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Entrepreneurship in Ukraine, Poland and the USA: what are the conditions and what is in the way?

Entrepreneurship is an integral part of the economic sector of any country. Every day, companies that conduct various businesses are formed and reorganized. It is worth understanding that behind both large technological multinational corporations and small enterprises are individuals (shareholders, directors, ultimate beneficial owners, etc.). How...

/people /startups Entrepreneur field

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Chief Data Literacy Officer (CDLO) – the new champion in the data world

The Chief Data Literacy Officer is not yet a role in the Data Management organization but must be – very soon. While the role of the Chief Data Officer has not completely been recognized or manned in many cases, and may not have matured as of now, is the need for a new entry into the C-suite world truly warranted? Well, the response to this is an e...

/retail /wholesale Analytics in Banking

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Unveiling Challenges and Opportunities in Fintech

In the face of a slowing economy, soaring inflation rates and ever-evolving regulation, the Fintech sector finds itself at a crucial juncture. Balancing the need to adapt to changing market demands and technological advancements while tackling significant setbacks poses a formidable challenge for decision-makers. To shed light on the current state...

/people /predictions

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Open banking regulators set out the next steps, but which market will come out on top?

In every corner of the world, financial regulators are taking steps to advance open banking, with fresh regulations and frameworks recently announced in the EU, UK, US, and Australia. However, each regulator is taking a different approach, tackling region-specific issues to advance payments infrastructure and improve the consumer experience. Whils...

/payments /regulation Open Banking

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Making Good on the Promise of Open Banking Requires Technology and Solid Execution

Open banking is here and is showing no signs of slowing down. According to a recent Finastra survey, 56 percent of US financial institutions (FIs) surveyed regard open finance as a “must have”, up from 45% in 2021. Globally, the open banking market is expected to grow to $43 billion by 2026 from its value of $7 billion in 2018. Open banking is th...

/retail /inclusion Open Banking

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Why payments shouldn't cost the earth

Although credit and debit cards are convenient, many consumers are not aware of the negative environmental effects of card use - or how to mitigate these effects. Payment platforms must play a key role in reducing their own environmental impact whilst developing products that are both people and planet-friendly. By doing so, we can work together t...

/payments /sustainable Fintech

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Cryptocurrencies – Not just a new Asset Class but the Democratisation of Banking

Living and working in a developed economy, it is easy to view crypto as simply a new and interesting alternative investment class – a useful way to diversify a portfolio or earn yield. Crypto is yet another menu item on the abundant and sophisticated investment smorgasbord, competing for allocation. What we lose sight of is the grand vision of cry...

/inclusion /crypto Cryptocurrency Insights

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5 Ways to Protect Your Financial Institution from Account Takeover Fraud

No matter how much emphasis is placed on creating safe passwords, avoiding phishing attempts, and safeguarding sensitive personal data, the risk of account takeover (ATO) fraud remains ever-present. This type of fraud, where criminals brazenly steal account credentials and personal identifiable information, including social security numbers, addre...

/security /crime Information Security

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Job Redesign and Reskilling: Paving the Way for the Future of Work

Introduction The future of work is rapidly changing, driven by technological advancements, automation, and the ongoing global shift brought on by the COVID-19 pandemic. As traditional job roles evolve or become obsolete, organizations and individuals must embrace job redesign and reskilling to stay competitive in the modern job market. In this art...

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Cybersecurity – An interesting ode of Challenges and Opportunities for Startups

On a perfect sunny afternoon on June 27, 2017, while travelling on a train from Schiphol Airport to Dan Hague, I was on a conference call with my Maersk team. Suddenly, someone said their screen went blank, and others faced the same issue. As a tech leader with a cybersecurity background, I knew it was severe. I hurriedly contacted IBM, telling th...

/security /startups Finextra site news

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