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4226 Results from /regulation

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

APP fraud reimbursement regulations: How PSPs can prepare

The message is clear: Payment Service Providers (PSPs) will soon be required to reimburse victims of Authorised Push Payment (APP) fraud up to £85k. In this post, we explore the upcoming changes, examine how fraudster behaviour is evolving, outline what lenders need to do to comply with the new regulations, and discuss ways to protect vulnerable cu...

/regulation /crime

Andrew Abraham

Andrew Abraham Global Managing Director of Data Quality at Experian

Unlocking business potential through strategic data governance

We are working in a world where digital transformation is happening at pace with technology rapidly transforming our lives and work. With that, data governance has emerged as a key priority for business leaders. Why? Putting it simply, there is an immense amount of data being created but many organisations struggle to manage data effectively due t...

/ai /regulation

Brian Johnston

Brian Johnston Chief Impact Officer at Cogo

Climate change: spend-based carbon emissions data can help drive impact at scale

As carbon emissions continue to skyrocket and negative effects become more prolific, urgency around taking meaningful action is increasing. But is our collective response fast enough to meet the challenge head-on? And are we using all of the tools that we have available? Can spend-based carbon emissions data help both accelerate and scale business...

/regulation /sustainable Climate Fintech

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Belgium’s Capital Gains Tax Proposal: The Complexities Beneath the Surface for the Financial Service

Belgium is currently in the midst of forming a new government, a process known for its length and complexity. As we face yet another challenging government formation, a significant debate has emerged around the introduction of a capital gains tax on profits from the sale of equities that are currently untaxed in Belgium. The proposal suggests a t

/regulation /retail Financial Services Regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Fraud is not just financial loss

Summary Should the movement to defer the Payment System Regulator’s (PSR) mandated regulations for a year beyond the proposed start date of October 2024 then, at the current rate, a million bank account holders will be scammed out of £480 million. The banks will lose £240 million and so will the victims every year until the situation changes. Frau...

/payments /regulation The Payments Business

Kiran Komma

Kiran Komma Senior Domain Consultant at Tata Consutlancy Services

Transition to T plus 1 settlement in UK, EU, and other markets – Implications for the industry

Globally most of the markets operate in T+2 settlement cycle and transition to T+1 settlement is gaining momentum across different geographies. Benefits of the move to T+1 settlement include reduced systemic risk, decline in margin requirement and improved operational efficiency. India moved to T+1 in phases and completed transit...

/regulation

Alexander Boehm

Alexander Boehm Chief Executive Officer at PayRate42

Why Private Watchdogs Are the Missing Link in Modern Financial Regulation

The financial world is facing a host of challenges brought about by technological innovations and digital transformation. Traditional regulatory authorities play a crucial role in overseeing the sector, but the evolving dynamics of the modern financial landscape—particularly in the realm of cyberfinance—demand additional players: private watchdogs...

/regulation /inclusion

Steve Ponting

Steve Ponting Director at Software AG

Compliance: Seeing the woods, AND the trees

Two thirds (65%) of businesses say that tech complexity makes governance issues worse. In an industry like financial services, this simply won’t do. As FS and banking Chief Compliance Officers (CCOs) know, rapid deployment of new technology and processes since the pandemic has forced a complexity onto businesses which causes headaches for employees...

/regulation /people

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

Balancing AI innovation and model risk: Insights from SS1/23

Recently, the UK Government called upon key regulators—including the ICO, FCA, and Bank of England (which incorporates the PRA)—to outline their strategic approach to Artificial Intelligence (AI). In response, the Bank of England highlighted various existing regulations that demonstrate its capacity to supervise AI. Notably, SS1/23 featured prom...

/ai /regulation

Ben O'Brien

Ben O'Brien Managing Director at Jaywing

FCA PS24/3: Understanding the new requirements and how to prepare

The Financial Conduct Authority (FCA) has introduced policy statement PS24/3, implementing mandatory Product Sales Data (PSD) reporting for consumer credit firms. This significant change will reshape how affected companies collect, manage, and report data. Our blog post breaks down the key aspects of these new requirements and offers guidance to ...

/regulation

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