Join the Community

22,279
Expert opinions
44,271
Total members
355
New members (last 30 days)
178
New opinions (last 30 days)
28,768
Total comments

Latest expert opinions

clear
clear

4229 Results from /regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Visa IPO - Classic, Gold, Platinum ..... or Infinite?

Among the doom and gloom in capital markets across the world, the only stray streak of silver lining appears to be the impending IPO of Visa Inc. Much has been written by analysts on whether Visa can replicate the 'Priceless' act of MasterCard. Certainly, the success of the IPO will mean bring some much needed cash for the member banks. About 10 ...

/payments /regulation

Retired Member

Retired Member 

Instant Message Record Retention

Step by step, we see the legal system coming to expect that enterprises will retain instant message and text message archives just as they do e-mail records. http://hack-igations.blogspot.com/2007/11/instant-message-retention-e-discovery.html

/regulation

Retired Member

Retired Member 

The mad ramblings of an Englishman

Last week I was out in New York attending the Global Association of Risk Professionals' (www.garp.com) annual conference. Part of my extra curriculum activities involved hosting a dinner at the Craft restaurant (www.craftrestaurant.com) at 47 East 19th Street. A great restaurant if ever you are stuck in New York and looking for some private dinn...

/regulation Trends in Financial Services

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Credit card Oxymoron

The credit card industry is on the edge. Being a card issuer is not the most comfortable feeling now. After the mortgage meltdown, an impending consumer recession, falling interest rates, regulatory pressure, Merchants crying over interchange, consumer activism, fraud...... The card issuer dilemma is indeed unique; they appear to be justified on ...

/payments /regulation

Retired Member

Retired Member 

Move over Eastenders the next soap opera is here

Earlier this week, whilst catching up on news from America, I came across an article in the New York Times announcing, "The credit crisis is no longer just a subprime mortgage problem." Now no disrespect but I am sure the majority of people getting this newsflash from the New York Times have no idea what it really means. As for the rest...

/regulation /retail Trends in Financial Services

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Biometrics - at last we have a standard!

I guess it is time now for us to wash our hands and prepare to use our fingers for ID, put our eyeballs into readers, submit our faces for reading..... At long last, the ISO has released a standard for financial services for biometric application - ISO 19092: 2008. Hopefully, the bio-Id applications will now have a common platform to offer standar...

/payments /regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Debt and Fraud - the inescapable facts of life in 2008

"The two most common elements in the universe are hydrogen and stupidity", so goes a wise crack. The way the world is going in 2008, it looks like Debt and Fraud are going to the two most common elements in our lives. Never in economic and social history have these subjects taken so much of our daily lives. Even my school going son has he...

/security /regulation

Retired Member

Retired Member 

What's keeping you awake at night?

Having been on the road and transitioned through 4 continents since early January, I have spent many a recent hour in an airport lounge counting airplanes and people watching. With my wife and children left behind in good old "blighty" I've had plenty of time to ponder the current turmoil in the financial services industry. As I laid a...

/regulation Trends in Financial Services

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Acid Rain Tsunami coming?

While the US (and the world) is groggily trying to get back on its feet after the mortgage sucker punch, the knockout punch seems to be flying in! The toxic sub prime home mortgage debt of USD 900 B may be overwhelmed by an acid rain of credit card debt pouring in. The US has more than a Trillion USD of credit card receivables that is largely secu...

/regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Nuclear Insurance Fund!

So, the world's most sought after junket in Davos has come to a close. The economic bigwigs, CEOs, intellectual heavyweights have returned after a week of heavy duty deliberation on climate change, financial markets, sub prime, recession, emerging markets, and........... Among the many readable publications by WEF, my own favorite is the Global R...

/regulation

Now Hiring