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1148 Results from 2018

Akshaya Bhargava

Akshaya Bhargava Chairman & Founder at Bridgeweave Ltd.

AI - The Perfect Assistant?

Recently, while doing a demo of one of our products, I was asked “where is the AI in this?” The question is neither uncommon nor rhetorical but comes with much sub-text. Do we genuinely want to know how the machine has arrived at an answer? How many will even understand the method if it was explained to them? Or do we think that unless AI is demon...

/ai Fintech innovation and startups

Retired Member

Retired Member 

Open-Loop Prepaid Card Markets On The Rise, Studies Show

The open-loop prepaid market is booming, and all signs point to another record-setting year. The Canadian open-loop prepaid market has grown 27 percent over the last three years, according to the Canadian Prepaid Providers Organization’s (CPPO) most recent annual study, which was conducted by Mercator Advisory Group. Nearly $4 billion was loaded ...

/payments

Retired Member

Retired Member 

Collaboration between FinTechs and Financial institutions - win-win?

Instead of the predicted cannibalization, an evolution is taking place in both the new and traditional financial services models, as companies begin to collaborate rather than compete for greater market share. For FinTech entrepreneurs the time is now. Research by Chicago-founded global law firm Mayer Brown suggests that one-third of the 70 fina...

/retail Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Putting the customer at the heart of it

A colleague of mine in the UK recently wanted to open a business account. She needed to get funds in quickly so she wanted a fast process and was happy to comply with whatever checks were required to do so. Contacting her current high street bank seemed an obvious first step. Surely this would make the process simpler, and more importantly, faster...

/regulation Banking Strategy, Digital and Transformation

Anna Kuzmina

Anna Kuzmina Expert at Fintech

India stack

There was one particular subject that got the spotlight at the recent fintech conference that I talked about. India stack. Meaning, the number of government-led initiatives to bring India to the front seat of the world digital economy. That is one lucky 1.2 billion population country. Aadhaar serves as a founding block of the digital economy. A

/payments Digital Banking Trends

Retired Member

Retired Member 

How does AI-based credit scoring fare against traditional credit scoring?

"A neural network more closely mimics the way humans think and reason, whereas linear models are more dogmatic — you’re imposing structure on data as opposed to letting the data talk to you." ~ Eric VonDohlen , VP of Enterprise Business Intelligence and Analytics at ICW Group Traditionally, the biggest advantage of AI-based credit sco...

/ai Behavioral Economics in Banking

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

Crossing the trust boundary with DLT pt2: The Company

In the last article, “Crossing the trust boundary with DLT pt1: Consortiums”, I looked at some fairly well understood topics on the trust model of consortiums. In this article I will explore how Distributed Ledger Technology (DLT) can be exploited in a single organisation. There are not too many obvious use cases for the single organisation due to...

Blockchain Observations

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Retired Member 

AngularJS or ReactJs: Which one to choose?

ReactJS and AngularJS have been the most grounded contenders in the domain of the JavaScript framework. Regularly designers continue battling among the frameworks to build up an adaptable arrangement. Both Angular and React are packaged JavaScript frameworks that touch off advancement and customization in versatile and web applications. With their ...

/devops

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

The curious incident of company No. 11536954 - Pay.uk Limited, founded three months ago

Pay.uk Ltd was founded three months ago (on 25th August 2018) as a company limited by guarantee no. 11536594 and registered to 2 Thomas More Square, London. Is that a surprise to you? It might be. On 10th October 2018 it changed its name to NPSO Ltd, NPSO being short for New Payment System Operator Ltd. There already was an NPSO Ltd – a company li...

/payments Transaction Banking

Enrico Camerinelli

Enrico Camerinelli Supply Chain Blockchain Personal Coach at Aite Group

Blockchain and e-mails

<<Do we really need this blockchain? From what we see from current projects it looks like we could do the same with the technologies already in use.>> I get these and other objections from entrepreneurs and managers (either from companies or banks) in my daily work of Blockchain Management Outsourcing. The questions are legitimate and t...

Blockchain Observations

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