1147 Results from 2019
Retired Member
One year on, the directive is yet to deliver on its promise and we’re nowhere near the vision that consumers were promised. PSD2 was the start of a seismic shift in the financial world. The legislation was greeted with derision by some and delight by others, but whatever your opinion, one thing was clear: the ambition was to deliver better servi
24 January 2019 /retail Online Banking
Visa’s planned acquisition of Earthport is the latest in a recent series of consolidations in the global payment systems sector, following in the wake of MasterCard’s purchase of UK operator VocaLink and Worldline’s purchase of the Swiss operator SIX Payments Services. For the two major credit card companies it is a move into handling payment tran...
24 January 2019 /payments Payments strategies 2015-2020-2030
The remittance industry has consistently witnessed change. It is undergoing a paradigm shift from the traditional brick and mortar model of business to digitised methods of money transfer. Looking back it would be safe to say 2018 ended on a positive note as remittance flows across the globe were buoyant. As fin-tech gains a stronghold in the glob...
24 January 2019 /inclusion Financial Inclusion
Recently, I was in Ireland visiting my extended family in the beautiful and rugged West Cork coast. By luck and good fortune, we were decamped at a cousin’s place in Kinsale for five uninterrupted days of sunshine and balmy temperatures; practically a record for the town. Kinsale has transformed itself into the gourmand capital of Ireland, a title...
23 January 2019 Treasury Management
Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory
In the midst of U.S. midterm election results, the public witnessed various instances of new leadership arising in a changing political climate. Just as politicians learn to pivot their stances to best address the current needs of their state and country, so too can chief risk officers (CROs) restructure their roles in changing market dynamics. Ri...
22 January 2019 /regulation /startups Financial Risk Management
Robert Siciliano Security Analyst at Safr.me
There are a lot of scammers out there, and one of the things they do is create fake websites to try to trick you into giving them personal information. Here are some ways that you can determine if a website is fake or not: How Did I Get Here? Ask yourself how you got to the site. Did you click a link in an email? Email is the most effective ways s...
22 January 2019 /security
Kirsty Berry Head of Product Marketing & Market Analytics at Compass Plus
The results of a survey released by Valassis this week revealed that almost a third of US consumers don’t feel any loyalty to their bank, with 10% of respondents planning to switch their bank within a year. If we compare this to the UK, where consumers are more likely to get divorced than switch bank, the apparent disparity in loyalty across the p...
22 January 2019 /retail
Technology based predictions often appear to veer from, “really” will that happen? to disrupting paradigm shifts that can catch traditional players out. We should be wary of accepting every prediction. If you were born before 1990, you will probably remember the prediction that the modern world was “almost” going to end with the Y2K or Millennium b...
22 January 2019 Trends in Financial Services
Conversational interfaces are gaining momentum both in banking and pretty much every other industry. However the landscape of technology to support can be confusing and complex. The framework pictured here is not a technical architecture, but a functional view of the key components of a “conversational banking framework”. There are many conversati...
22 January 2019 /ai
Freddie McMahon Director Strategy and Innovation at DF2020 Ltd
79% of executives now believe seamless and digital access to knowledge is very important to overall business performance. Executives understand that there is too much dependency upon knowledge in people’s heads. And, even when it is documented, there is inadequate transparency and traceability to the way it is used to make decisions, when applied ...
22 January 2019 /ai /regulation Digital Banking Trends
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