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4825 Results from /payments

Siddharth Udani

Siddharth Udani Client Partner at Consulting

Banks choose technology or solutions?

It’s rather a very interesting debate whether banks choose the 'right' solution or a solution thats 'fits' their technology landscape. Though most of the Requirements are driven out of business change, how much of influence does business have on technology solutions? And whether do they actually care? With banks getting global and larger, there ha...

/payments /retail Banking Architecture

Retired Member

Retired Member 

Facebook's Micropayment Non-Strategy

Rumors continue to swirl concerning the deployment of a Facebook payments system. Recently the company unveiled that it was beta testing (via the VentureBeat and Facebook networks) functionality which would enable users to engage in small transactions using Facebook Credits, the network's nascent virtual currency, via comments to news feed items. ...

/payments Finance 2.0

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Questions European tax payers should ask

We are at critical point in our economy - businesses are struggling, public debt is soaring, many banks need support,tax increases are threatening, unemployment is on the rise, budget cuts eat into product development and innovations - just to mention a few. But even worse problems are waiting around the corner - aging population, smaller workfor...

/payments Innovation in Financial Services

Elton Cane

Elton Cane Digital product delivery at News Corp Australia

Innovation in wholesale payments, beyond e-invoicing

I'm expecting that again this year there will be a lot of talk about e-invoicing at EBAday in Vienna, particularly as the expert group and EPC are working to break down the remaining barriers to widespread adoption (such as these). But beyond just the level playing field for e-invoicing, I'm looking forward to hearing more about what's being done ...

/payments /wholesale EBAday

Retired Member

Retired Member 

A counter-intuitive way to make mobile payments irresistible

Put loyalty and prepaid cards on mobile phones first, which will create the desire to have credit and debit cards as well, integrated into a single transaction. Going the other way, credit cards first, will be extremely challenging. The difference is the value proposition to customers and retailers. The main promise of putting credit and debit ca...

/payments

Nick Hastings

Nick Hastings 

Charity Walk - the final countdown

Thought I'd give you a quick update on my walk. The kick off is under 4 days away now and I will be setting off next Tuesday (21 April). I am looking forward to the challenge and the experience but I must admit I am getting a little nervous!4 months of solid training is now coming down to 9 days following the Thames through field and town - and ha...

/payments /wholesale Whatever...

Retired Member

Retired Member 

Time For A New Approach - PINS Useless And Data Gone

Chris Skinner pointed me to Verizon's staggering report that there were 285 million records stolen in 2008. 91% of those data breaches were committed by organised criminal groups. It also suggests that PIN algorithms have been defeated. The number of records stolen in 2008 was more than the previous four years in total. At Christmas I pointed out ...

/security /payments Whatever...

Retired Member

Retired Member 

Loyalty and prepaid as mobile content, like ringtones

I now look at loyalty programs, discount cards, prepaid cards, and other membership programs as mobile content, very similar to ringtones and games. The same way that people today send a text message with a key word or code to get a ringtone or game sent to their mobile phone, customers can also add loyalty and prepaid card programs to their phone...

/payments

Retired Member

Retired Member 

Cross Border Payments - US Europe corridor

Recent news on Fed's initiative on cross border payments in US Europe corridor indicates high probablity of a new cross border payment standard, which may not be necessarily the international payment standard as being followed due to following reasons:- 1. European high value payments are highly inclined towards SWIFT standards with stringent europ...

/payments Innovation in Financial Services

Paul Penrose

Paul Penrose Head of Research at Finextra

The pound in your pocket may be worth less than you think

The number of fake pound coins in circulation may be twice Royal Mint estimates, says the BBC. Official figures suggest around 2.5% - or one in 40 - are copies, but coin testing companies say it is one in 20. This would put the number of bogus coins in circulation at 73 million. The Royal Mint is playing down the data, as it doesn't want to underm...

/payments /retail

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