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3665 Results from /retail

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

EUR 33m to reinvent the wheel...

Arguably this is not a blog, as it has been too long since my last missive - perhaps on this occasion it should be categorized as a periodic rant in disbelief at human ability not to learn from others’ mistakes? In this month’s issue of IBS Publishing (Issue 18.9, June 09) a lead article described a project at Caja Madrid, the fourth largest saving...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Disappointing Definition of Success

Just a quickie, but I read in the paper the other day that Institutional Investors were worried that the incentives for Stephen Hester to sort out RBS weren't generous enough, which is an interesting take on the issue of executive pay after all we've heard about the immorality of rewarding failure. What I thought rather revealing, however, is that...

/retail Transaction Banking

Retired Member

Retired Member 

Keeping the Royal Mail in Business

The marketing people at my bank have really been busy recently, and certainly doing their bit to keep the Royal Mail going. Over the course of one week, we received five – yes 5 – mailshots offering us a range of their wonderful value-for-money savings accounts. We received two on one day, a further one a couple of days later, and then two more be...

/retail Transaction Banking

Paul Penrose

Paul Penrose Head of Research at Finextra

Tesco vs the banks is like Darth Vader taking on the Daleks

UK supermarket chain Tesco opened its new banking headquarters in Edinburgh yesterday. The retailer is looking to cash in on consumer disenchantment with crisis-stricken traditional banks. Chief executive Terry Leahy is promising a return to old-fashioned, conservative values for customers who park their finances with Tesco Personal Finance. The ti...

/retail Whatever...

Retired Member

Retired Member 

NAB Voice Recognition - Bumometrics in Action

While this may have some use in preventing any Tom Dick or Harry ringing up and and impersonating a customer, it does not prevent the sort of fake call centre scam proving popular with criminals at the moment. ie. the bank call centre is not authenticated to the customer. It merely closes just one of the many doors open to criminals. I suppose the ...

/retail Whatever...

Retired Member

Retired Member 

Can Municipalities Become Banks And Payment Processors?

Everyone has to pay and pay. The local council is the beneficiary of all sorts of payments from residents. Parking, rates, fines, permits etc. Rather than use several third parties to gather all these payments could councils become payment system providers? Would you prefer to sign up with your local council once - to make a payment anytime for par...

/payments /retail Whatever...

Retired Member

Retired Member 

Mobile Banking - including voice to improve accessibility

Last week Google released details of a new audio interface it is working on to improve accessibility. They say "An adaptive interface with tactile and audio feedback could make it easier to ignore a small screen". See the full article at: http://beta.technologyreview.com/communications/22731/ We think this is a great step to improve acc...

/retail

Alex Noble

Alex Noble Account Director at McAfee

Contact Centre impersonation arrives in the UK

I wrote yesterday on the problems the Commonwealth Bank of Australia was having with a phishing attack that caused customers to call a fake contact centre that impersonated the bank's centre and captured their credit card details ("Phishing fraud steps up a new level with fake bank IVR & contact centre"). It now seems that this frau...

/security /retail

Retired Member

Retired Member 

Banks Soon Without A Single Customer Communication Channel?

Fortunately this fake call centre scam is easy to pevent. These customer's data may have been previousy stolen, or perhaps something as simple as reading the person's mail and determining they were BoS customers and performing the scam. One wonders what the banks will do when the mail channel is usurped too. There is nothing to stop an enterprising...

/retail Whatever...

Alex Noble

Alex Noble Account Director at McAfee

Phishing at a new level with a fake bank contact centre

I normally focus the blog on Europe, but this story from Australia shows a very alarming new level of fraud. In this case fraudsters have targeted Commonwealth Bank of Australia customers with a fake IVR and call centre. The story ( fully available at APCmag.com here ) is very worrying. It shows that fraudsters are graduating from e-mail phishing...

/security /retail

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