Nico Barawid Co-founder at Tunic Pay
There's wisdom in the idea that faster payments means faster fraud. But the evidence wouldn't suggest that its opposite is even nearly true. Do slower payments slow down fraud? Maybe, but not by much. Consumer research we ran this autumn found that one in two UK adults have by now experienced some sort of payment scam or attempted scam. Despit...
11 hours /crime
Vivek Dubey Senior Manager at Capgemeini
Generative AI (Gen AI) is at the forefront of transforming banks and financial markets, enabling advancements in data analysis, customer service, and risk management with unparalleled capabilities. Its applications extend to critical areas such as client onboarding, fraud detection, lending, and payment processing, influencing various facets of ba...
12 hours /ai /retail
Ruchi Rathor Founder at Payomatix Technologies
Cross-border payments are an essential part of global commerce, enabling businesses and individuals to transact seamlessly across borders. However, navigating the complexities of international payments can be challenging, particularly for those unfamiliar with the processes involved. This article explores how cross-border payments work, the challe...
14 hours
Nkahiseng Ralepeli VP of Product: Digital Assets at Absa Bank, CIB.
The payments landscape is undergoing a seismic shift, and Variable Recurring Payments ( (hereon referred to as VRPs) are at the forefront. Unlike fixed recurring payments, where consumers are charged the same amount at regular intervals (think subscriptions or gym memberships), VRPs introduce flexibility, allowing payments to vary based on real-tim...
18 hours /payments /inclusion
Carlo R.W. De Meijer Owner and Economist at MIFSA
Within a month Donald Trump will be inaugurated as the 47th president of the United States. His embracement of crypto will mean a potentially much friendlier four years of policymaking than outgoing President Joe Biden's administration provided. In this blog I will give in more detail what Trumpβs vision is, what are the goals he may realise, wha...
18 hours /crypto Blockchain Observations
Prashant Bhardwaj Innovation Manager at Crif
As we step into 2025, the cybersecurity landscape is poised for a dramatic transformation driven by the dual-edged sword of artificial intelligence (AI). While AI has the potential to enhance security measures, it also equips cybercriminals with advanced tools to perpetrate increasingly sophisticated attacks. This article explores the emerging tr
29 December 2024 /ai /crime Artificial Intelligence
Kaustuv Ghosh CEO at Nxtgencode
Foreword As someone deeply immersed in the intersection of finance, technology, and data, I have witnessed firsthand the transformative potential of innovation in reshaping the credit landscape. At Lend API, weβve made it our mission to empower lenders and borrowers by leveraging the power of AI and Open Banking to bridge gaps that once seemed ins...
29 December 2024 /ai /payments Asia Financial Services
Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank
As 2024 comes to a close, I find myself on a well-deserved year-end break, reflecting on the journey of the past twelve months. This post serves as both a summary of my experiences and a benchmark for the goals I aim to achieve in 2025. Iβve never been one for traditional New Yearβs resolutionsβthey often fade into oblivion before the first quarte
28 December 2024 /ai /predictions Innovation in Financial Services
Richard M Senior Quant at HFT Consutlancy
Volatility modeling is no longer just about pricing derivativesβit's the foundation for modern trading strategies, hedging precision, and portfolio optimization. Whether you're trading gold futures, equities, or complex instruments, mastering volatility dynamics is critical to staying ahead in today's markets. Why It Matters Volatility isn't ju...
28 December 2024 /markets Financial Risk Management
Luigi Wewege President at Caye International Bank
13 Predictions for Retail Banking in 2025 and Beyond The retail banking landscape in 2025 is poised to reflect a convergence of technology, consumer behavior, regulatory shifts, and broader economic trends. As the author of the Digital Banking Revolution and President of an international bank in Belize, I have witnessed firsthand how dynamic forc
27 December 2024 /retail /predictions Banking Strategy, Digital and Transformation
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