Join the Community

21,845
Expert opinions
44,016
Total members
427
New members (last 30 days)
206
New opinions (last 30 days)
28,638
Total comments

Latest expert opinions

clear
clear
Paul Penrose

Paul Penrose Head of Research at Finextra

Paper cheques are so 17th Century

A sign of the times: The Cheque and Credit Clearing Company (C&CCC) and Apacs, the UK payments association, has issued a new advice guide for consumers on how to write and receive cheques. Recent research conducted by C&CCC has shown that over half of all UK account holders are concerned about receiving cheques and around a quarter don't l...

/payments /retail Trends in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

The new, new banking

Research from ComPeer suggests that demand for financial advice has slipped sharply in the past four years. In the research among 2000 adults, respondents were asked who they regarded as their main financial services advisor. An identical question was asked in June 2003 and big changes between the two surveys are found: Far fewer people have a f...

/retail Finance 2.0

Paul Penrose

Paul Penrose Head of Research at Finextra

Finextra video extravaganza

Over the course of the past year the Finextra editorial team have been honing their new media skills with a series of face-to-face video interviews with high-profile participants in the fintech community. Satisfied with the way in which the medium enables us to provide a more analytical and animated spin on industry issues, we've decided to pack...

/retail /wholesale Video extravaganza

Paul Penrose

Paul Penrose Head of Research at Finextra

Finexpo goes green

No sooner have we closed the doors on our annual capital markets conference Finexpo – City Technology Strategies, than we’re opening registration for a new event, Finexpo – Green City. It’s part of a strategy to extend the Finexpo brand to encompass new markets and deliver more focussed market intelligence through our growing events portfolio. Fin...

/retail /wholesale Going green

Paul Penrose

Paul Penrose Head of Research at Finextra

Sepa? Next time I'll use PayPal

After recovering from the round of spontaneous street parties and celebrations that marked the introduction of the Single Euro Payments Area last month, my old mucker Dave Birch decided to try out the brave new world of frictionless money transfer in person. Sadly, however, Dave’s attempts to initiate a Sepa credit transfer to friends in the Nethe...

/payments /retail EBAday

Paul Penrose

Paul Penrose Head of Research at Finextra

E-Trade bids for SuperBowl glory

In a desperate bid to restore its failing fortunes, online broker E*Trade has decided to splash out on two thirty-second advertisements to air during Super Bowl XLI, the coveted prime commercial spot on American TV. E*Trade says it has augmented its 2008 marketing spend by 30% over 2007, as it looks to restore consumer faith in its brand, which ha...

Video extravaganza

Paul Penrose

Paul Penrose Head of Research at Finextra

And the equity derivatives house of the year is...

This just in: January 2008, Incisive Media's annual Risk Awards black-tie dinner. "Last year was the most volatile since 1998, with rising delinquencies in the US subprime mortgage market causing banks to rack up billions of dollars in losses. Risk recognises those institutions that weathered the storm, and continued to provide liquidity and ...

/regulation /wholesale

Paul Penrose

Paul Penrose Head of Research at Finextra

Security: Are banks fighting a losing battle?

Some recent headlines from the past month: Barclays chairman loses £10,000 in ID fraud scam Halifax facing Chip and PIN fraud lawsuit Dutch cops arrest 14 ABN Amro customers as phishing mules Phishing losses hit $3.2. billion in 2007 – Gartner Barclays faces protest over clunky PINSentry authentication Question: Are banks losing the plot – and the ...

/security /payments Trends in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

Top Gear host left red-faced over bank ID theft stunt

The new year has barely started and we already have an odds-on favourite to win our 2008 idiot of the year award. Step forward Jeremy Clarkson, renowned UK celebrity petrol-head and all-round motormouth. In his weekly column for red-top tabloid the Sun, Clarkson rashly publicised his bank account number and sort code in a dimwitted effort to prove...

/retail Whatever...

Paul Penrose

Paul Penrose Head of Research at Finextra

No soft soap at Bank of America

Your chief executive took home nearly $100 million in 2006 and you run a fleet of 20-odd corporate jets to ferry board directors to important business meetings and former executives to important Red Sox baseball games. But with the credit squeeze tightening it’s time to start looking at expense management. Where to begin? Employee perks are the ob...

/retail /wholesale Whatever...

Now Hiring