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3665 Results from /retail

Retired Member

Retired Member 

DIY, the rise of self-service lending

More and more of us are turning to online banking as a convenient way to manage our money. In fact, the UK Payments Administration reports that in the first half of 2009, 22 million adults used internet banking on their main current account. This means that for the first time ever more than 50 per cent of regular internet users (41.4 million) are ...

/retail

Brett King

Brett King CEO & Founder at Moven

Consumers shun bank marketing in favor of online research

At their annual ThinkBanking event last Thursday (Sept 9th) in Sydney,the Google Financial Services Team released their latest behavioral research supported by Global Reviews’ Customer Experience Benchmarking. The results are a shock to those expecting traditional marketing methods to strongly influence customer behavior in respect to product selec...

/retail Innovation in Financial Services

Brett King

Brett King CEO & Founder at Moven

Is Bank Campaign Marketing DEAD???

The perfect Ad is something advertisers dream about. Some "mAd" Men, go their entire career searching for it, others who are creatively gifted, come up with home runs, Gold Lions and accolades time and time again. Mad men have come to believe that if you can get the perfect mix of emotion, message, imagery, nuance and impact - that you c...

/retail /wholesale Finance 2.0

Retired Member

Retired Member 

So what does competition mean for the banking customers

In a sense, customers never had it so good. Companies are fighting hard over the same consumers, adding to their considerable power. The going’s got tougher for banks which were already striving to defend their turf against both established rivals offering similar services and new upstarts with innovative ideas. In parallel, they are trying to re

/retail Innovation in Financial Services

Retired Member

Retired Member 

Card Glitch Shows Why Cash and Cheques Should Stay

The problem that Barclays had last weekend shows why it is that cash and cheques should stay for the foreseeable future. At least the handing over of pieces of paper and coinage isn't hit by a systems failure like the one they experienced. Of course, most people don't carry much in the way of cash around with them these days, and they wouldn't hav...

/retail Online Banking

Brett King

Brett King CEO & Founder at Moven

The Shrinking Branch Value-Exchange

I don't know about you, but my time is one of my most valuable assets these days. I work long hours, I travel a lot, when I'm home I am struggling to find quality time (and quantity) with my kids, and I am increasingly trying to eek out a few minutes each day for myself. So anything that adds an additional demand on my time, better be worth it. So...

/retail /wholesale Innovation in Financial Services

Retired Member

Retired Member 

So what do the emerging regulations imply for your customer?

The tightening of banking regulation is one of the biggest side effects of the last financial crisis. While central banks and other regulators are seeing to it that their subjects stick to the letter of the law, a breed of informed consumers is enforcing it in spirit, demanding integrity, transparency and accountability from financial service prov...

/retail Innovation in Financial Services

Elizabeth Lumley

Elizabeth Lumley Global FinTech Commentator at Girl, Disrupted

Where can you find a hell of a lot of FinTech engineers?

The Finextra Twitterview - Atlanta FinTech Universe When: Augist 18th, 2010, 10:00 EDT (15:00 BST) Where: Follow @Finextra and @kpetralia, @simEngine, @johnbhayes, @SBatTTV, @atlantapayments, @steve_atl, @MelanieBrandt, @DCoxATL and @tjsweeney. Hashtag: #finxlive As some of you know, I'm on Twitter (@LizLum). One day, @tjsweeney (Tim Sweeney, ...

/payments /retail Social Banks

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

YouBank, the New Concept I Would Invest in!

I have been breaking my head on what kind of new bank I would invest in (supposing I have the money for it of course). I have read about several business plans already, however if I invest in a bank it must become a reasonable competitor towards other banks. It must be a business model that thinks ahead, looks for customers now and learned its les...

/retail Innovation in Financial Services

Retired Member

Retired Member 

McKinsey say 90 percent of cost reduction programs fail

According to McKinsey: many cost-reduction programs are "illusory, short lived, and at times damaging to long-term value creation". Their research concludes that only 10% of cost reduction programs show sustained results three years later. Yes, you read that right: 90% of cost reduction programs fail. Read this blog to find the full Mc...

/regulation /retail Banking Architecture

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