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1270 Results from 2013

Retired Member

Retired Member 

Enterprise Governance in Banks

Everyone’s talking about enterprise (business) governance. Typically conversations focus on the application of structured controls across the enterprise to ensure enterprise-wide collaboration between different business units and IT. This in turn, drives the adoption and practice of policies, standards, controls, frameworks, knowledge content and ...

/wholesale Innovation in Financial Services

Retired Member

Retired Member 

Proving best-execution compliance for all trades

Despite the growth of automated, electronic trading – whether high-speed or algorithmic or plain vanilla – voice trading is still a key element of markets in most asset classes, and in particular where trades need to be negotiated. We’d all expect firms to keep archives of all electronic transactions, as with all of their computer data. But what...

/regulation

Retired Member

Retired Member 

eStatements: The Lost Member Communication Channel?

A recent CUinsight article by this topic explores the untapped up-side in marketing via the eStatements channel. The post was made by a vendor in this business. Nothing wrong with selling, but... In my experience, migrating a user from paper to eStatements is a very good thing in a connected world. However, when a paper statement is delivered, it...

/retail Online Banking

Retired Member

Retired Member 

The changing face of payments: new research

The Financial Services Club released their latest survey research last week – The Changing Face of Payments 2013. The survey had responses from 450 financial services professionals in a total of 63 countries, with the majority from UK and mainland Europe. The survey builds on a similar exercise last year, asking which infrastructures are most im...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Did we see it coming?

Exponential A year after the iPhone was launched, Nokia's CEO Olli-Pekka Kallasvuo was still bullish: “iPhone is a niche product.” Five years later, Nokia lost its mobile crown to Apple. What didn't Nokia know back in 2008? The concept of exponential: it takes just 49 minutes to fill a huge stadium with water, starting with a single drop and do...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Mexico Inbound eInvoicing Requirements 2013

Even with the newly announced December 28th mandates by the Mexico SAT, there is still quite a bit of confusion in the marketplace. If you run a Shared Services environment or if you are in charge tax compliance or account payables, here are four issues you or your service provider should be able to answer. How will you deal with the inbound XML...

/regulation Electronic invoicing

Nick Ogden

Nick Ogden Chairman at Ogden Research

Politics, Payments and DNA

Yesterday, given that it was a Monday, was an interesting day in the UK. We confirmed that we had exhumed Richard III and then George Osbourne had this to say. “Payments systems sit at the heart of the banking system. They are the hidden from view wirings that operate every time you get wages paid into your bank account, deposit a cheque or withdr...

/payments Innovation in Financial Services

Retired Member

Retired Member 

Flexbility is killing

Over the last couple of years I’ve had the opportunity to look at a variety of core banking solutions. What strikes me is that more and more these solutions are similar, not only in coverage – which we can assume they have to be to support the variety of banking functions needed – but also in construct. Service oriented architecture, frameworks, ...

Retired Member

Retired Member 

2013 Bank IT spend to grow - but too much in maintenance

Industry analysts at Ovum have predicted growth of 3.4% in the IT spend of retail banks around the world in 2013 – following fast on the heels of Celent’s predictions last month of the same growth for total bank IT spend. Whilst this is obviously good news for those in the fintech space, it is worth diving into the predictions a bit deeper. The O...

/retail

Retired Member

Retired Member 

Is your ATM strategy internally focused or customer-led?

Which factors most frequently determine a Bank’s ATM self-service strategy? a. Customer needs identified through robust research? b. Multi-channel customer strategy? c. Operational servicing model choice? d. Banking innovation and competitive pressure? e. Available industry functionality in hardware and software? f. Bank cost agenda? g. Technical ...

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