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Recent figures from the Bank of England seem to indicate that we are heading for a fresh household debt crisis in the UK. People are borrowing at the fastest rate in almost a decade as confidence in t...
Interesting piece in the Financial Times recently on the issue of alternative groups like P2P lenders, insurers and asset groups seizing business from lenders by offering cheap and convenient finance....
As new know your customer (KYC) rules are being implemented by countries around the world, banks and investment management companies are beginning to realize the scale of the challenge around managing...
Although the latest stress testing results revealed there has been significant improvement in stress testing processes since last year, the results also identified considerable variation across banks....
It’s surprising how many people think that ISINs (International Securities Identification Numbers) are free. In practice, very little around ISO standards is free, other than the time and effort that...
Following on from my post last week about the need for a ‘regulatory compliance framework’, I will now examine the importance of taking a more holistic view of this challenge. We are now in a much bet...
Buy side traders debating the pros and cons of the U.S. equity market structure recently gave high marks to the computerized stock trading landscape, though it didn’t take long for concerns to surface...
First introduced in November 2013, the Amended Transparency Directive (TDA) provided EU member countries two years to conform their regulations to those adopted by the EU Commission. With the deadline...
Who allocates ISINs to financial instruments? You could easily get half-a-dozen different answers based on the assumptions of people in financial markets. As a starting point, ISINs are not issued b...
Today, the 2015 stress testing results of the UK’s seven largest banks and building societies have been revealed. The results show that there has been significant improvement in stress testing process...
The challenge of tackling regulation continues to cause undue worrying and stress for many in the world of investment banking. The problem is not that complying with individual regulation in itself is...
The industry needs to start thinking about data differently. If you want to get the best possible outcome from your transformation programme, you need to pay adequate attention to your organisational ...