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Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

FinOps: Just a Buzzword or the Key to Getting More Out of Cloud Investments?

Introduction to FinOps Services Cloud computing has become an integral part of modern businesses, offering scalability, flexibility, and cost efficiency. However, the escalating complexity of cloud infrastructures pose a challenge in cost management. This is where FinOps steps in. Let's dive into the realm of FinOps, its advantages for businesses, ...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Why Including KYC and SCA Compliance in Your Payment Security Strategy is Crucial

In today's landscape, safeguarding your customers from threats and ensuring a seamless payment experience is more critical than ever before. Enter Know Your Customer (KYC) and Strong Customer Authentication (SCA) – two pivotal components in achieving these goals. In this article, we'll delve into the ways in which these processes can elevate your ...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

How Much Does it Cost to Build a Payment Gateway? - And Other Frequently Asked Questions

For many businesses, creating a secure and effective payment solution is of great importance, whether you opt to construct your own payment gateway or consider other possibilities. By making well-informed choices and utilizing the knowledge of industry experts, businesses can position themselves at the forefront of payment processing, fostering gro...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

What the New Payment Services Directive PSD3 Means for Financial Institutions

How has PSD2 affected the market, and will PSD3 be the answer to major problems in the industry? The evolution of PSD2 should certainly be on the minds of those in the finance industry. In a recent survey conducted by the Thales Group, it was found that 38% of users would consider switching their bank if another provider offered better rates or se...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Advantages and Challenges of Creating Your Payment Gateway

Constructing your payment gateway offers various benefits and certain challenges. Before you embark on this endeavor, it's crucial to comprehend how developing a payment gateway from scratch can positively impact your business while also acknowledging the hurdles that may arise along the way. Advantages of Creating Your Payment Gateway Let's sta...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

To Build or to Buy Fintech Software?: Guide to Making the Best Decision

The dilemma of whether to build or buy fintech software has long been a tough decision for many entrepreneurs. The allure of a personalized solution can be tempting, but not all startups possess the financial resources necessary for custom software development. On the flip side, opting for a ready-made solution might seem cost-effective during the ...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Emerging Technologies to Safeguard Against Credit Card Fraud

The Rise of Digital Payments and the Escalation of Fraud Risks The COVID-19 pandemic has propelled the world towards the era of electronic payments, a trend that shows no signs of reversing. At 37.8%, credit cards emerged as the most reported method of payment involving scams in 2022, accounting for an estimated $1.034 trillion in e-commerce sales...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Goodbye to Passwords: Is Voice Authentication the Future of Fintech Security?

Voice authentication technology is gaining momentum across various consumer-driven sectors, potentially rendering your voice as your future password. Global Voice Recognition Market Overview In 2020, the global voice recognition market boasted a valuation of $9.27 billion, a figure expected to surge to $27.16 billion by 2025, with a compound annua...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Deploying APIs for Fintech Advancement: The Emergence of Banking-as-a-Service

The landscape of financial services is undergoing a paradigm shift - courtesy of Banking as a Service (BaaS) - which is reshaping the dynamics between traditional banking institutions and fintech enterprises in their joint effort to cater to consumers' banking needs. BaaS empowers fintech companies to furnish their clientele with an extensive arra...

/payments /retail Banking Strategy, Digital and Transformation

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Cloud Chasm: Why Nearly Half of Remittance Companies Aren't on the Cloud

Do you recall the times when selecting a service provider meant dealing with physical software and frequent updates? In 2006, tech giants like Google and Amazon led a transformative movement by embracing the limitless potential of cloud computing. Their forward-looking initiative has subsequently sparked changes across various sectors, although th...

/payments /retail Banking Strategy, Digital and Transformation

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