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4733 Results from /payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Street-level innovation in mobile commerce

As principal researcher for Nokia, Jan Chipchase travels around the world looking at how people live their lives and interact with new technology. In this video presentation he turns the spotlight on street-level innovation in mobile communications and commerce, and questions the implications for payments, identity and banking in the future. It's...

/payments /retail Video extravaganza

Retired Member

Retired Member 

Regulators about to rule on interchange -watch this closely

Here's something that could have a big impact on how payment schemes are going to compete in the future. European regulators are expected tomorrow to force MasterCard to cut interchange fees, but the devil’s in the details - everyone will be watching to see what the ruling actually says. Here's what I'll be looking for tomorrow. Check out the full...

/payments SEPA and European Payments

Retired Member

Retired Member 

Prepaid or deposits?

If a bank like A & L offers on one hand deposit accounts and on the other hand prepaid accounts - where does the regulator draw the line between the two fundamentally different services? How does the bank know who holds the prepaid account it the card and account is handed over as a gift to somebody else than the original purscaser? Are the pr...

/payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Sell anywhere.com - Web 2.0 is here

I chanced to see a seemingly innocuous news item on PayPal launching a Beta version of its Store Widget- http://storefront.paypallabs.com/. I am not sure if the Cards and Payments industry is cognizant of the potential implications of the success of this offering! Ok, how does an online store operate today (I am including the likes of EBay)? Th...

/payments

John Cant

John Cant Managing Director at MPI Europe Ltd

Cheque mate?

The humble cheque seems to have some very keen supporters as Ian Benn's blog demonstrates, so I thought it was worth sharing some material extracted from the most recent MPIE Financial Sector Bulletin (to receive a full copy of this bulletin each month just send an email containing the word subscribe to contact at mpi-europe.com) Over the last 10...

/payments UK Faster Payments

Sriram Natarajan

Sriram Natarajan Risk Dog at Credit Risk Fraud Cards Professional

Mobile number as citizen ID - Part II

Further to my jottings to on the subject of using mobile numbers as citizen IDs, I thought I would get more into details on the subject. Mobile phones can be the tipping point of reaching out the 'next billion' unbanked mass. Prima facie, I am sure we all agree that riding on an existing infrastructure is much better alternative than trying to st...

/payments /regulation

Retired Member

Retired Member 

T plus 1 equals A

As my blog stands for Practical Cash Management, first blog posting title should be a bit easier to understand than it is now. But as we are only few days away from the first real SEPA implementations, I have been thinking what not to say to my customers (and what is good to say) and what to do when thinking their bank accounts in different banks....

/payments

Paul Penrose

Paul Penrose Head of Research at Finextra

Mobile payments gather momentum

Royal Bank of Scotland is to conduct internal staff trials of mobile payment technology using MasterCard's PayPass contactless system. News of the pilot comes the day after the card scheme announced plans for a public trail of the technology in downtown Oslo with DnB Nor and Telenor. Field trials have also been scheduled for Japan. The latest in...

/payments /retail Trends in Financial Services

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

Stick, TWIST or Buy..? Oh dear, BUST..!

First of all, credit where credit is due - the title concept is attributable to one of my colleagues, not me - thank you Howard! Yesterday evening we attended a lively Financial Services Club session of the Supply Chain Management Forum focus group chaired by Eric Sepkes. The guest speaker was Shaun Maine, who happens to be Chairman of the TWIST Te...

/payments /sibos Financial Supply Chain

Alan Goodrich

Alan Goodrich Regional Sales Manager at ERI

45 Shopping Days to SEPA..!

Depending on your local bank/public holidays, there are just 45 business days to "SEPA Day"..! I can't help wondering just how "SEPA-ready" banks and corporates really are with effectively just 9 weeks to "LIVE" date to go..? SEPA may not be as big a deal as the Euro and Y2K in terms of the consequences of not being re...

/payments /sibos SEPA and European Payments

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