation provided by EU Directive, administered by the European Commission (Directorate General Internal Market) to regulate payment services and payment service providers throughout the European Union (EU) and European Economic Area (EEA). PSD2 provided enormous opportunities to Banks, Customer...

/regulation Banking Regulations

Retired Member

Retired Member 

How to Ensure the Success of Your Startup by Improving Your Product-Market Fit

Many startups fail not because they are working on their product wrong, but simply because they fail to identify the current needs of the market, and bring out a product that nobody has even asked for in the first place. Contrary to what some think, marketing isn’t just about promotion – it starts at the product design phase, and it’s important to...

/startups Whatever...

Retired Member

Retired Member 

Yet Another Core Banking Proposal

I'm seeing a steady stream of requests for proposals from well-established retail financial services companies looking to replace their core banking platform; front to back - channel to core back end. I’ve been involved in a fair few such transformations over the years as a client, a vendor and an advisor. Across the industry we’ve all seen some s...

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