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Latest /regulation expert opinions

Nikolay Denisenko

Nikolay Denisenko Co-Founder & CTO at Brighty App

Switzerland's Crypto Policy: A Global Blueprint?

As the Securities and Exchange Commission (SEC) scrutinizes centralized exchanges (CEXs) and Web3-connected banks, the regulatory landscape in the U.S. is murkier than ever. Even given the Grayscale and Ripple’s recent wins over the SEC, the regulators’ stance on crypto-related products and services remains unclear. In contrast, Europe is pushing ...

/regulation /crypto Cryptocurrency Insights

Jose Pierre

Jose Pierre CEO at Marketware International, Inc.

Evolution of Trading: Unveiling the Dynamics of OMS and EMS Through Time

In the ever-evolving realm of financial trading, the symbiotic relationship between Order Management Systems (OMS) and Execution Management Systems (EMS) has served as a cornerstone of operational efficiency and strategic decision-making. As the landscape of trading continues to undergo transformative shifts, the role of OMS and EMS has transcende...

/regulation /markets Artificial Intelligence and Financial Services

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Checkout Payments Pages - They're Definitely Worth Checking Out

When it comes to designing your website, it's crucial that you make your checkout page as convenient, simple, and seamless to navigate as possible for your customers. After all, the checkout page is where the rubber meets the road, you might say. That is, it's where customers ultimately decide to buy what you are selling. There are two types of ch...

/payments /regulation The Payments Business

Supriya Dahiwelkar

Supriya Dahiwelkar Principal Consultant-Payments at Delta Capita

PSD3: An evolution of the EU payments framework and enabling Open Finance

On 28th June 2023, the European Commission announced the proposal for modernising payment services and opening financial services data with the aim of bringing payments and the larger financial sector into ‘the digital age’. This is a key step in the transition of the industry from Open Banking to Open Finance. Not surprisingly, this coincides perf...

/payments /regulation

Mike Kresse

Mike Kresse SVP Money Movement & Retail Solutions at FIS

EU Regulation on Instant Payments in Europe – the Story so Far and How Banks Should Prepare

The European Commission (EC) has adopted a legislative proposal on instant payments in euro, in the form of an amendment to the 2012 SEPA regulation. Although the draft regulation leaves some questions unanswered, the direction of travel is clear. This blog considers some of opportunities of instant payments and why banks should prepare now. We li...

/payments /regulation

Claus Christensen

Claus Christensen CEO at Know Your Customer

A Glimpse into the Future: Next-Gen AI and LLM in AML Compliance

From impressive AI-assisted artwork and music generation to intelligent virtual agents that provide efficient responses to customer service queries, recent breakthroughs in artificial intelligence (AI) are transforming the way we approach diverse areas of our lives. Latest developments in AI have opened a whole new world of possibilities, and this...

/regulation /crime Artificial Intelligence and Financial Services

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Top 10 Ways AI is Revolutionizing the Retail Banking Industry

The Top 10 Ways AI is Revolutionizing the Retail Banking Industry Artificial Intelligence (AI) has emerged as a transformative force across various industries, and retail banking is no exception. In an era characterized by digital transformation and shifting customer expectations, AI is empowering retail banks to enhance their services, streamline...

/regulation /predictions Artificial Intelligence and Financial Services

Maria Patschke

Maria Patschke Managing Director of ESG Solutions at SAP Fioneer

Embracing ESG: How to leverage business potential beyond reporting

In an era defined by environmental consciousness, the financial services industry finds itself at a crossroads. As the world grapples with pressing challenges such as climate change, social inequality, and corporate governance, a new paradigm has emerged — one that places a spotlight on environmental, social, and governance (ESG) factors. As the f...

/regulation /sustainable Regulatory Reporting

Aurélie L'hostis

Aurélie L'hostis Principal Analyst at Forrester Research

Is Your Company Ready For The CSRD?

If your firm operates in the EU, chances are that you’re one of the nearly 50,000 companies in scope for the EU’s Corporate Sustainability Reporting Directive (CSRD) — the final piece in the EU’s sustainable finance regulation jigsaw. The CSRD requires all large companies and listed small- and medium-sized enterprises operating in the EU to disclo...

/regulation /sustainable Sustainable compliance

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

From Zero to Hero – How Blockchain could bring the FCA’s Consumer Duty to life

The reputation of blockchain has taken a severe beating in recent years. The spectacular collapse of FTX, plus how regulators are turning against crypto currency businesses built on blockchain technology seems to be toxifying the technology for traditional financial services businesses. However, running away from using blockchain because of the ...

/regulation RegTech

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