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824 Results from /startups

Retired Member

Retired Member 

What it means to be a fintech?

London is often considered to be the world’s ‘fintech hotspot’, with more than three quarters of London’s financial tech community claiming the city is a better incubator than other global tech hubs, such as Silicon Valley. Every day new companies make a debut on London’s fintech scene and almost half of the FinTech50 come from the capital. But as...

/startups

Retired Member

Retired Member 

London FinTech sector: The rise and future of a billion pound industry

Ever since FinTech found life outside of Silicon Valley, it was only a matter of time before London established itself as the most desirable location for FinTech growth. The UK capital received $539 million in venture capital investment in 2014, three times the amount raised in 2013 and accounting for over a half of all FinTech investments across ...

/startups

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Retired Member 

SMEs top 3 priorities for the next government

SMEs are the backbone of the British economy. There are over 5 million of these ventures in the UK right now, and they are in great rip-roaring health. The banking big four handle the majority of SMEs funding needs. 85% of SMEs finance comes from them. That’s a pretty huge stat, and shows the limitation of current choice for SMEs. So what are SMEs...

/startups

Retired Member

Retired Member 

Banking and the British Elections - the 5 biggest frights for FS companies

As the elections loom large and the party leaders are, as we speak, on some campaign bus or another, covering large swathes of the British Isles in the desperate bid to win over last minute voters, how are financial services companies feeling about the outcome? With this one likely to be “the most interesting” we’ve seen since the 1974 elections, ...

/retail /startups

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Retired Member 

Breaking down the barriers to charitable fundraising

The total number of UK charitable donations made by Direct Debit rose to a record breaking 60 million in 2014, according to data from Bacs Payment Schemes, with values exceeding £1.21 billion, a rise of 4.1%. The study found that a number of charitable sectors benefited from Direct Debit in the last year, with the greatest beneficiaries being th...

/payments /startups

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Retired Member 

Can banks be more like FinTech companies?

In the previous post, I have made a statement that people not only dislike their retail banks, but they even distrust them. Despite that customers tend to stick around with their banks instead of switching to another bank, which I diagnosed as fear that a new relationship might strongly resemble the current one. At the competitive landscape, we wi...

/retail /startups Innovation in Financial Services

Retired Member

Retired Member 

We can’t go on like this: A remedy for the personal information trust trap?

Samsung is currently taking a pummelling from the media. Last month it was criticised for its Smart TVs that ‘spy’ on people in their homes, selling information on their behaviour and viewing choices to a nameless third party who is exploiting it commercially. As if this wasn’t enough to keep their PR team busy, a new fact has come to light: Samsu...

/startups

Retired Member

Retired Member 

Enterprise apps: Why considering your user is a must

The Financial Services (FS) sector continually invests huge sums in IT to remain competitive and compliant in a post financial crisis world. In 2014 Celent predicted a global bank IT spend of $188 billion. So it should be no surprise that FS companies are at the frontline of mobile enterprise applications. However, this IT spend often revolves arou...

/startups

Retired Member

Retired Member 

Is the disruption of banks a fad?

The great debate across the media and all interested parties is the face-off between the incumbents (banks) and new entrants (fintech start-ups). Each opposing party sees themselves as the true messiah, with the banking incumbents arguing that they are changing, the future is held secure through their excellent and utterly untarnished experience a...

/wholesale /startups

Retired Member

Retired Member 

Election 2015: Nice letter, but Governments need to stop neglecting millions of UK micro businesses

Yesterday's letter sent to the Telegraph signed by 100 of the country’s leading business figures demonstrates a real belief in the current Government’s ability to manage the economy successfully and create a strong business community. It also demonstrates, five weeks before an election, a degree of concern that despite the shambles left by Blair, ...

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