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4230 Results from /regulation

Gary Wright

Gary Wright Analyst at BISS Research

I.T. Spending cuts; I think not?

Tower Group is the latest research company to announce that there will be cuts in IT budgets for next year after the banking bailouts. Does this stand up to scrutiny as only a few short months ago most research firms were taking completely opposite stance, with some predicting significant increases. The credit crunch is hardly new news and one wou...

/regulation MiFID

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

I too have a dream........ I want to be a bank!

As the Central banks across the world are pumping money into banks and the rest of the economic world watches the bailout, it is no wonder that every entity now wants to be a bank. And why not, you let your investment banking division run amuck, dish out lofty bonuses, engage in leveraged buyouts and deals with gay abandon; when things sour up, ju...

/regulation

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Looking at the president's bank account 'for fun'

French police have arrested six people in their investigation into the high-profile fraud attack on President Sarkozy, but believe they are only minor figures in a wider plot. What's more interesting is the internal bank investigation at the SocGen branch where he holds his account. Apparently more than 150 staff members have consulted the account,...

/security /regulation Transaction Fraud Systems and Analysis

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Breaking down a bank's IT budget

It's not often that you see a full breakdown of exactly how much money a bank has spent on different projects within its overall IT budget. At least not in the public domain. But at Westpac's earnings announcement yesterday, CEO Gail Kelly picked the bank's technology operation as its most notable "low light" during their financial year....

/regulation /retail Finextra50 fintech index

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Terrorizing the banks!

I found this news release by the FBI quite amusing - http://www.fbi.gov/page2/oct08/threatletters_102308.html It seems 'a series of threatening letters filled with an unknown powder started showing up at financial institutions across America'. Looks like a bunch of pranksters were frightening the already scared banks! The credit crisis has turned ...

/security /regulation

Gary Wright

Gary Wright Analyst at BISS Research

Crisis at AIM as listings dry up

At this week's Corporate Finance forum the financial crisis was, as expected, at the top of the agenda. Two speakers presented equally doom laden news and the general mood was as downbeat as you can get. The interesting point from both presentations was that throughout this year there has been a massive number delisting of companies on AIM. There...

/regulation Operational Risk Management

Retired Member

Retired Member 

My Credit Reference Record Should be....Mine?

One of the items in my spam folder tonight is an email from Experian offering me a free trial for access to 'Credit Expert', so that I can view my credit reference. Obviously, the intention is for me to have the free trial and then pay for this subsequently (they want my card details when applying for the trial). This reminded me that my credit ...

/regulation

Gary Wright

Gary Wright Analyst at BISS Research

Bank shareholders booking preference seats in the lifeboat

It's understandable that shareholders of banks are upset with the terms of the government lifeboat. The payment of dividends to shareholders is a prime reason for investment and in many cases the dividends form a vital part of pension's provisions. However, the tax payer is the innocent party in the financial crisis and the debacle of the banks ab...

/payments /regulation EBAday

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Wire tapping on the internet

The move towards Internet telephony seems to suggest a new line of security issues. Given the extensive use of Skype and other internet telephony tools, due to their inherent economical costs, it is but natural to ponder on how vulnerable are these channels. Wire tapping or eavesdropping into conversations has always been a human and government fa...

/security /regulation

John Cant

John Cant Managing Director at MPI Europe Ltd

Excel is like a chainsaw

Excel is a powerful tool. Like a chainsaw, in the hands of a skilled operator it is hugely effective – but in untrained or rushed hands and without the proper safety equipment it can be positively dangerous. This latest story of spreadsheet mayhem is just another illustration of the power to get it wrong. Microsoft themselves understand that for s...

/regulation /wholesale Operational Risk Management

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