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3641 Results from /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Virtual money worries

Chinese authorities have acted to curb the spread of virtual currencies into the real economy. The FT reports on a recent formal notice from the government and central bank effectively banning the use of virtual cash to pay for material goods and services in the real world. The edict was issued in response to the growing popularity of Q-coins, the...

/payments /retail Futuristic Banking

Paul Penrose

Paul Penrose Head of Research at Finextra

Visa's Monopoly money

Toy maker Hasbro is doing its bit to keep pace with the vogue for virtual currency. When it launches this summer, Hasbro's latest edition of the 60s board game, The Game of Life, will be the first in America to replace cash with a Visa-branded card as the preferred form of currency. A new electronic "LifePod" - which replaces the spin ...

/payments /retail

Matt White

Matt White North America editor at Finextra

Bad timing by Barclays

Barclaycard announced today that they are cutting 630 call centre jobs. Some of these (200 according to Amicus) will be offshored to India. You have to wonder about the bright spark who came up with the timing of this announcement. Barclaycard is struggling – a couple of weeks ago it announced that profits were down a massive 40% in 2006. But any...

/retail

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Making banking channels more accessible

The trained dog at the ATM story got me thinking about how well banks are catering to disabled communities with their banking channels -- whether branch, ATM or website. I recall that some banks have given thought to ATM accessibility in the past by having at least one machine in a row of several positioned much lower than the rest so short people,...

/retail Trends in Financial Services

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

For mobile payments convenience is king

What's interesting about the DoCoMo mobile payment technology referenced in this recent story, and what differentiates it from many other m-payment initiatives operating elsewhere in the world, is that the Osaifu Keitai (literal translation = wallet cell phone) system acts like a contacless smart card, using Son'y FeLiCa technology. (Other Japane...

/payments /retail Trends in Financial Services

Steve Ellis

Steve Ellis Founder at Finextra Research

Is Second Life becoming a bit too Dutch?

Unfortunately, it seems likely that ING's 'ourvirtualholland' may have to contend with some of the issues found in 'ourrealamsterdam' - take a look at this news report from Reuters' Second Life columnist Warren Ellis (no relation) recorded on his own blog. Here's a snippet of Warren's report: <There have been attempts, recently, to downplay t...

/retail

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Bank statement as a tool for identity theft

Looks like National Australia Bank (NAB) is the latest bank to fall victim to mail-out problems that compromise customer data. They're not the first, and are unlikely to be the last. The usual bank spokesperson agenda in these situations is to claim that there is nothing in the lapse that exposes customers to to risk of fraud. But thinking about ...

/security /retail Trends in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

A second look at Second Life

ING has made a serious stab at extending its presence beyond the realms of the physical world by announcing plans to open a Dutch mini state in screen-based 3-D universe Second Life. In making the move, the Dutch banking group is following in the footsteps of its compatriot ABN Amro, which in December opened a virtual financial advice centre for S...

/retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Y2K-redux

It’s déjà vu all over again. An imminent early switch to daylight savings time in the US is raising fears of a Y2K-style disruption to date-sensitive computer applications. And the problems could extend far beyond US shores. Thanks to a new law aimed at saving energy, daylight savings time in the US will start three weeks earlier on 11 March and en...

/retail /wholesale

John Cant

John Cant Managing Director at MPI Europe Ltd

Faster Payments on track

It seems appropriate to start blogging about UK Faster Payments (UKFP), the scheme to provide cheaper and easier "near real-time" via internet and phone banking, by a reference to the most recent APACS announcement. At face value it is reporting good news - the scheme is on track. However, there is the strong hint in the text that even t...

/payments /retail UK Faster Payments

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