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3775 Results from /retail

Paul Penrose

Paul Penrose Head of Research at Finextra

Low-tech innovation in the ATM comfort zone

A New Zealand woman has come up with a novel low-cost solution to shoulder-surfing at ATMs. Beach Haven-based Sharon Stamper is the brains behind the yellow lines that are now a standard fixture in all Taranaki Savings Bank ATMs. The former "fulltime mother" told the Stuff Web site that the security line creates a "comfort or securi...

/security /retail

Gary Wright

Gary Wright Analyst at BISS Research

Obama, Obama

The election of President Obama is a wonderful and historical event for the USA but also the world. The American dream is more real today than ever before. A Black President in the White House is a healing beacon of light across America that will start to bring social and cultural changes and a uniting force forever consigning racial divides to th...

/retail MiFID

Retired Member

Retired Member 

Fraudsters Drive Convoluted Address Change Process

The other day I received a statement from a financial services company with whom I have a small amount of business. Nothing unusual in that, other than the accompanying leaflet that set out a new process they were adopting to deal with address changes. Back in the good old days, an address change could be accommodated by a trip to a bank branch, o...

/retail Online Banking

Retired Member

Retired Member 

No Mobile Transactions, Hello Fee Per Month?

I welcome confirmation of our own conclusions that customers want to use their mobile similarly to ATM usage patterns - primarily for balances. The transaction part they'll have to do without for the moment (with Monitise, until they sort out those stick on NFC thingys?) Fees? I expect there will be some downward pressure on fees from customers wh...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Exploding German ATMs - three men arrested

A curious story here from the wackier, more inept and heavy-handed end of the ATM crime universe. Three men in Berlin have been arrested on suspicion of blowing up several cash machines during the year. The suspects ignited a mixture of gases and caused huge amounts of damage in their attempt to get cash out of the machines. More from The Local

/retail

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Lack of integration to hit Citi profitability

That's what bearish Oppenheimer analyst Meredith Whitney told Reuters at the the Reuters Global Finance Summit yesterday. In her view, the bank is unlikey to be profitable for several years. Its strategy was that its many financial services businesses could boost their revenue by selling products to one another's clients. "But that does not ...

/retail /wholesale

Paul Penrose

Paul Penrose Head of Research at Finextra

The bank branch - weakest link or saving grace?

This blog recently expressed the view that, in these days of financial turmoil, banks should reposition their branch networks as a means to reinject the personal service ethos to high street banking and see off the threat from online start-ups and outsiders like supermarkets. (The bank manager versus the Web 2.0 widget) It seems I'm not alone. Se...

/retail Finance 2.0

Nick Ogden

Nick Ogden Chairman at Ogden Research

Contactless payments, are we talking money?

Contactless payments really seem to have exploded recently. In the past month alone, we have heard announcements from both MasterCard and Visa about trials they are conducting in cities such as Liverpool, New York and LA; but it was the announcement of a trial that Visa is conducting in Guatemala that caught my attention. In particular, some obse

/payments /retail Innovation in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

Welcome to the Truthpod

The Truthpod is an anonymous online polling booth in Australia that has been set up to find out what people really think about their bank. Respondents are invited to "just tell it like it is". So far 2535 have taken the poll and the majority are most upset about bank fees. The pod closes with a teaser message "Thanks for telling it ...

/retail Finance 2.0

Retired Member

Retired Member 

Mob Psycology..........

It's interesting to note that people queue up outside faulty ATMs that dispense twice the amount of cash. Technology has its limitations and it's bound to go wrong at times, just like its creator. Homosapiens want anything that’s doled out free - whether it is of any real use to them- No wonder that there was a long line, when ATMs start dispensin...

/payments /retail Online Banking

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