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Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Role of Technology in Circular Economy

Technology emerges as a driving force in shaping the Circular Economy in this evolving dance between progress and environmental stewardship. Going beyond models of production and consumption, technology infuses innovation, transparency, and efficiency into practices at its core. These advancements pave the way for a future where resources are value...

/people /sustainable Technology for Social Good

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Why Digital Trust is important for banks

In his renowned book "The SPEED of Trust: The One Thing That Changes Everything," Stephen Covey emphasizes that the outcomes of one's efforts are determined by trust. To illustrate this concept, Covey alters the traditional business equation Results = Strategy x Execution to read Results = Trust (Strategy x Execution). Stephen Covey's tr...

/security /retail Technology for Social Good

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Technology for Social Good

In a world where Technology has become deeply ingrained in our lives, its ability to bring about change and contribute to the betterment of society goes beyond mere convenience and efficiency. The true strength of Technology lies in its potential to act as a driving force for initiatives that tackle challenges and foster positive transformation. U...

/sustainable /inclusion Technology for Social Good

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

How Programmable Money Will Revolutionize the Financial World

"Programmable Money" is founded on the principle that its issuer can prescribe its usage, transferees, daily spending limits, and even a termination date. One can put any number of conditions in "Programmable Money." It is a monetary system in which operations are performed automatically, programmatically, and through smart cont...

/retail /wholesale Futuristic Banking

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Panoptic Personalization in Banking

Across the globe, each household does financial transactions almost daily. It's part and parcel of every family's life. Though a large population is still unbanked, many families have used banking services in the last decade. But the moot question is whether all these banking services are tailored to that household's needs. Many times, it's a one-s...

/retail /wholesale Banking Strategy, Digital and Transformation

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Biometric in banking

Recent years have witnessed a significant increase in the level of banking inclusion. In 2022, around 70% of the population had access to a bank account, up from ~40% a decade earlier, according to the World Bank. This expansion is primarily attributable to the digital revolution. As of 2014, only 35% of the adult population worldwide could send or...

/security /retail Biometrics

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Machine Customer : The awesome power of technology

Machine Customer refers to software programs, autonomous devices, or both that act as actors engaging in transactions such as purchasing goods and services on behalf of humans or other machines. In contrast to conventional automated systems, machine customers can adjust their behavior over time and make decisions based on various criteria instead o...

/payments /people Business

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Why 'Agile and Adaptive Banking' is the only survival mantra.

The banking industry is characterized by constant change, and adapting is crucial for capitalizing on opportunities and minimizing risks. The increasing demand for real-time information is causing a corresponding evolution and escalation in customer expectations and a transition from physical to virtual service delivery. Need for Agile and Adapti...

/retail /wholesale Banking

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Democratized AI

What is Democratized AI: The democratization of artificial intelligence entails universal access to AI. Put simply, open-source datasets and tools, which were created by prominent corporations , require minimal user expertise in artificial intelligence, allowing anyone to construct groundbreaking AI software. The underlying principle of 'Democrat...

/retail /inclusion Artificial Intelligence

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

On Demand Pay

"On-demand pay" allows employees to request a portion of their compensation before the next pay period. This is especially beneficial for personnel who may encounter unanticipated financial obligations. The provision of "on-demand pay" grants personnel the flexibility to withdraw accrued wages at their preferred time. Along with...

/payments /retail Banking

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