Retired Member
Albert Einstein is often credited with saying that the definition of insanity is doing the same thing over and over again and expecting different results. And in that vein I wanted to reuse a phrase I first shared a year ago which didn't resonate as loudly as I thought it would, but this time I hope it’s different. In November 2020 I referred to ...
28 July 2021 /wealth /predictions
The Investment manager sitting at their desk with their daily Starbucks coffee whilst building an order to buy Starbucks stock for all of their clients has found something special. (This is not a tip for shares in the behemoth coffee producer, I like drinking it’s coffee but I don't analyse stocks) The special thing they have found is stock where ...
21 July 2021 /wealth /predictions
Simon Dimoni Remittance and Crypto Payments at HollaPay
Setting up your own business is very high risk, high reward. While there are a great many benefits to entrepreneurial life, including having ultimate control over what you do, who you hire, and how you work, it is also a very difficult thing to get right. The reality is that, no matter how much you want it, business success is hard to come by. Bu
21 July 2021 /wealth /startups Business
As the UK edges closer to 'Freedom Day', it appears the work from home mandate will be dropped or at least relaxed. Café, bar, restaurant owners, and rail providers, can all breathe a collective sigh of relief. The dark, lockdown days may finally be over. Or are they? How many of us are going back to work in the office full time? While there are v...
16 July 2021 /wealth /markets Artificial Intelligence and Financial Services
Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)
The Account Aggregators (AA) framework in India has been another revolution in the making. It is part of the larger India Stack. Just as it was quietly taking shape since 2016, it has also silently started manifesting itself with many participants going live in stages over last few months. I discuss some of the salient aspects & Use cases of t...
13 July 2021 /wealth /retail Open Innovation Ecosystem
In the 1960’s futurist Roy Amara stated ‘We tend to overestimate the effect of a technology in the short run and underestimate the effect in the long run.’ This became known as Amara’s law and 50 years on the statement is still unfortunately true for many tech adopters. In 2019 futurist Jim Carroll coined a phrase which just might give the three ...
12 July 2021 /wealth
Andy Boniface Head of Product at GBST
When the pension freedoms legislation was enacted in April 2015, it removed many restrictions around defined contribution (DC) schemes and provided more flexible access to pension savings. Although the rules allowed for a wider range of income options, six years on advisers continue to struggle to access the full range of flexibility for their cli...
12 July 2021 /wealth /predictions
But that’s ok because they may be less Terminator and more Baymax! (I won’t explain Terminator but for anyone who hasn't watched Big Hero 6 with their kids, Baymax is a robot who can only help!) At our automation seminar this week we witnessed some interesting poll results. Although a relatively low percentage of advisers had automated approaches t...
01 July 2021 /wealth /predictions
Adriana P Trader at Xray Trade
Notre système financier actuel est centralisé En effet, notre système financier actuel est centralisé ce qui signifie que le pouvoir et donc contrôle est centralisé à une personne ou organisme telles les grandes corporates qui ont leur PDG au centre. Source En soit, cela n’a pas vraiment posé de problèmes depuis des années, mais l’inflation et la...
30 June 2021 /wealth /crypto Blockchain in Banking and Financial Services
Jose Pierre CEO at Marketware International, Inc.
The North American wealth-management industry is undergoing significant changes, influenced in part by an evolving diverse customer segment, customer rules of engagement, ever-changing competitive dynamics, and technological advances such as AI. As a result, the industry is expected to significantly change along the following lines across financi...
24 June 2021 /wealth /retail Artificial Intelligence and Financial Services
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