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As we move through the 2020's will these two terms become common in the Mobile phone and broadband ecosystems or fade away as the terms WAP and Fax have since the 2000’s. As a Digital Architect in Cap...
About a year ago I read news that researchers have devises how to make how we walk protect private information opens up an interesting use of biometric data. (https://techxplore.com/news/2018-08-artif...
The recent article[1] about the UK governments attempts to facilitate eID for government services being handed to the private sector made me think what is holding the eID market back? With mobile pho...
Reading an article of linking facial recognition systems to in-store payments made me think about where next for biometrics in payments in the real world[1]. Payments at the highest level is one entit...
I was asked recently to predict the future for ATMs (Auto Teller Machines) and the services they will provide. I approached this by looking back at what has driven the development of the ATM hardware ...
Stumbling on news that a new payment network Satispay[1] from Italy gaining significant FINTECH investment. Looking at other payment schemes I wondered what made this so attractive to invest 27m Eur...
There has been interesting news with a major banking platform offering Cardless Cash at ATM’s[1]. Having worked alongside the RBS project in 2006 to launch access to emergency cash in 2007 whist wor...
How PSD2 and GDPR may improve retail payments for all? Following my time setting up a new community bank (credit union) on an out sourced banking platform to UK consumers I have been watching the deve...
Whilst visiting a friend in Leigh on Sea I saw a sign that showed cash is still king. A ‘10% discount for cash sales above £3’ was offered at a pharmacy. This was interesting because we have been see...
With the launch of the Apple Watch on the 24th April and its support for Apple Pay, one question is; “Will customers prefer the Apple Watch over the iPhone 6 for in-store Apple Pay purchasing?” A surv...
Following the publication of these functional requirements[1] and the rapidly changing technology available there is a risk the document is out of date before it is agreed The document as one may exp...
In the 1960’s the user name and password system for accessing computer systems was first deployed. In mid 1970’s the ATM card and PIN was first deployed and this evolved into the now ubiquitous ATM ca...