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Before Coivd-19 hit, there was plenty of brick-and-mortar retailers that lacked an online presence. Being a part of the hight street was enough to get by but with the arrival of the pandemic, and the enforced lockdown, many of these stores had to close and some, even famous brands like Topshop and Burton’s, had stores that never reopened. In order...
22 June 2021 /payments /covid-19 Fintech
According to the political news site, Axios, the National Republican Congressional Committee (NRCC) — the principal fundraiser for the US Republican Party — is to start accepting Bitcoin and cryptocurrency donations. The NRCC itself will not be holding the cryptocurrency but will be converting it into dollars via an exchanger. But the FEC has expre...
18 June 2021 /inclusion /crypto Cryptocurrency Insights
Scrutiny over the strength of global supply chains has increased greatly over the course of the past year. The global pandemic, Brexit and a tanker blocking the Suez have illustrated how interconnected and fragile supply chains can be in the face of a crisis. The ongoing global pandemic in particular has prompted the public sector to invest in buil...
16 June 2021 Blockchain Observations
In my previous blogs I talked about some of the challenges to platform modernisation and a game-changing approach to simplify modernisation. I finish with my tips for modernisation success whether you’re starting small or big… Tips for Success The tips for success vary depending on your goal. If you’re starting small wanting to solve an immediate...
15 June 2021 /devops /markets Banking Strategy, Digital and Transformation
Spanish consumers have recently had the ability to pay for purchases in installments. Traditional in-store arrangements allow consumers to pay for purchases over time, and some retailers like El Corte Inglés or Media Markt have offered interest-free or deferred payment options for many years. In recent years, newer types of electronic installment ...
11 June 2021 /payments /regulation BNPL
El Salvador is the smallest country in Central America by area, it is washed over by the Pacific Ocean and often called the land of lakes and volcanoes. An otherwise unremarkable nation went down in history by taking an unprecedented step and adopting bitcoin as legal tender, as announced by President Nayib Bukele on Twitter. The law was passed by ...
09 June 2021 /inclusion /crypto Cryptocurrency Insights
The massive usage of energy by Bitcoin mining has become a hotly discussed topic lately. Elon Musk’s announcement in May in regards to Tesla stopping BTC payments due to environmental concerns only served to pour more oil into this particular fire. Musk had to deal with a lot of criticism on Twitter over this decision, but his actions have highlig...
09 June 2021
Part 1 of this blog series looked at some of the top challenges that firms face to platform modernisation. This blog focuses on some of the disruptive technologies simplifying and accelerating the modernisation journey and a game-changing approach that is enabling firms to transform their technology stack one small step at a time. Shaping Modernis...
09 June 2021 /devops /markets Banking Strategy, Digital and Transformation
As businesses recover from COVID-19 they find themselves balancing new demands from regulators with rapidly changing business models. As businesses are recovering from COVID-19 they face a much-changed world. The pandemic highlighted the need for action on operational resilience, and regulators have seemingly moved as one to require a new appr
09 June 2021 /regulation /covid-19
In April 2021, the EU proposed new regulation around the use of AI. Despite having left the EU, it remains the case that the UK lending market is intrinsically linked to the European banking sector and that the requirements of larger trading blocs tend to dictate the likely direction of travel for smaller markets such as the UK. Because of this, w...
08 June 2021 /regulation Artificial Intelligence and Financial Services
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