Join the Community

23,403
Expert opinions
42,302
Total members
296
New members (last 30 days)
182
New opinions (last 30 days)
29,114
Total comments

Latest expert opinions

clear
clear

8716 Results

Retired Member

Retired Member 

Build vs. Buy Fintech Software: A Guide to Choosing the Best Approach for Your Product

Many entrepreneurs have gotten stuck on deciding whether to build or buy fintech software. While a personalized solution might appeal to customers, not all startups have the budget to invest in building a customized solution. However, buying a ready-made solution might be less cost-intensive when starting up, the software might now scale well with...

/retail /startups Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

KYC API: How KYC as a service works

APIs provide rapid and scalable applications for banking, payments, and other businesses that require identity verification for AML and KYC compliance. In most countries, some firms are obliged by law to comply with AML and KYC. When such firms authenticate their consumers, APIs may provide a faster, simpler, and less expensive way to comply while ...

/security /identity Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Why Aadhaar eKYC transactions are prospering

Aadhaar OKYC transactions jumped 22% in Nov; Aadhaar Verification transactions grew 11% 28.75 Cr eKYC transactions conducted using Aadhaar in Nov Indian Residents’ use of Aadhaar is continuing to advance across the nation. Aadhaar was used to complete 28.75 crore eKYC transactions in November alone, a 22% increase from the prior month. By the end o...

/security /identity Banking and Lending Solutions

Retired Member

Retired Member 

Identity Verification for Neo Banking: Ensuring Security and Compliance

Introduction to Digital Customer Onboarding with Identity Verification for Neo Banking In the world of finance, digital onboarding is becoming increasingly important for neo banks. Neo banking refers to a new generation of digital-only banks that offer a wide range of financial services through mobile apps and online platforms. These banks are typ...

/regulation /identity Digital Banking Trends

Retired Member

Retired Member 

Risk and Resiliency: 5 Risk Management Predictions for 2023

As we hit full speed with our plans for the coming year, it’s only natural to consider what the months ahead will bring. Yet, in the risk management realm at least, this annual look forward feels somehow different. There’s an unspoken gravitas to the exercise as we survey the dominant trends coloring the global economic picture: high inflation, ri...

/regulation /predictions Fintech

Retired Member

Retired Member 

Helping merchants thrive in the eye of the storm

Thanks to colossal strides in payment technology ingenuity, the world of merchant acquiring has changed drastically over the past ten years. Tried and trusted business models have been reshaped by widespread M&A activity, the pace of transition to e-commerce, and an influx of non-bank fintech competitors. A huge global upswing in e-commerce an...

/payments Fintech

Retired Member

Retired Member 

Embedded investments – An industry view

Abstract The financial services industry has seen significant growth in the embedded finance space for the past decade. The growth areas are mostly in the embed payments, insurance, and credit but are there opportunities to reimage other financial services offerings like investments and advisory services being embedded directly into the customer e...

/wealth Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Creating efficient customer experiences through exceptional UX design

As the old saying goes, you never get a second chance to make a first impression, and when it comes to e-commerce, that equates to little more than 50 milliseconds. Alarmingly, a potential customer can be drawn to or turned off by your website or online service at the hint of a glance. Increasingly, it’s becoming ever more difficult to stand out i...

/startups /identity Women in FinTech

Retired Member

Retired Member 

A one-stop service to FinTech

“Banks nowadays are in stiff competition for human resources with fintech. The financial technology sector often offers higher pay. Still, the prospects of many such start-ups are difficult to forecast – they are as likely to occupy a solid niche as they are to go bust. Stable companies in Latvia are only a handful. Primarily, fintech players acti...

/payments /startups Banking

Retired Member

Retired Member 

What the financial sector should expect from blockchain in 2023

We are entering 2023 with tighter belts this year. However, we leave 2022 with unmatched blockchain experience, both good and bad. Will trends from 2022 roll into the new year? We look at how the financial system reacted to distributed ledger technology (DLT) in 2022 and what that predicts about its direction in 2023. Cutting a long story short, ...

/markets /predictions Banking Strategy, Digital and Transformation

Now Hiring