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Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

Blockchain: The Strong Backbone for Businesses

What is Blockchain Technology? How one blockchain can have Infinite possibilities & opportunities in hand in this red ocean market world. Total Reading Time – 7-8 Minutes Some background Blockchain as on date is mystery story for many (Including my self). We have heard lot that it yields strong potential in global supply chain. It is beco...

Blockchain Observations

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinTech - Machine Learning and Recommenders

I was invited as Keynote speaker in GCC Blockchain event in Dubai on 22 and 23 November 2017. I advocated for my area on AI and its subfield for FinTech. Also gave me lot of insight on how Blockchain can equally disrupt FinTech of rather doing it along with AI. In line with a Dubai goal towards making it the first Blockchain-powered government in ...

/ai Fintech

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

2018 Year of Intelligence - Artificial and Augmentation

This year my first post of the year is written from New Delhi India. Wishing you all a very happy new year. Year 1956 when ‘Artificial Intelligence’ was coined got its place in history and now Year 2018 will make people forget everything of past and will attain much more higher level respect for AI. As soon as it works, no one will call it AI anym...

/ai Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

CashLess and LessCash - Security

Abstract – Drive against Cash or case against Cash is on its way with full swing across the globe and in India specifically this is going on a scale which is bigger then world war-2 (Just guessing). This effort is appreciated, welcome and needed but speed may be wrong. The security of subscriber’s data in terms of kyc information, transactions det...

/payments Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

CashLess Payments to Drive LessCash Payments

Abstract – Essentially, digital cash mimics the functionality of paper cash. The elimination of physical cash from economy is feasible is purely a technological perspective or assumption. Our hard earned money and investments disappear into a labyrinth of financial instruments so mysterious that “money” almost becomes more of an idea than a tangib...

/payments Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinTech & Indonesia

Abstract - Through this post, I would like to highlight how collaboration can help to improve public access to technology-oriented financial services. Financial Services Authority of Indonesia (Otoritas Jasa Keuangan or OJK) a government agency, which regulates and supervises the financial services sector, has finally issued a regulation on financ...

/inclusion Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

2017 Year of Digital Payments

Abstract – In last few years we have seen tsunami kind of disruption in payments services, which led eCommerce, wallet services, digital payments, and remittances to just explode. If we review just last 2 years of work and throw the impact of it on this year it would give us very clear projected picture. 2015 year can be written down as year of aw...

/payments Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

CashLess OR LessCash

Abstract – Journey from cash only transactions to less cash and thereafter if possible moving to cashless or digital money society. This journey looks very simple in textbooks or written on blogs or papers but ground reality can be very different. Along this trip people suffer tremendous setbacks, difficulties, mental pressure, harassment, starvin...

/payments Innovation in Financial Services

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

FinClusion to Balance Gender Gap

Abstract – Focus around financial inclusion or in my language “Finclusion”. In a recent study it was discovered half of the world’s population, lag behind in access and usage of financial products and services. While significant advances in financial inclusion for both men and women occurred between 2011 and 2014, the gender gap still persists at ...

/inclusion Financial Inclusion

Vinod Sharma

Vinod Sharma CTO - FinTech Domain at Econet Wireless Zimbabwe

Will Banks ever be successful in Mobile Payments or Mobile Financial Services

Abstract – This article is only meant for discussion and healthy arguments, its not a conclusion by any means this is just an assumption and current picture focused on African & few other markets. Today payment industry can be compared with either payment war, payment jungle or even just payment storm. On the other hand how Mobile Financial Se...

Innovation in Financial Services

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