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126 Results from 2013, /security

Retired Member

Retired Member 

Can the Banking Commission proposals impact access risk?

Last month the UK Government backed many of the core proposals in the UK Parliamentary Banking Commission’s final report. This included proposals to make senior bankers individually responsible for the performance of their institutions and business areas and to face prison sentences for reckless banking. Under the new rules senior bankers will be ...

/security /regulation

Retired Member

Retired Member 

Chip-n-PIN online - is there a business case for it...

Secure Electrans are on a mission to combat e-comm fraud. The concept is simple - give consumers a free PIN pad for home use, so that every e-comm transaction can be done with the same level of security as in a physical store, and participating merchants can benefit from "a dramatically reduced fee." The difference between "cardhol...

/security Innovation in Financial Services

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Privacy and security dont have to be mutually exclusive

I was interested to read the article ‘Brits relaxed about banks mining data to fight fraud’. It provides an interesting perspective on the growing debate regarding the need for strong data privacy as well as strong transaction security, particularly within the finance sector, and especially as the means by which we conduct our banking and transac...

/security /payments Innovation in Financial Services

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

You are an Internet Celebrity

The quote “15minutes of fame” is about the short-lived media publicity or the celebrity of an individual or phenomenon. The expression was coined by Andy Warhol, who said in 1968 that: “In the future, everyone will be world-famous for 15 minutes.” Unfortunately, that has evolved into daily fame for many people that, frankly, is bad for public cons...

/security

Retired Member

Retired Member 

India - playing by the rules of Fraud Club?

The first step to solving a problem is to admit you have a problem. I have been involved with card fraud systems for over 20 years and too many times when I have discussed fraud I’ve been greeted with the opening line “of course we don’t have a fraud problem here” I was struck when seeing some fraud statistics for 2012 released by RBI for India ho...

/security /payments

Retired Member

Retired Member 

Who the f... are you?

My mobile phone rang this morning. By the time I reached it, the caller (with blocked caller ID) hang up. A minute later my (ex-directory!) home number rang. I picked up the phone. The person on the other end of the line told me he was from Barclaycard's fraud investigation department and wanted to verify some transactions (Barclaycard does indeed ...

/security Innovation in Financial Services

Robert Siciliano

Robert Siciliano Security Analyst at Safr.me

Why it is Critical to Protect Data on Digital Devices

When devices are lost or hacked and your data is exposed, not only is this a pain to deal with, but you could become a victim of identity theft. Not only do victims of identity theft suffer loss of time but they also lose money that may not be able to be recovered . In McAfee’s recent study, they found on average that people have over $35,000 wor...

/security

Uri Rivner

Uri Rivner CEO and Co-Founder at Refine Intelligence

The positive side of Malware

At precisely 20:26 local time my Yahoo app began buzzing like a bee hive. 72 ‘Mailer-Daemon’ failure to email messages popped up one after the other in my home-use email. Shortly afterwards I started getting emails from concerned buddies. ‘You have a virus’ was the most common reaction, with ‘Hacked…’ being the second. Someone I emailed with 5

/security Information Security

Retired Member

Retired Member 

Venture Capital, Risk Management and the Dealing Room

I remember an old spy book from the 1960s that said “if you notice someone once, it’s chance; if you notice them twice, it’s a coincidence; but if you notice them three times, they’re following you”. So, remembering that type of “pattern recognition”, when I was in New York last week I was interested to come across two situations where major fina...

/security /regulation

Retired Member

Retired Member 

Ensure your paperless gateway isn't locked

Paper turn-off-still a challenge Getting customers to turn off paper is proving to be more difficult than anticipated. Online banking has evolved tremendously from RBS' Homelink in 1983 to what is now a techno frenzy of IB and apps. However, the idea of managing all your money online has still only convinced an average of 24% of people across FS ...

/security /regulation

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