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1147 Results from 2019

Retired Member

Retired Member 

Why we’re nowhere near delivering on PSD2’s bold ambition

One year on, the directive is yet to deliver on its promise and we’re nowhere near the vision that consumers were promised. PSD2 was the start of a seismic shift in the financial world. The legislation was greeted with derision by some and delight by others, but whatever your opinion, one thing was clear: the ambition was to deliver better servi

/retail Online Banking

Retired Member

Retired Member 

Consolidation of Payment Rails

Visa’s planned acquisition of Earthport is the latest in a recent series of consolidations in the global payment systems sector, following in the wake of MasterCard’s purchase of UK operator VocaLink and Worldline’s purchase of the Swiss operator SIX Payments Services. For the two major credit card companies it is a move into handling payment tran...

/payments Payments strategies 2015-2020-2030

Retired Member

Retired Member 

New year; New outlook: Global remittances are expected to grow moderately in 2019

The remittance industry has consistently witnessed change. It is undergoing a paradigm shift from the traditional brick and mortar model of business to digitised methods of money transfer. Looking back it would be safe to say 2018 ended on a positive note as remittance flows across the globe were buoyant. As fin-tech gains a stronghold in the glob...

/inclusion Financial Inclusion

Retired Member

Retired Member 

Wanted: Visionary treasurers to execute

Recently, I was in Ireland visiting my extended family in the beautiful and rugged West Cork coast. By luck and good fortune, we were decamped at a cousin’s place in Kinsale for five uninterrupted days of sunshine and balmy temperatures; practically a record for the town. Kinsale has transformed itself into the gourmand capital of Ireland, a title...

Treasury Management

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

5 Ways Chief Risk Officers Must Pivot Their Role

In the midst of U.S. midterm election results, the public witnessed various instances of new leadership arising in a changing political climate. Just as politicians learn to pivot their stances to best address the current needs of their state and country, so too can chief risk officers (CROs) restructure their roles in changing market dynamics. Ri...

/regulation /startups Financial Risk Management

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

How To Determine a Fake Website

There are a lot of scammers out there, and one of the things they do is create fake websites to try to trick you into giving them personal information. Here are some ways that you can determine if a website is fake or not: How Did I Get Here? Ask yourself how you got to the site. Did you click a link in an email? Email is the most effective ways s...

/security

Kirsty Berry

Kirsty Berry Head of Product Marketing & Market Analytics at Compass Plus

Loyalty and banks: a marriage of convenience?

The results of a survey released by Valassis this week revealed that almost a third of US consumers don’t feel any loyalty to their bank, with 10% of respondents planning to switch their bank within a year. If we compare this to the UK, where consumers are more likely to get divorced than switch bank, the apparent disparity in loyalty across the p...

/retail

Retired Member

Retired Member 

Mortgage technology in 2019 - hype versus reality. Part 1

Technology based predictions often appear to veer from, “really” will that happen? to disrupting paradigm shifts that can catch traditional players out. We should be wary of accepting every prediction. If you were born before 1990, you will probably remember the prediction that the modern world was “almost” going to end with the Y2K or Millennium b...

Trends in Financial Services

Retired Member

Retired Member 

Conversational Banking Landscape

Conversational interfaces are gaining momentum both in banking and pretty much every other industry. However the landscape of technology to support can be confusing and complex. The framework pictured here is not a technical architecture, but a functional view of the key components of a “conversational banking framework”. There are many conversati...

/ai

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

CHATBOTS: The digitalisation of knowledge through a new lens

79% of executives now believe seamless and digital access to knowledge is very important to overall business performance. Executives understand that there is too much dependency upon knowledge in people’s heads. And, even when it is documented, there is inadequate transparency and traceability to the way it is used to make decisions, when applied ...

/ai /regulation Digital Banking Trends

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