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📺 Today’s Episode: Digital Banks - Disadvantages.

Welcome to FinTech-Bank Talks (Top European Pod on Spotify) I´m Jose Puccini, your host. Today, we're diving into digital banking with three major players: Revolut, N26, and Nubank. Are they the future of banking, or do they come with limitations? Let's find out. Digital banks like Revolut, N26, and Nubank have transformed how we manage money. Unl...

/ai /retail Fintech

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Is your bank merger ready?

Headlines anticipate a rise in bank mergers Banking industry observers agree that 2025 will show significant growth in bank merger and acquisition (M&A) activity. Recent headlines highlight the coming tide: “Bank M&A deal sizes poised to surge in 2025” American Banker “CEO confidence and stock market performance listed as top factors that ...

/wholesale /markets

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📺 Today’s Episode: Fail and Risk in NeoBanking

Welcome to FinTech-Bank Talks (Top European Pod on Spotify) I´m Jose Puccini, your host. Here, we dive deep into the latest trends in finance and technology. Today, we're addressing a crucial topic that often gets overshadowed by the excitement surrounding neobanks: the risks and failures associated with these digital financial institutions. What ...

/wholesale /cloud Fintech

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The Evolution of Investment Platforms: How Embedded Finance is Empowering Investors

Over the past decade, digital innovations have changed the way consumers use investment platforms. A major driving factor in this regard is embedded finance, which provides financial services in non-financial platforms, making it easier for customers to access investment opportunities. By leveraging innovations like AI, blockchain, and cloud c...

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The Importance of Security and Scalability in Payment Gateway

In today’s digital economy, businesses rely on payment gateways to facilitate seamless and secure transactions. With the increasing volume of online payments, security and scalability have become critical factors in choosing the right payment solution. Security: The Foundation of Trust A payment gateway must ensure end-to-end security to protect s...

/payments Innovation in Financial Services

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Revolutionizing Credit Cards: Trends and Challenges Shaping the Future

As we look ahead to the future of the credit card market, several key themes are emerging that will shape the industry in the coming years. The payment industry continues to evolve rapidly, and credit cards are no exception. Despite being a more mature payment product, credit cards are expected to remain among the fastest-growing payment types, wi...

/payments /retail The Payments Business

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📺 Today’s Episode: AI in Investing - Banking

Morning and welcome to your podcast: Fintech-Bank Talks, I´m Jose Puccini, Host and Founder. Today, artificial intelligence is no longer just an add-on in the financial industry. Today, algorithms make investment decisions, automate risk analysis, and optimize portfolios at speeds no human could match. But there's a major dilemma: should AI mimic ...

/ai /wholesale Fintech

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Smarter Payments, Seamless Transactions

The Evolution of Digital Payments In today’s digital-first economy, businesses need payment solutions that are not only secure but also intelligent, efficient, and frictionless. Gone are the days of slow, manual payment processing—modern businesses require real-time, automated, and optimized payment solutions to stay competitive. What Makes Payment...

/payments

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‘Telcoassurance’ – the next revenue trend-in-waiting?

The biggest names in European telecoms have agreed that monetisation has been a major struggle. When examined side-by-side, overall revenue growth is simply at odds with the increase in overall market share. Operators seem to agree that focusing on use cases rather than technologies themselves is crucial when it comes to opening up new revenue st...

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Who Owns AI’s Mistakes? The Accountability Dilemma!

In my recent engagements with industry leaders, students, and AI practitioners, one question keeps surfacing: "If AI makes a mistake, who is responsible?" It’s a critical question—one that defines the future of AI governance, risk, and trust. Some argue that AI is just a tool, shifting responsibility to the user. Others counter that busin...

/ai Artificial Intelligence

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