Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
Last quarter, a fintech company approached us to rescue a failing project. They'd hired a vendor to build an expense management platform with payment integrations in two months — an aggressive timeline that should have raised red flags. Ten months later, they had nothing in production, a budget that had tripled, and a vendor relationship that had ...
57 mins /payments /retail Banking Strategy, Digital and Transformation
Stanley Epstein Associate at Citadel Advantage Group
A Strategic Analysis: Navigating the AI-driven disruption in global banking. 1. A Banking Industry Paradox: Peak Performance Amidst Pervasive Scepticism The global banking industry is currently defined by a profound paradox. In 2024, the sector achieved an unprecedented level of financial performance, posting record-breaking results that surpass th...
2 hours /ai Futuristic Banking
Charles Podesta Vice President of Outside Sales & Client Strategy at TradeStation
“Without data, you’re just another person with an opinion,” a quote commonly attributed to William Edwards Deming. A good reminder of how data grounds ideas in evidence and is essential to making smarter decisions. For years, trading advantage accrued to those who could assemble fast data pipes, specialized tools, and disciplined workflow. Two tech...
2 hours /ai /markets
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
The Digital Credentials Query Language (DCQL) is very relevant to the EU Digital Identity Wallet (EUDI Wallet) ecosystem. As banks will start asking for verifiable credentials needed - for example in lending and customer acquisition - it is important to start designing with it in mind. This naturally applies to all sorts of service providers need...
5 hours /ai /identity Banking and Lending Solutions
Eric Benz Chief Executive Officer at Vaultz Capital PLC
When Tesla first announced its $1.5 billion Bitcoin purchase in February 2021, it sparked a corporate revolution. Corporate Bitcoin adoption reached a milestone this year in September when publicly listed firms accumulated over 1 million BTC representing approximately $110 billion in value, data from BTC Treasuries revealed. This threshold reflect...
9 hours
Maxim Neshcheret Regional Manager at CMA Small Systems AB
For decades cross-border payments have been slow, expensive, and complicated relying heavily on a patchwork of correspondent banking relationships and a few dominant currencies, especially the U.S. dollar. But now that is starting to change. Driven by shifting geopolitical dynamics, regulatory alignment, and the rise of shared standards like ISO 20...
11 hours /payments /predictions
Rom C Founder at Questa AI
I've been watching how artificial intelligence is changing things, especially in areas like healthcare and finance. It’s not just about futuristic tech anymore; it’s here, and it’s making a real difference. Both fields deal with tons of data and important decisions, and AI is helping make sense of it all, speeding things up, and making them more a...
12 hours /ai /security Artificial Intelligence and Financial Services
Retired Member
In the world of identity verification, few terms are as widely used and as broadly interpreted as “digital ID.” For some, it’s a secure login system for government services. For others, it’s a digital twin of a physical ID card stored on a smartphone or smartwatch. Regardless of the interpretation, one fact is undeniable: digital IDs represent the...
14 hours /security /predictions
Akshar Prabhu Desai Payments engineer
All opinions are personal and should not be attributed to my employer. Agentic commerce is a technology where autonomous agents make purchase decisions for the user. One important part of purchase is payments. Payments today happen either through credit or debit cards or bank accounts. In all these, the banks are involved and have to ultimat
18 hours /ai /crypto
Dr Ritesh Jain Advisor at WorldBank
For decades, the plumbing of global finance has relied on a patchwork of protocols, proprietary formats, and manual reconciliation. Each payment, no matter how digital it appeared, was in fact a chain of messages stitched together across time zones and intermediaries. Today, that world stands at a threshold. A new data standard—ISO 20022—is becomi...
04 November 2025 /payments /predictions Payments strategies 2015-2020-2030
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