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5 Results from 2021

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

How microservices are changing the game for operational resilience and cyber security in payments

Cloud adoption among banks has accelerated exponentially in recent years with views now pivoting towards seeing cloud as central to resiliency challenges. Unlike cloud-based systems, legacy technology cannot be easily patched and upgraded. As a result, weaknesses can remain in a system for a significant stretch of time. It is not surprising that 6...

/security /payments The Payments Business

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

Why Cloud Payment Processing is the answer to scaling challenges at banks

The global impact of Covid on payments has seen a surge in the use of contactless cards and account-to-account transactions, creating a giant pressure point for payment processing. Banks and financial institutions must adapt if they are to cope with substantial increases in payment volumes but also more effectively and efficiently handle the inevi...

/payments /cloud Platform Payment Technology

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

Why Enterprise Banks Must Adopt Innovations in Payment Technologies

The global rise of digital banks, including Monzo, Starling, N26, Volt, Airwallex and Revolut, has continued at pace and as a result, all have successfully managed to acquire sizable customer bases since their respective launches over the past ten years. Their success can be attributed to a mixture of extraordinary customer service, perfect timin...

/payments /cloud Platform Payment Technology

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

Minimising the Risk of Transforming Core Payments Technology

Implementing technical change will always incur risks. But, by putting the right measures in place will ensure that these are kept to a minimum. In their latest report, the Financial Conduct Authority looked into why change related incidents are consistently one of the top causes of failure and operational disruption and highlighted the key ingre...

/payments /cloud Banking Strategy, Digital and Transformation

Laura Francis

Laura Francis Head of Brand and Marketing at Form3

Is Open Banking all it claims to be?

Open banking is becoming more widespread. The UK’s OBIE (Open Banking Implementation Entity) reported that the number of open banking users doubled from January to September 2020. With the EU looking to introduce open banking in the coming years, some reports claim that open banking has ‘delivered on every count’. But despite its impressive growt...

/payments Open Banking

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