Leon Lin Analyst at Comity
Takeaway Knowing whether a process is ergodic or non-ergodic is critical in knowing how much risk to take. Investing and wealth are non-ergodic processes, which imply that our first thoughts on expected values are very wrong. I’ve heard about ergodicity before, but wasn’t quite able to understand it until I watched this video by Ergodicity TV. I...
7 hours /wealth /predictions Financial Risk Management
Uwakmfon Offiong Founder & CEO at Finclu Systems
The promise of FinTech in microfinance is clear. From mobile lending to digital wallets, technology has the power to expand access for underserved populations. Yet implementation is not automatic. Our publication, The Determinants of FinTech Implementation in Microfinance Companies – A Systematic Review (Offiong, Szopik-Depczyńska, Ioppolo, Singh,...
11 hours /people /inclusion Fintech
Andrew Bonsall COO at AperiData
A small but telling update has been made to the Warm Home Discount scheme. Households now need to prove they earn under £36,000 a year to qualify. That’s the income threshold. But what’s more significant is the requirement behind it: actual evidence of income. On the surface, this may seem like a minor change, but it’s one of the clearest signs ye...
11 hours
Naina Rajgopalan Content Head at Freo
The cryptocurrency market has matured significantly over the last decade, yet it remains one of the most volatile and fast-paced financial environments. Traders, both retail and institutional, often struggle to keep up with sudden price swings, emerging opportunities, and round-the-clock market activity. To address these challenges, many investors...
12 hours /crypto /markets
Steve Morgan Banking Industry Market Lead at Pegasystems
SIBOS is opening its doors soon for (almost) a week full of thought-provoking panels focusing on the next frontier of global finance. Experts from all over the world will gather in Frankfurt to address the transformations helping reshape the financial ecosystems and the ways we drive greater connectivity and resilience. As a SIBOS veteran, it’s al...
12 hours /ai /sibos
Raktim Singh Senior Industry Principal at Infosys
Programmable money and smart contracts are reshaping global finance. By combining cryptography, immutability, tokenization, and CBDCs within the emerging Finternet, the financial system is moving from static transactions to secure, programmable, and interoperable value flows — unlocking trillions in new opportunities by 2030. Introduction: The Shi...
13 hours /payments /crypto
Paul Holt EMEA Group Vice President at Digicert
Late one evening, I tried to make a routine transfer through my online banking app. Instead of a smooth transaction, I was met with repeated error messages. The following day, it became clear that several banks had been hit by a DNS outage. For me, it was inconvenient. For the institutions involved, it was far more serious. Payments were delayed,
16 hours /security /retail Information Security
Nauman Hassan Director at Paymentology
Last week at Money20/20 Middle East in Riyadh, Saudi Arabia’s central bank (SAMA) unveiled two headline announcements that could reshape the payments landscape: Google Pay will soon roll out across the Kingdom, integrated with the national mada network. Alipay+ acceptance will arrive by 2026, enabling international visitors to pa
19 hours /payments /inclusion Payments strategies 2015-2020-2030
Ankit Dash Senior Manager Marketing at Bankai Infotech
Private 5G solutions are redefining enterprise connectivity, offering newer opportunities for businesses to innovate and thrive. Unlike public networks, private 5G networks provide enterprises with exclusive control over their communication infrastructure, ensuring enhanced security, elevating the overall VoIP experience for the end users, ultra-l...
20 hours /markets
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Stablecoins are everywhere in the news and not just in crypto circles. Around the world, governments, financial institutions, and fintech innovators are actively exploring their use in payments. Just in the past few weeks, we’ve seen multiple announcements: Stripe & Paradigm launching a new blockchain project for stablecoin payments. Ripple &
20 hours /payments /crypto Cryptocurrency Insights
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