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4229 Results from /regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Money laundering through digital currencies

I was reading this new report by US DOJ on how digital currencies are increasingly popular with money launderers(or is it laundries?) - http://www.usdoj.gov/ndic/pubs28/28675/index.htm The DOJ notes that digital currencies 'combine the intrinsic value of gold and other precious metals as well as the designated value of national currencies with the ...

/payments /regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Mobile Food Stamps

With the global food crisis raging on, it is time for countries and international organisations to think of creative ways to address the issue. Giving free rations is not a viable economic answer. Consumers reeling from price hikes don't need food aid; they need assistance on the pricing. One of the common solutions to address food inflation is i...

/payments /regulation

Retired Member

Retired Member 

Customer compulsory anti-virus firewalls pointless?

The issue of customers being held liable for their losses if they don't have the latest antivirus and personal firewall installed is ridiculous when we see bank's sites with major security flaws that still leave their customers vulnerable regardless of which personal anti-virus or firewall software they use. The banks are the ones with the flaws a...

/regulation Online Banking

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Oil and Card - Yin and Yang?

Gasoline (or Petrol - depending on which side of the Atlantic you are) prices are biting so hard now that gas station owners and consumers are planning a rally to demonstrate their grievances. See press release http://www.prweb.com/releases/Gas/MasterCard/prweb1063174.htm Looks like oil prices are so pervasive in our lives that we can trace almost ...

/payments /regulation

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Carbons are forever

I am intrigued by the number of conferences and events on 'greening of financial services'. Unless I got it wrong, I am not sure if financial services is on the top 10 list of industries contributing to global warming. However, I am sure banks can contribute to 'carbon credits' by encouraging electronic access and cutting down on the tons of state...

/security /regulation

Retired Member

Retired Member 

Australia's economic boom runs out of gas.

A single gas facility explosion has brought Australia's economic boom to a halt and many thousands of businesses face bankruptcy in the next 6 months. Despite numerous national infrastructure, terrorism risk and other well funded studies, reports and committees the government has failed completeley to ensure integrity of the country's infrastructu...

/regulation Whatever...

Retired Member

Retired Member 

What does a paltry 500 million pounds in fraud really cost?

I wonder if anyone has worked out the real cost of continuing fraud, even just in the U.K. I realise that in the great totality of transactions that around £500 million isn't thought of as being all that dramatic, but is there erosion of consumer trust and does it have a cost? If the primary reason people bank is to keep their money safe, then i...

/regulation /retail Whatever...

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Blogging from the Sifma TMC floor

White-badged visitors wander the rabbit warren of interconnected halls linked by escalators and corridors. From their designated areas, eagle-eyed sales people call out people’s names from their name badges as they walk past, fishing for leads. Casually dressed technologists (and probably the odd student) stop at each stand harvesting trade show ta...

/regulation Information Security

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Dumb and Dumber?

I notice a lot of attention in the blogosphere to this article on how the Internet (Google in particular) is turning humanity into a mass of 'thoughtless' nerds with a poor attention span and limited ability to assimiliate useful knowledge. You can read the article here -http://www.theatlantic.com/doc/200807/google The author's (Nicholas Carr) tho...

/security /regulation

Retired Member

Retired Member 

The Dollar has been good - 5.75 percent over 214 yrs?

Investments in US dollars appear to be paying off for those who put away a dollar coin or even a cent or two from 1794. The HA Long Beach coin auctions this week showed a return of 5.75% per annum on a 1794 US$1 coin which sold for $161,000 (inc. buyer's premium). At $632,500 each, both the 1793 and 1794 large 1 cent did even better recently (50 ...

/regulation Whatever...

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