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1270 Results from 2013

Retired Member

Retired Member 

Reinventing mobile wallet Swish

Last week I noticed new swedish mobile payment approach, which adds all current debit payment options but is done with mobile phone app. Idea in general works like this. Customer links his current account in his online bank to Swich account and adds his mobile number, verifying account customer gets text message to confirm account. Then downloads ...

/payments

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

CTS2010 Compliant Or Not?

Soon after I wrote CTS2010: Cheque Truncation Or Contract Termination System?, a senior banker averred to me in private that India's cheque truncation program had a lot of loose ends. A friend of mine who used to work for a CTS solutions provider pointed out that the program had an ever greater impact on NBFCs than banks (For the uninitiated, a No...

/payments /retail

Marc Murphy

Marc Murphy CEO at Fenergo

Will FATCA turn banks into tax advisors?

What a difference a week makes! Since the announcement of the final regulations, it seems that every financial institution has just hit the accelerator button on their FATCA programmes. As a result, we’ve been powering through presentations and demonstrations on how our FATCA solutions work in practice. As part of this, I’ve been giving more tho

/regulation /wholesale

Keith Appleyard

Keith Appleyard IT Consultant at available for hire

RBS Internet Banking is not for the English

I had fun with RBS Internet Banking on Sunday. When I went to Login as usual via a page dedicated to RBS Customers in England, I got an error message that my Login credentials hd not been recognised. I contacted their Help Desk via Chatroom, and they assured me everything was working correctly, and what I needed to do was delete all my Cookies &...

Whatever...

Amit Vats

Amit Vats Associate Director, Product Management at Edgeverve (an Infosys subsidiary)

Is that a channel or yet another device?

The banker’s definition of a ‘channel’ is notably different from that of the vendor community in general, and this is reflected in the kind of solutions existing today, which claim to solve the multi-channel puzzle. For a bank, a channel is a conduit to distribute its products & services to customers, either pushed by the former or pulled by th...

Retired Member

Retired Member 

Brilliant and scary ATM advert from the taxman

Today I saw the most effective piece of advertising ever on a cash machine. I rolled up to a Tesco ATM – a nice new NCR device with a video display that normally has a few rolling ads for the supermarket as you wrestle your debit card out of your pocket and into the slot. I was immediately confronted by a rather attractive girl’s eyes staring str...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

In praise of NEGATIVE carrots...reissued

TeliaSonera (the leading Nordic telco) announced this week in Finland that they will increase the charge for sending paper invoices to corporate customers from 5 to 10€. Consumers are charged 1,90. This clear policy is for sure to be applauded – good for all parties (and big time for society at large) – for the following reasons: 1. The cost savi

/payments Innovation in Financial Services

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Could EC3 help Europol see sense?

This month, we saw Europol’s launch of EC3, the new European Cybercrime Centre that aims to be at the heart of combating cybercrime in the EU. As I blogged back in July 2012, it’s fantastic the EU recognise cybercrime as a serious enough issue to warrant a dedicated centre. In my opinion EC3 can help protect Europeans and businesses against mountin...

/security Information Security

Retired Member

Retired Member 

Five Aspects of an Ideal Loan Origination Solution

New technologies and tools are quickly cropping up to facilitate lending and account opening. We have pulled together five most important capabilities of a lending system to help you identify the most appropriate solution for loan origination. 1. Intuitive management of loan processing business flow. Visual editor for decision flow is one of the m...

/retail

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

What is on Your Phone

It’s funny to me that when having conversations about technology people still don’t see the parallel between their smartphone and their computer. Today, smartphone are connected to the Internet and have much of the same information as the personal computer, if not more. Now Androids and other smartphones have become little mini handheld computers. ...

/security

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