Join the Community

22,509
Expert opinions
44,487
Total members
570
New members (last 30 days)
200
New opinions (last 30 days)
28,866
Total comments

Latest expert opinions

clear
clear

3665 Results from /retail

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Watch, interact, or Tweet - your choice

It's spring now at Finextra HQ and with it comes a new live and interactive webcast, Retail Banking - Customer engagement in the digital age, sponsored by Adobe. The webcast will look at a range of issues affecting retail banks in the digital age, debated by a team of industry experts, including: Tom Berry, Director, Carbon Communications (modera...

/retail

Retired Member

Retired Member 

Beating Nationwide's Over the Counter Ban

Brilliant initiative from Nationwide, to restrict peoples' in-branch access to their own cash. It ignores those who don't want to draw £100 or more out and don't trust cash machines (like many elderly); nor does it help those who want coins for some or all of their withdrawal. I know a number of people who have kids at school age, and they need ...

/retail Transaction Banking

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

10 years of mobile banking - what's changed?

Is it just me, or does mobile banking seem to perpetually be the next big thing? Maybe it's because I remember how underwhelmed I was by the first generation of WAP browsers on mobile phones when trying to access my bank account in 2000, but over the past decade I can count on one hand the number of times I've done "mobile banking" on my...

/retail Innovation in Financial Services

Retired Member

Retired Member 

iPad - Thinking of financial apps

As iPad was released, a lots of developers already started up their engines to create thousands or even millions of different apps, so the financial ones will be there too. The good thing about the iPad that on the first run, we do not know for what we can use it. The developers themselves are exhaustively thinking about it, to find a good idea an...

/retail Finance 2.0

Retired Member

Retired Member 

Win a credit card dispute and lose brand integrity

Many of my discussions are about how financial institutions can improve their processes to serve customers better, improve their brand and reduce costs. It seems that during tough times, and when customers are at their lowest, banks are playing tough, and forgetting that all the improvements in processes are worthless if you kick a customer when h...

/retail

Retired Member

Retired Member 

The changing world of banking - a matter of process

For an industry which has been established as part of part of the bedrock of society for centuries, the degree and speed of change experienced in the banking sector over the past 15 years has been little short of astonishing. In the USA, of the Top Ten banks trading in 1995 only four remain as they were. In Europe, the landscape has been simi

/retail

Retired Member

Retired Member 

What is the branch for? Mortgage?

Listening to people from different parts of Europe, everybody claims that banking went online, and the role of branches significantly decreased. In my example, the last times i visited a branch of my bank was when i opened my account and when i applied for a mortgage loan. For every other reason i use online and mobile banking, and of course ATMs ...

/retail Innovation in Financial Services

Retired Member

Retired Member 

Need a bank account? Its yours...

Yesterday the Times (UK) reported how there are leaked plans by the UK government to force banks to provide basic bank accounts to anybody that wants to open one. The Times article describes a basic bank account in this way: Basic bank accounts allow individuals to pay in wages, benefits and a pension and provide a cash card to withdraw money. The...

/retail

Retired Member

Retired Member 

Checklist Item 5:Innovate on distribution for extended reach

Given the diversity and sophistication of banking channels, people may wonder if there is room for further innovation. Now that technology has done its bit, it is time to generate new ideas around banking distribution, such as geo-specificity. Canadian banks have set a great example of how to stay within reach of customers, no matter what. Canada’s...

/retail

Retired Member

Retired Member 

Banking the unbanked

The banking system is not particularly popular with the common man or woman at the moment. Banking is seen as self-serving through the apparent desire to soak up rescue and recovery dollars by the billion, without doing what a majority of the population would like to see: drip feed some of that cash back to the people and small businesses that nee...

/retail

Now Hiring