Join the Community

21,907
Expert opinions
43,936
Total members
438
New members (last 30 days)
179
New opinions (last 30 days)
28,651
Total comments

Latest expert opinions

clear
clear

1270 Results from 2013

Retired Member

Retired Member 

The workflow challenge of social

Today’s consumers expect their brands to be social. They want to engage in a two-way conversation with organisations on their own terms and they want the businesses they like to be a constituent in their own personal brand. And in return, this conversation makes them closer, more trusting and more loyal to a business. As a result, many financial ...

Eric Smith

Eric Smith Senior Pre-Sales Consultant at Dynamic Partners

James Bond and Payments

With the latest instalment of James Bond; “Skyfall” out on DVD and Blu-Ray this week, I started thinking about how the world of payments is like the world of James Bond. Bond has to sort the good guys from the bad ones. In payments we must identify what new technologies and payment methods will become mainstream trends and which are simply a “flash...

/payments

Retired Member

Retired Member 

Credit payment without card

Last week NetPosti (Itella, local postoffice) provided new payment option for their virtual post office in Finland. Idea is neat and I already see global copy cats to use same idea in larger percpective. When consumer gets bill to his virtual mailbox hosted in this case by Itella, he has option to pay bill traditional way or apply loan from Colle...

Transaction Banking

Retired Member

Retired Member 

Who holds the AML risk role and responsibility ?

Given the high profile, that AML programs represent to the banks, what officer holds the responsibility ? Surely the CCO - Chief Compliance Officer has the obligation to ensure a program is in place which identifies potential laundering activities, with a high degree of certainty. What is unclear is who then holds the obligation to report, in what...

Retired Member

Retired Member 

Chip-n-PIN: without the chip and without the PIN

"EMV in the US" still seems to be a debate point. However, the potential far-reaching problem with EMV ("chip" cards) is deeper than its US roadmap. Big Fish, no chips Few people noticed that Barclays quietly dispensed with the use of "chip" for mobile banking: instead of a PINsentry dongle that worked in conjunction...

/payments Innovation in Financial Services

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The biggest ever revolution in banking and beyond

As I am now checking out from full time employment I take this opportunity to sum up what we (not I..) at Nordea, Tieto, the EC Expert Group on e-Invoicing, the Real Time Economy program, the Mobey Forum etc achieved in the some 40 years of bringing more technology into banking and beyond in the new connecting-customers dimension. The world is by ...

/payments Innovation in Financial Services

Gary Wright

Gary Wright Analyst at BISS Research

UK Lags Continental Europe in Shareholder Activism Tables

Shareholder activists and individual private investors might not need to cover their faces in war paint or protest loudly outside annual general meetings (AGMs) any more to make a point, although it might yield the desired results. Today investors with less abrasive dispositions can defer to shareholder associations to do the job for them. But ...

Gary Wright

Gary Wright Analyst at BISS Research

City View: High APRs are not only found in Payday Loans

Reproduced by kind permission of the CISI Alex hates this time of year. It's when the bills from Christmas, which have lain unattended for many weeks, now need paying. This year they are a little higher than expected, by more than £200, and Alex hasn't been sleeping well, thinking and worrying about how they are going to be paid. His partner...

Retired Member

Retired Member 

Mobile Banking, not my cup of tea...

At a Finserv conference this week, it emerged that compared to their early adopter counterparts in the US, UK consumers are seriously lagging behind in the adoption of mobile banking services. In fact, the UK is also behind many developing countries in the take up of m-banking. This is borne out when you look at the success of mobile banking appl...

/retail

Retired Member

Retired Member 

Regulation of Alternative Lenders such as CrowdCube

The regulation of Crowdcube has probably come as welcome news for the investor population? Crowd funding will hopefully provide good returns for investors, especially those who take the time to check out business plans and competitor analysis thoroughly! I hope the new FSA(or son of FSA) regulated status will aid Investor confidence and improve...

Now Hiring