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3771 Results from /retail

Retired Member

Retired Member 

Who wants to work and who wants a job?

I had a great meeting this week with Chuck Blakeman, entrepreneur and best-selling author of ‘Making money is killing your business’ & the soon to be released ‘Why employees are ALWAYS a bad idea’. I recommend his first for business owners, but it is the latter book that I am really looking forward to getting my hands on and is the discussion...

/retail

Retired Member

Retired Member 

Five years after the Lehman's collapse - what has changed?

On 15th September 2008, Lehman Brothers declared itself bankrupt. In one of the most dramatic events of the 2007-2008 global financial crisis, the 160-year old institution collapsed due to its exposure to subprime mortgages. After Lehman's failure, financial markets entered a period of unprecedented volatility and governments spent trillions of do...

/retail /wholesale

Retired Member

Retired Member 

An enemy within?

Last month saw two separate instances in the UK of attempted or successful bank theft using Keyboard Video Mouse (KVM) remote-access devices, apparently perpetrated by the same gang. Whether or not they signal the beginning of a trend in financial crime, these incidents ought to provide cause for thought for information security leaders at all of ...

/security /retail

Retired Member

Retired Member 

IVR payment processing for PCI DSS compliance

In my last blog, I looked at pause and resume recording, a method of protecting call recording archives from sensitive card data. An alternative solution is to remove the card data from agent interactions altogether, by using an automated Interactive Voice Response (IVR) payment system. There are both advantages and disadvantages to this approach. ...

/payments /retail

Steve Ellis

Steve Ellis Founder at Finextra Research

Social channels: a lightning rod for the whole bank?

Last week the UK's Cooperative Bank rolled out a well constructed social marketing campaign. Designed to use social platforms to amplify the voice of customer advocates, the campaign was the very epitome of good social media marketing practice. The bank promoted a tweet about Georgie, a Co-op Bank business customer, who had said something nice prev...

/retail

Hans Tesselaar

Hans Tesselaar Executive Director at BIAN

Who's afraid of the big, bad bank?

We are now five years on from the Credit Crunch of 2008 and the scars of past bank instability can still be seen. As such it is unsurprising that policymakers are now looking at new solutions for securing the future stability of the banking system. For a number of governments one potential method is the splitting of banks into good and bad. It is ...

/regulation /retail

Alex Noble

Alex Noble Account Director at McAfee

Multi-channel or good channels?

I’m very struck by one quote from the Tower Group report on multi-channel, "CEOs are realising that channel investments should be tied to specific experience goals and customers should be guided to the channel that best suits their needs". I don’t want to be too harsh, but surely that was always the point of multi-channel? As someone who...

/retail Innovation in Financial Services

Retired Member

Retired Member 

The voice of the customer is growing louder.

Did you think that it is always the customer who is at the receiving end of cleverly devised communication strategies and costly services? Think again. Recently we have seen some colourful examples of how regular consumers are exerting their power by taking on board tools invented for brands and corporations. One British consumer who got fed up wit...

/retail Social Banks

Retired Member

Retired Member 

Seamless Transactions: A Must for M-Commerce Success

Mobile shoppers are on the rise and mobile device owners are fast becoming a lucrative shopping demographic. So why are mobile players still sentencing their customers to unnecessary friction at the checkout? Today’s mobile checkouts all too often result in dissatisfied customers, abandoned carts and millions in lost revenue. Much of the problem l...

/payments /retail

Mukesh Gupta

Mukesh Gupta Director at SAP India Pvt ltd

Relevance of Banking - Financial economy to Network Economy

Can banks transform themselves to remain relevant both in the financial economy and for the network economy? Traditionally, the role of the banks have been to be collect money from people who have money, aggregate the same and loan out the money to people who needed it. The banks were needed as there was no way that people who had money could know ...

/retail Innovation in Financial Services

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