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Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Invoice Financing 101: What is Invoice and Receivables Financing?

It’s undeniable that the pandemic has been especially hard on small to medium enterprises, or SMEs. While multinational corporations like Amazon and Tesla have grown astronomically over the pandemic, small disruptions, like late payments on invoices which are typically survivable in normal times, are causing many SMEs to go out of business. Althou...

/sustainable /inclusion Financial Supply Chain

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Smarter risk assessment is key to drive equitable financing for SMBs

As businesses across the nation continue to swim against COVID-19’s economic tsunami, we’re beginning to see a new trend emerge from companies who have fared well (or thrived): social impact financing. This new wave of corporate social responsibility (CSR) is a simple way to drive tangible support outcomes for struggling businesses, rather than re...

/regulation /inclusion Inclusive FinTech

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Trustworthy Risk Assessment and Sustainable Financing is Key to SMB Recovery

Integrated, tech-based risk assessment capabilities provide an ethical and sustainable infrastructure to ensure financial responsibility, and allow small-to-medium businesses to access vital recovery financing despite a challenging and turbulent economic landscape. The world and its economies are in the midst of the fastest transformation ever ex...

/regulation /covid-19 Inclusive FinTech

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Modernizing Fintech Compliance in a Post-COVID Economy

The COVID-19 pandemic has changed life as we know it. People have switched traditional retail stores for online delivery, students at schools and universities have had to switch from in-person classes to online learning, travel has been suspended almost entirely, offices have been closed and workers sent home to work remotely - if they haven’t bee...

/regulation /covid-19 Innovation in Financial Services

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Banks are Moving Away from Supplier Finance and SMEs are Scrambling; Is Blockchain the Solution?

The world is becoming increasingly globalized, and despite the benefits of a better connected global economy and supply chain for businesses both small and large, banks seem to be pulling away from what was once a mainstay of their regular operations: supplier finance. As someone with their ear to the ground in the supply finance space, this has b...

/startups /covid-19 Blockchain in Banking and Financial Services

Payson Johnton

Payson Johnton CEO and Co-Founder at Crowdz

Smart Tech Partnerships are Vital in Driving Better Access to SMB Finance

Small and medium-sized business (SMBs) are often cited as a major economic driver and force for job creation, and it’s for good reason; with SMBs making up over 90 percent of all US businesses, while also employing 47.5 percent of the country’s entire workforce. But, despite their significant impact on the economy, many still encounter difficultie...

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