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182 Results from 2023, /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

Exploring 7 of the Latest Technological Trends in Fintech

The fintech industry is constantly evolving and improving, and 2023 is no exception. It is predicted that the fintech space will multiply and reach $174 billion in 2023. The banking industry has recently experienced a massive surge in adopting fintech solutions as users become more tech-savvy. There are several emerging technologies in Fintech, an...

/regulation /predictions Fintech World

Nathan Shinn

Nathan Shinn Founder and Chief Strategy Officer at BillingPlatform

With the threat of a recession looming, businesses need to be smart, not rash

Global economic instability, driven by macro events like inflation, the Russia-Ukraine conflict and the ongoing fallout from Brexit, have sparked concerns of an impending recession for businesses in the UK and around the globe. With experts and business leaders alike expecting the worst, the immediate economic future remains a top concern for lead...

/payments /predictions Business

Anoop Melethil

Anoop Melethil Head of Marketing at Maveric Systems

The changing face of customer experience for retail banking

The Banking sector entered 2023 on a firmer footing compared to previous years. McKinsey’s Global Banking Annual Review 2022 informs that, driven by interest rates and net margins, bank profitability reached a 14-year high. The sector, however, continues to be rattled by an uncertain macroeconomic outlook troubled by stagflation, geopolitical tur...

/retail /predictions Digital Banking

Yahya Mohamed Mao

Yahya Mohamed Mao Head of Business Development & Marketing at Swiss GRC

10 FinTech Trends to Watch in 2023: Staying Ahead in the Digital Finance Revolution

Fintech, or financial technology, is transforming the way we manage our money. From mobile banking to cryptocurrency, there are a multitude of innovative financial products and services that are changing the financial landscape. In 2023, there are 10 fintech trends that are particularly noteworthy, including the rise of decentralized finance, the ...

/regulation /predictions Fintech innovation and startups

Kamal Misra

Kamal Misra Senior Director, Head of Banking at Capgemini Invent India

Turn up the BaaS: How banks are rising to the occasion to embrace a discerning business model

Among the myriad tracks signifying evolutionary dynamics, mutualism finds resonance among researchers and biologists as an exploratory construct for behavioural validation. For the unversed, mutualism refers to relationships or interactions among species with each deriving a net benefit. Barter being a primordial habit has a significant biological...

/retail /predictions Open Banking

Leo Lipis

Leo Lipis Chief Executive at Lipis Advisors https://www.lipisadvisors.com

What does the European Commission's proposed regulation on instant payments mean for the industry?

In October 2022 the European Commission (EC) announced a legislative proposal to make instant payments in euros available to all citizens with a bank account in the EU/EEA. In short, the EC proposal contains four major initiatives: All Payment Service Providers (PSPs) that already offer credit transfers in euros (excluding payment institutions an...

/payments /predictions SEPA and European Payments

Retired Member

Retired Member 

Headless Core - Core Banking Migration

New age core banking solutions like Thought Machine, Mambu and Pismo are on their way to transform banking as we know today Simplistically put, these are a set of cloud native, even driven domain microservices that facilitate quick creation and launch of new products, configuration of workflows, accounting entries and interface with other internal...

/retail /predictions Banking

Lukas Dvorak

Lukas Dvorak Data Science & AI Professional at Profinit EU

AI will take your job. (And that’s a good thing.)

2022 was a boom year for AI. 2023 is almost certain to continue that trend. Many fear that these new technologies will take their job, but these new technologies are actually a big benefit to finance, banking, and pretty much every other industry. What can we expect in the years to come? You’ve probably already heard of generative AI by now. Back ...

/people /predictions Banking Strategy, Digital and Transformation

Retired Member

Retired Member 

Trade Finance on Blockchain - My Observations

Back in 2016, I was fortunate to be part of the team chosen for a week-long workshop/training on Blockchain. We were introduced to the basics, formed teams and built some use cases to understand how it works. Subsequently, I could also participate in building proof-of-concept on payments and trade finance. There was, and continues to be, a lot of ...

/wholesale /predictions Blockchain Observations

Zannettos Zannettou

Zannettos Zannettou Principal Solutions Consultant at Temenos

Five Trends Driving SaaS Adoption in Banking

Gartner estimates $195 Billion of spending across industries on Cloud Application Services (SaaS) in 2023, with Financial Services, set to be one of the key contributors to this overall estimated spend. As banks seek to cut costs and ramp up digital transformation, cloud adoption by banks has accelerated. Just under three-quarters (72%) of IT exe...

/cloud /predictions Banking Strategy, Digital and Transformation

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