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980 Results from /wholesale

Deepshikha Mittal

Deepshikha Mittal Senior Manager at Cognizant

FCA MarketWatch 70-Observations and suggestions in Transaction Reporting / Instrument Reference Data

Regulators, in recent years, have increased market surveillance by enforcing mandatory disclosures via Trade and Transaction Reporting (as per MIFID II and EMIR). In MarketWatch 70, the FCA highlighted some observations on the deviation from its regulatory guidance by firms as evidenced in the inaccuracies and shortcomings in their Transaction Rep...

/regulation /wholesale Regulatory Reporting

Prasenjit Das

Prasenjit Das Senior Director at Virtusa

Can Banks break the Missing Middle with technology in addition to just Credit lines?

A breakup of Business Banking in the UK. 5.5 million businesses were small (0 to 49 employees) forming 99.2% of the total count of private sector businesses, followed at a distant by 35,600 businesses were medium sized (50 to 249 employees) and finally large business counting to 7,700 businesses. By and large the proportion is same across other

/wholesale /predictions Banking Strategy, Digital and Transformation

Shaju Nair

Shaju Nair Payments SME, Product Manager at Temenos

Fault lines in the Modern Financial System

It brings me grief when I hear people refer to CBDC as being just another form of digital money or just another mobile application for making payments when in reality there is a world of difference with CBDC being sovereign money (as is notes and coins) controlled and guaranteed by central bank and backed by assets, once upon a time gold itself, ...

/payments /wholesale Innovation in Financial Services

Conor Svensson

Conor Svensson CEO at Web3 Labs

J.P. Morgan's long term bet on blockchain

For many, the ups and downs of cryptocurrencies have had too significant a bearing on their perception of the technology powering this nascent asset class — DLT and blockchain technology. For those of us interested in the technology, what's happening with cryptocurrencies has no bearing on our plans. What can be achieved with shared ledgers and tok...

/wholesale /crypto Blockchain Observations

Vijay Dev

Vijay Dev 

The B2B POS-Based Lending Opportunity for Banks

The USD 200 trillion B2B payments flow is rapidly moving towards a ‘checkout’ experience similar to B2C payments. For banks, the resulting digital data footprint is unlocking a USD 13 trillion revenue opportunity in SME lending. The case for digitising the B2B payments flow is a well-established one by now. Expected to exceed USD 200 trillion in vo...

/payments /wholesale Banking and Lending Solutions

Gilbert Verdian

Gilbert Verdian Founder and CEO at Quant

DLT in 2023: Out of the blocks

Blockchain use cases abounded in 2022, but we’ve only scratched the surface of what this transformative technology can help achieve. What’s coming down the track in 2023 for the interplay between distributed ledger technology (DLT) and the financial services sector? 1. There will be agreement that the unregulated crypto experiment has failed ...

/regulation /wholesale

Prasenjit Das

Prasenjit Das Senior Director at Virtusa

Electronic Trade Documents Reform - A Successful Model and Lessons Learnt

Lessons for Banks The Unified Payment Interface (UPI) which effects money transfers across Banks in India and developed by the NPCI has been duopoly of two FinTech- Google Pay & PhonePe. Ironically NPCI was set up by India’s’ central Banks & a consortium of Banks including Citi Bank & HSBC. Inter Bank payments which otherwise is someth...

/wholesale Electronic invoicing

Prasoon Mukherjee

Prasoon Mukherjee Director | Head of Securities Services | GSC-India at Societe Generale Bank

COMPUTATIONAL THINKING - The Missing Link Between Ideation and Execution

We often tend to identity reasons of failed software projects with "cost-overrun" , "time-overrun" or "poor quality". A few years back, during conversation with a dear friend, who also happend to be my client at a major investment bank, I was struck hard by his thought on the subject, which still continues to be my gu...

/people /wholesale Outsourcing Banking, Financial Services Operations

Yuriy Gnatyuk

Yuriy Gnatyuk COO at Kindgeek

AI in fintech: 4 ways AI impacts on financial industry

Cutting-edge technologies have become an essential part of the financial sector. Given their vast outreach and the enormous number of benefits, more and more market players embrace fintech, so the industry grows and develops impressively day after day. A remarkable milestone in fintech has become the deployment of artificial intelligence algorithms...

/retail /wholesale Artificial Intelligence and Financial Services

Sandeep Nambiar

Sandeep Nambiar Chief Product Officer (CPO) at CrediLinq A.I Pte Ltd

e-Invoicing Fuelling a Growing Trade Finance Opportunity in SME Digital Banking

The rising adoption of e-invoicing globally is coinciding with a decline in the use of traditional trade finance instruments. And a growing dependence on supply chain finance solutions fuelled by digital data. Banks, for whom trade finance has largely been a concentrated market, have a unique opportunity to enter the fray. e-Invoicing automation c...

/retail /wholesale Banking Strategy, Digital and Transformation

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