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4363 Results from /regulation

Retired Member

Retired Member 

Don’t let our quick fix society get in way of AML checks

It’s very clear that money laundering is well and truly on the rise. Although it’s pretty much impossible to pinpoint exact figures, government officials estimate that between $800 billion and $2 trillion cash is laundered globally, every year. That’s a staggering 2- 5% of global GDP annually. That’s an amount which looks set to rise with criminal...

/regulation Digital Identity Management

Retired Member

Retired Member 

The Basics of Open Banking

Open Banking has grown overnight. It started with the PSD2 regulation for Europe in 2018. Open banking is now adopted in Australia, several parts of Asia, Latin America and many other regions. Here are a few facts to understand what Open Banking is and why you should consider building a strategy around it. What is open banking and why was it create...

/regulation Open Banking

Ivy Schmerken

Ivy Schmerken Editorial Director at FlexTrade Systems

MiFID II Research Unbundling Spreads Uncertainty to the U.S

Eighteen months after MiFID II rules to unbundle research payments from executions have been in force in Europe, U.S. asset managers are dealing with uncertainty around paying for research and how to compete with global firms that adopt the EU rules. Many US asset managers are evaluating the need for increased transparency in their own research pay...

/regulation MiFID

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

EU Banking Package: is MREL transparency really warranted?

Bank Recovery and Resolution Directive (BRRD), one of the components of the EU Banking Package, which was published in the Official Journal of the EU on 7 June 2018 will need to be transposed into EU Member State national legislations by 28 December 2020. The key rule introduced under the BRRD is the requirement for the EU banks to meet a minimum r...

/regulation Banking Regulations

Retired Member

Retired Member 

Is banking security in Africa holding fintech back?

Many people, including myself, are becoming more interested in what’s going on in African banking and fintech. Investors and infrastructure founders such as Dana Buys, Mzi Khumalo, and Dr Segun Aina have certainly played a role in turning attention towards this vibrant, exciting continent. But while we are focused on the opportunities and innova...

/security /regulation Information Security

Freddie McMahon

Freddie McMahon Director Strategy and Innovation at DF2020 Ltd

Regulation Chatbots: Knowledge First, Data Second

Data is the enabler for any digital strategy. Organizations need timely and accurate data from human interactions. This is an imperative for sensing early and responding quickly to ever changing circumstances. We all collect data from customers, employees and suppliers using forms, checklists and surveys. This data must be of high quality otherwise...

/ai /regulation Banking Strategy, Digital and Transformation

Ron Delnevo

Ron Delnevo Chair at UK Cash Supply Alliance

Payment Choice - Not Everybody's Cup of Tea?

I started scribing this article on July the 4th, so it is perhaps natural that my British mind turned to tea. However, my own brain had no room for thoughts about Boston. No. My Gray Matter was focused on a Street Cafe near to the UK Payment Systems Regulators (PSR) palatial offices in Stratford, London. There I was, readying myself for a meeting w...

/payments /regulation Financial Inclusion

Dmitrii Barbasura

Dmitrii Barbasura Chief Operating Officer at Fintech Galaxy

The requirements for non-dedicated PSD2 interface and how ASPSPs can meet them

This is the first piece from an upcoming series of articles about non-dedicated PSD2 interfaces. The scope of these articles is to describe to EU-based ASPSPs that have chosen to provide a non-dedicated interface - what are the requirements, how to meet them, and what are the potential challenges. This first piece will cover the requirements legal...

/regulation /retail Banking Regulations

Christopher Liguori

Christopher Liguori Executive Director at IHS Markit

The Data Debacle Around Investor Due Diligence

Maintaining coherent tax data across the enterprise in a fungible manner allows for vast improvements in the compliance process. All required data must be immediately accessible across the enterprise. Onboarding a new investor requires gathering a deluge of data, including Protected Personal Information (“PPI”). Obtaining this data is usually a man...

/regulation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

EU prudential regime for investment firms - what's the state of play?

The new EU prudential regime for investment firms is expected to be published in the EU Official Journal towards October 2019 and to take effect around mid-2021. The regime introduces a tailored prudential framework for investment firms in the EU, setting new rules and requirements with respect to capital, liquidity and regulatory reporting, as we...

/regulation MiFID

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