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Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why does your bank need branchless banking system?

In the global economy, there is an emerging culture shift where the financial industry is changing at a very rapid speed, and this change is led by the digitization of processes. Individuals require banking services to work quicker with little inconvenience, and this is why institutions must change. That is why one of the adaptations can be the es...

/inclusion

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How Closed-Loop Payments Help Businesses Adapt to Changing Customer Expectations

The evolving customer expectations are always a challenge for even the most responsive retailers. Your shoppers simultaneously demand frictionless transactions, deeply personalized shopping experiences, and greater financial control. Delivering all these seems nearly impossible with conventional payment systems. Closed-loop payment ecosystems of...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

The role of NFC payments in the growth of digital wallets

Digital wallets have in particular emerged as one of the most used methods in recent years as the use of cash is slowly decreasing. As part of this revolution, NFC (Near Field Communication) technology has cropped up as the driving force for contactless payment solutions. It enhances the acceptance of NFC contactless payments into a win-win soluti...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Step-by-step guide: how to set up QR code payments for your business

Today, there is cutthroat competition in the market and in this environment of fast-changing technologies, businesses can and must adopt innovative payment solutions. QR code has proved to be an innovation, which has enabled customers to make payments within the shortest time, safely and without physical contact. If adopted into your business, it...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

How Closed-Loop Cards Can Help Small Businesses Compete with Larger Chains

Small businesses don’t just compete with each other—they go up against industry giants with nationwide reach, deep pockets, and aggressive pricing. It’s not a fair fight, but it’s one that independent retailers, boutique shops, and local service providers can still win. One of the biggest advantages big chains have is customer retention. Loyalty p...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why Mobile Self-Checkout is Ideal for Expanding Retailers

As a growing retailer, you constantly look for innovative ways to enhance the shopping experience while keeping costs in check. The retail environment is dynamic and is pulling in different directions. Customers want fast, easy, and efficient service. Luckily, the mobile self-checkout is a mobile solution that lets your customers scan, pay, and le...

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Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why Public Transit Needs Closed-Loop Payment Solutions for Better Fare Management

As a transit operator, it must be challenging for you to manage fare collection efficiently. The ongoing struggle with revenue leakage, high operational costs, and passenger dissatisfaction due to payment complications affects all kinds of transit networks. And if you are operating with traditional fare collection methods, then you know how diffic...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Personalized Shopping in Fashion Retail: How Mobile Self-Checkout Creates a Tailored Experience

If you are a fashion retailer, you are always in search of how to enhance the customers’ experience. Customers today are spoiled and demand convenience and personalization, and these are not niceties – they are necessities. Of the technologies that address these expectations, mobile self-checkout is one that can be considered effective. This syste...

/payments

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Top 7 benefits of branchless banking for banks

Branchless banking is reshaping how banks connect with customers. These solutions give you an opportunity to provide banking services without branches and thus decrease your expenses as you target more customers. The outcome of such a transformational approach is the ability of your financial institution to remain relevant within this competitive ...

/inclusion Financial Inclusion

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Benefits of Closed-Loop Payment Systems for Businesses and Consumers

In a business environment, convenience often dictates consumer choices. That’s why payment methods play a pivotal role in shaping shopping experiences. Because it’s also a part of the shopping experience; the final part. So that means providing convenient payment methods equates to a better shopping experience for your customers. And when it come...

/payments

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