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4230 Results from /regulation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Regulation of Digital Finance: What does the EU Regulation of Markets in Crypto-Assets (MiCA) mean?

Digital finance has no doubt transformed the traditional way of providing banking and financial services, enabling greater access to financial services, offering wider choice and increasing efficiency of operations. In the European Union (EU) the use of innovative technologies in the financial sector is facilitating changes to value chains, that d...

/regulation /crypto Blockchain Geek

Akshaya Chandra

Akshaya Chandra Head of Innovation, Technopreneur at Tata Consultancy Services

Underwriting 4.0

They say permanence in life is flux itself. It is more true now in 2022, in a world coming out of the throes of a Global pandemic, into a War situation and possibly at the face of a Economic recession. There is a rather fast and furious change in how we consume financial services – thanks to some of these headwinds. For decades, Insurance customer...

/regulation /predictions Innovation in Financial Services

Philipp Pieper

Philipp Pieper Co-founder at Swarm Markets GmbH

ESMA's crypto preparations, Ether 'flips' Bitcoin; Aave's stablecoin

Despite us moving into a traditionally quiet time of year, the world of crypto is still undergoing key changes in terms of market dynamics as well as regulation. I reflect on three key developments below that emerged this week: EU regulator ups the stakes on crypto regulation Ether flips bitcoin in options markets Aave stablecoin is a natural prog...

/regulation /crypto DeFi

Retired Member

Retired Member 

SCA’s success is pushing account takeover fraud to new heights

While strong customer authentication (SCA) enforcement is still in its early days, it’s already clear that the more robust identity requirements are better protecting ecommerce checkout from fraudsters looking to commit payments fraud. And while that’s indisputably good news, one of the key indicators of SCA’s effectiveness is certainly bad news. ...

/payments /regulation Business

Prabhu Ramamoorthy

Prabhu Ramamoorthy Global Manager Financial Services Ecosystem at NVIDIA

Enhancing Trade Compliance with Artificial Intelligence (AI)

Physicists may say otherwise, but it is trade that makes the world go round -- at least financially. From supply chain issues to volatility in prices across asset classes, from stocks to crude oil, trade defines much of the movement in the international economy. With trillions of dollars moving daily across the financial system, the temptation to ...

/regulation /crime Artificial Intelligence and Financial Services

Joost Van Houten

Joost Van Houten Founder & CEO at Sentinels

Advancing AML: Why ultimate beneficial owners must be properly identified

In March 2022, global regulatory watchdog the Financial Action Task Force (FATF) adopted amendments to Recommendation 24 (R.24) of its 40 Recommendations that govern global anti-money laundering (AML) policy. This concerns Ultimate Beneficial Ownership (UBO), i.e., the person who profits from money moving into or out of a business. These are signi...

/regulation /crime Banking Regulations

Frank Cummings

Frank Cummings CEO at AML Partners LLC

Digital Transformation Time--Again?

'Digital Transformation' sellers—a.k.a. the “cookie-jar consultants”--are at it again It’s happening again: Claims of digital-transformations-solve-all-problems are everywhere. I don’t want to sound too boomer-ish, but we have been down this tech-solves-all road a couple times before. And many leaders will believe the hype: Transform your digit

/regulation RegTech

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Automation and the future of banking operations

Resilience and adaptability are key to delivery of excellent service levels in operations, as these features can make or break the delivery of new products and services. When it comes to building resilience, modern agile software that harnesses automation is key, as it gives banks real-time visibility into important processes and allows them to be...

/regulation /devops Digital Bank Transformation

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

Buy Now, Pay Later is now regulated in the UK. What does the future hold for the payment method?

Buy Now, Pay Later is a rapidly growing trend in a number of market sectors, including retail, entertainment and travel. During the COVID-19 pandemic, use of the payment scheme increased fourfold in the UK, to the tune of £2.7 billion in transactions. In this article, I'll give a brief overview of how BNPL works and the industries where it’s most...

/regulation BNPL

Hugo Chamberlain

Hugo Chamberlain Chief Commercial Officer at smartKYC

Automated Enhanced Due Diligence Using AI

When to use Enhanced Due Diligence Know Your Customer (KYC) screening can take many forms as a process and certainly as a technology solution in the ever expanding industry. At a minimum, companies have a requirement to check and verify an individual's identity by using document verification and/or biometric tools, which may suffice in terms of a ...

/regulation /crime Artificial Intelligence and Financial Services

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