1270 Results from 2013
Retired Member
Today’s consumers expect their brands to be social. They want to engage in a two-way conversation with organisations on their own terms and they want the businesses they like to be a constituent in their own personal brand. And in return, this conversation makes them closer, more trusting and more loyal to a business. As a result, many financial ...
19 February 2013
Eric Smith Senior Pre-Sales Consultant at Dynamic Partners
With the latest instalment of James Bond; “Skyfall” out on DVD and Blu-Ray this week, I started thinking about how the world of payments is like the world of James Bond. Bond has to sort the good guys from the bad ones. In payments we must identify what new technologies and payment methods will become mainstream trends and which are simply a “flash...
19 February 2013 /payments
Last week NetPosti (Itella, local postoffice) provided new payment option for their virtual post office in Finland. Idea is neat and I already see global copy cats to use same idea in larger percpective. When consumer gets bill to his virtual mailbox hosted in this case by Itella, he has option to pay bill traditional way or apply loan from Colle...
19 February 2013 Transaction Banking
Given the high profile, that AML programs represent to the banks, what officer holds the responsibility ? Surely the CCO - Chief Compliance Officer has the obligation to ensure a program is in place which identifies potential laundering activities, with a high degree of certainty. What is unclear is who then holds the obligation to report, in what...
18 February 2013
"EMV in the US" still seems to be a debate point. However, the potential far-reaching problem with EMV ("chip" cards) is deeper than its US roadmap. Big Fish, no chips Few people noticed that Barclays quietly dispensed with the use of "chip" for mobile banking: instead of a PINsentry dongle that worked in conjunction...
18 February 2013 /payments Innovation in Financial Services
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
As I am now checking out from full time employment I take this opportunity to sum up what we (not I..) at Nordea, Tieto, the EC Expert Group on e-Invoicing, the Real Time Economy program, the Mobey Forum etc achieved in the some 40 years of bringing more technology into banking and beyond in the new connecting-customers dimension. The world is by ...
Gary Wright Analyst at BISS Research
Shareholder activists and individual private investors might not need to cover their faces in war paint or protest loudly outside annual general meetings (AGMs) any more to make a point, although it might yield the desired results. Today investors with less abrasive dispositions can defer to shareholder associations to do the job for them. But ...
15 February 2013
Reproduced by kind permission of the CISI Alex hates this time of year. It's when the bills from Christmas, which have lain unattended for many weeks, now need paying. This year they are a little higher than expected, by more than £200, and Alex hasn't been sleeping well, thinking and worrying about how they are going to be paid. His partner...
At a Finserv conference this week, it emerged that compared to their early adopter counterparts in the US, UK consumers are seriously lagging behind in the adoption of mobile banking services. In fact, the UK is also behind many developing countries in the take up of m-banking. This is borne out when you look at the success of mobile banking appl...
15 February 2013 /retail
The regulation of Crowdcube has probably come as welcome news for the investor population? Crowd funding will hopefully provide good returns for investors, especially those who take the time to check out business plans and competitor analysis thoroughly! I hope the new FSA(or son of FSA) regulated status will aid Investor confidence and improve...
14 February 2013
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