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iPad - Thinking of financial apps

07 April 2010 Be the first to comment

Retired member

As iPad was released, a lots of developers already started up their engines to create thousands or even millions of different apps, so the financial ones will be there too.

The good thing about the iPad that on the first run, we do not know for what we can use it. The developers themselves are exhaustively thinking about it, to find a good idea and create a killer app, so somebody will pay for eventually.

There are already few financial apps available for the iPad, and I can imagine some more.

My expectations for the financial app category for iPad:

Capital market data and real-time portfolio visualisations from my investment bank
Super-intuitive loan calculators and repayment plans (to replace branch advisory)
Simplified, touch-driven online banking
Credit card image designer
Electronic purse
Account aggregation / Personal finance management apps (mint, wesabe)
Price comparison of financial products
ATM and branch locator

What would you expect from the iPad?

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Comments: (3)

A Finextra member

08 April 2010

József- not specific apps but a category shift. Devices like the iPad/iPhone will be the norm for online banking within 5 years. Banking at the desktop or via laptop will be seen as the second best option. The apps on those devices will dissolve the boundaries between channels - online, voice, video, messaging, and email will be seamlessly merged. Rich interfaces will be the norm. There will be challenges to meet this demand, especially with security and call-centre agent skills.

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A Finextra member

08 April 2010

Chris, I agree with you, touch technology based devices are radically changing the expectations of the users about how softwares should work. Simplicity and visualization are the two key elements to be intuitive in my opinion. An interesting TEDcast on something similar.

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A Finextra member

12 April 2010

As with other 'mobile devices', sending emails + attachments will become the norm, and with it the potentially expensive risk of accidental document metadata leakage - unless the firm is thinking ahead to metadata cleaning at server level.

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