516 Results
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
First about the ladders & platform metafora. Ladders have steps - new services that make it possible and interesting to take the next step. The rails can be made strong by using materials like trust, habit, generic tools, convenience for builders and users, productivity improvements, security, legislation, economy of scale, economy of scope et...
16 January 2022 /retail /identity Innovation in Financial Services
Why, how and what described in the somewhat busy picture below. It works well as animated and walked through. But I will try with some brief points here: Why? The goal is to remove friction from the economy. Friction caused by paper, not real-time, lack of trust in counterparts and data, unstandardized data, need to search for data from many source...
16 November 2020 /retail /identity Blockchain in Banking and Financial Services
"It is a mistake to look too far ahead. Only one link in the chain of destiny can be handled at a time." Winston Churchill. So much time is used for describing the splendid future with Artificial Intelligence that there is not enough time to tell the man on the street what can and should be taken into use already today - and are necessary...
16 November 2020 /payments /retail Disruption in Retail Banking
Such a no brainer that governments should work harder to get banks to expand the offerings only they can deliver cost-efficiently and securely. Starting from e-ID and e-invoices. In the Nordics it happened. Next banking 3.0 - for the data driven economy. https://asiapaymentsconnect.com
08 October 2020 /payments /retail Innovation in Financial Services
When I think about my own role (smaller than some say) in driving the Nordic digital mission – good for society at large - starting in banking and now aiming at verifying and connecting all data to life events and automation – there are some observations that may be relevant also from here forward. 1. Everything is based on teamwork – in constantl...
20 September 2020 /payments /inclusion Innovation in Financial Services
It is no secret that a fundamental change has started - the migration to a data-driven economy. Why this should be speeded up is obvious - everyone stands to benefit: from much better services when any citizen can authorise connecting MyData and Big Data to life events (at home and at work), from costs being automated away in all adminstrative and...
24 January 2020 Artificial Intelligence and Financial Services
2019 was not - mildly speaking - the best of recent years. Global warming - also manifested by ongoing horrible fires in Australia - advanced, democracy was weakened in many western countries by irresponsible populists, the vision of a globally strong single market Europe took a setback with Brexit and Russian military agression and persecution of...
01 January 2020 /sustainable After hours
Speach to students and supporters at Aalto University innovation workshop. Dear innovators, We are now entering a very fascinating era – the data-driven economy - where so many megatrends converge. You are to be congratulated to have so many opportunities to change the world for the much better. Many opportunities to create and share important ...
11 November 2019 /regulation Fintech
Blog nbr 400. The benefits of moving faster to a Data-driven Economy are clear. The mission in short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. Without banks taking more responsibility and politicians r...
06 November 2019 /retail Banking Strategy, Digital and Transformation
What does a Data-driven Economy mission mean? In short: better service, mega-shift in productivity, sustainability through less waste and CO2, fact-based decisions, true single European market, global transparency and the end of grey economy. What does a Data-driven Economy need? In short: 1. Data - eventually most of it structured, standardized,...
28 October 2019 /ai Open Innovation Ecosystems
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