3676 Results from /retail
Retired Member
Banks and credit unions know the importance of using media to maintain brand awareness. Coming up with a simple and catching idea has always been a challenge for many organizations. We want to lend a helping hand to readers who need to invent new ways to gain customers’ love. We have researched the most remarkable advertising from financial organiz...
23 November 2012 /retail
The Parliamentary Commission on Banking Standards has been a hive of activity recently, gathering evidence from the chief executives of UK banks as well as key thinkers such as Sir John Vickers, who chaired the Independent Commission on Banking, and Andy Haldane from the Bank of England. The Commission is composed of a formidable array of talent f...
20 November 2012 /retail Payments strategies 2015-2020-2030
Below we examine most common mistakes in scorecard development, and explain how to use them for most precise borrower rating and segmentation. Scorecards provide a set of weights assigned to characteristics that demonstrate customer’s credit worthiness. With scorecards, customers are evaluated and rated according to their potential probability. You...
19 November 2012 /regulation /retail Financial Risk Management
One of the most hotly contested topics of 2012 has surely got to be the Native versus HTML5 debate. I can understand why. We live in a world surrounded by screens. Different size screens for different platforms. Different interactions for different device types. Everything is an interface, and it’s become apparent that your brand needs a pr...
14 November 2012 /retail Innovation in Financial Services
Pizza and pasta may be the flavors of the kiddie generation, but for most Indians, the Pani Puri or Gol Gappa will always remain the all-time favorite snack. It’s cheap, hardly hygienic, and eaten standing in a crowded marketplace, and yet it manages to hold its own against well-known fast food chains with swanky interiors, gleaming kitchens and s...
07 November 2012 /retail
Jim Marous Publisher at The Financial Brand
Over the weekend, my son and I were looking at new car options on Edmunds.com. After about 45 minutes on the site, I decided to leave the virtual showroom only to be 'stalked' by car ads for the next two days as I visited totally unrelated locations on the web (I am sure the retargeting won't end soon). Even my entry into the Edmonds.com site was ...
01 November 2012 /retail Innovation in Financial Services
One of the most interesting sessions at Sibos on Wednesday looked at the impact of regulation on transaction banking, which would at first glance fall into the “boring, complicated and dull” category; however it was both fascinating and worrying. The session pitched two senior banking figures, Francesco Vanni d'Archirafi of Citi and Jaspal Singh Bi...
01 November 2012 /retail Payments strategies 2015-2020-2030
Money, and wanting more of it, is guaranteed to be dominating the mindshare of most Europeans at the moment. Austerity measures are in place and unemployment is embarrassingly high. Times are tough and the public has been left searching for new answers. Consumers have embraced discount and reward based businesses models and this trend is slowin...
31 October 2012 /retail Innovation in Financial Services
While we never expected the BofE to be thanking the #occupy movement Andrew just drop me a line if you would like some sensible legislation supported. Initial budget was about $1000, 2 people. Protests in 2400+ towns & cities. Startlingly effective, don't you think? There's definitely something to be said for social media eh? ;) BTW before...
31 October 2012 /regulation /retail Whatever...
Things I have learned in the first two days here at Sibos in Osaka. I encountered my first musical heated toilet seat; I learned that the ATMs here dispense coins, and I discovered that everything is incredibly expensive - a fact neatly illustrated by a stunned Financial Times staffer who discovered his room service club sandwich had set him back ...
30 October 2012 /payments /retail Payments strategies 2015-2020-2030
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