23 Results
Paul Marcantonio Head of UK/Western Europe at Ecommpay
Card schemes were planning to increase fees, according to reports last autumn. Then the UK Payment Systems Regulator (PSR) announced in December 2023 provisional proposals to introduce a price cap for cross-border interchange fees. What’s the alternative? A perennial hot potato Many merchants and industry players feel that there’s a duopoly betwee...
19 February 2024 /payments /regulation
In today’s e-commerce landscape, fraud prevention and detection solutions must include tools such as graph analysis to track data across numerous transactions. Over the last few years, the e-commerce sector has witnessed unprecedented growth. As volumes of digital transactions continue to skyrocket, merchants and payment providers find themselves a...
05 June 2023 /payments /crime Trends in Financial Services
Open banking has the potential to reshape eCommerce transactions, yet so far, uptake has been slow amongst consumers. Since Open Banking was introduced in January 2018, UK banks have been required to make their data available in a standardised format, allowing third-party developers to build applications for financial services and enabling fast ban...
13 April 2023 /payments /markets Open Banking
With Christmas just around the corner and many consumers feeling the pinch of a rapidly worsening cost of living crisis, festive spending is already being curtailed. As consumers become more cautious with their money, payment trends will almost certainly change, and business owners will need to stay informed about the latest developments if they w...
21 December 2022 /payments /markets BNPL
As 2022 comes to an end, the global economic landscape is looking increasingly bleak. COVID-19, war, sanctions, energy shortages and inflation all contribute to a mood of uncertainty amongst business owners, and even the most successful companies are thinking hard about what the future might hold. So how can businesses stay competitive during a lo...
02 November 2022 /payments /markets BNPL
Buy Now, Pay Later is a rapidly growing trend in a number of market sectors, including retail, entertainment and travel. During the COVID-19 pandemic, use of the payment scheme increased fourfold in the UK, to the tune of £2.7 billion in transactions. In this article, I'll give a brief overview of how BNPL works and the industries where it’s most...
27 July 2022 /regulation BNPL
As the tourism industry finally begins to make a full recovery from COVID-19 and its resulting travel restrictions, there have recently been fresh worries that sanctions brought on by the conflict in Ukraine could undermine the progress made by travel and aviation companies, triggering a fresh period of industry stagnation. In this article, I’ll e...
27 June 2022 /regulation BNPL
Despite cryptocurrencies surging in popularity in recent years, even the most vocal Bitcoin advocate would have to concede that few people regularly use their digital coins to purchase goods and services, with many wary of using the peer-to-peer cash replacement through fears of extreme volatility. Although today cryptocurrencies are primarily vie...
31 May 2022 /crypto /predictions Fintech
The coronavirus pandemic is changing all of our lives in ways we could barely have imagined twelve months ago. From stay-at-home-lockdowns to mandatory masks, to a new culture of increasingly working from home, we have all had to adapt to what is often referred to as the new normal. But human beings are often better at adapting than we imagine an...
18 August 2020 /payments /covid-19 Fintech
The cashless revolution is here, and it’s happening all over the globe: from Malaysian village market stalls to the London high street. There can be no revolution without controversy, of course. Dominating conversations of financial innovation is the question of financial inclusion. In other words, will going cashless exclude the most vulnerable me...
28 January 2020 /payments Financial Inclusion
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