Join the Community

22,317
Expert opinions
44,364
Total members
362
New members (last 30 days)
182
New opinions (last 30 days)
28,776
Total comments

Latest expert opinions

clear
clear

3646 Results from /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

No soft soap at Bank of America

Your chief executive took home nearly $100 million in 2006 and you run a fleet of 20-odd corporate jets to ferry board directors to important business meetings and former executives to important Red Sox baseball games. But with the credit squeeze tightening it’s time to start looking at expense management. Where to begin? Employee perks are the ob...

/retail /wholesale Whatever...

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

P2P - Power to Phishers?

The onset of the New Year gets me thinking on what are the likely fads and buzz words in 2008. 2007 has already enriched our vocabulary with 'sub prime' , 'Ninja loans' and other such terms that a Credit dog's delight. Come to think of it, some of the fads like mobile payments have been around for some time now! I came across a report by Javelin...

/regulation /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Digital cash and other payment myths

We’ve seen plenty of posts on this community that play with the idea of virtual currencies, the eradication of paper-based cheques and the ultimate demise of hard cash. The emergence of a truly digital economy has been a favourite topic of commentators and futurists since the first stirrings of business interest in the Internet in the mid-1990s. ...

/payments /retail Trends in Financial Services

Retired Member

Retired Member 

Bankers, are you ready for next wave? Wake up now for GEN Y.

In next few years, GEN Y is to mature quickly and big revolution is due. Needless to say, virtual / online world is sure to dominate the offline channel in less than a decade. And this will be major boon for service sector e.g. financial services, Music, travel, hospitality, retail, telecom etc. The key question is, are we guys ready? Are banks re...

/retail Online Banking

Paul Penrose

Paul Penrose Head of Research at Finextra

Finextra Community - end of year report

The Finextra Community site was launched with little fanfare to a small coterie of beta users back in February this year. In opening the community we were hoping to create a forum for interaction with our global user base, and create a logical series of private and public spaces on the Web where fintech professionals could congregate, make connect...

/retail /wholesale

Paul Penrose

Paul Penrose Head of Research at Finextra

Don't be a Scrooge this holiday

Aaron Patzer, founder of money management software start-up Mint, extols the virtue of his patent-pending technology engine in a video posted via prnewswire. The system aggregates all your spending across all your bank accounts and classifies transactions so that you can see at a glance what you're spending your money on and where you can trim any...

/payments /retail Video extravaganza

Paul Penrose

Paul Penrose Head of Research at Finextra

Street-level innovation in mobile commerce

As principal researcher for Nokia, Jan Chipchase travels around the world looking at how people live their lives and interact with new technology. In this video presentation he turns the spotlight on street-level innovation in mobile communications and commerce, and questions the implications for payments, identity and banking in the future. It's...

/payments /retail Video extravaganza

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

The 2007 Finextra Awards

So, it’s late December. The post Christmas party hangovers are becoming increasingly frequent, you’re just about done with the shopping, and the urge to work is waning. In short, it’s a great time of year to announce the inaugural Finextra Awards. Thankfully there was no shortage of topics to base the awards on – with a wide range of good, bad and ...

/retail /wholesale Trends in Financial Services

Retired Member

Retired Member 

What's the oddest location for a bank machine you've seen?

If you take a look at these photos of Tate Modern you'll notice the flooring in the Turbine Hall is in a shocking state. They should get that fixed. But wait - look at the photo on the top right - what's that lurking by the wall? It's an Alliance and Leicester bank machine. Not what I'd call art. They could have at least cut it in half and glued ...

/retail Whatever...

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

What is the future for Retail Branch Banking..?

I’m not going to comment on the content of Chris’ and Michael’s blogs, but do look forward to the “event” that may bring them together into the public arena in February – I hear Sky Box Office has had strong demand for pre-ticket sales! :-) And I may be partly to blame for stoking the flames with a previous blog (To IP, or Not To IP..?) that could ...

/retail Trends in Financial Services

Now Hiring