4825 Results from /payments
Retired Member
I have noticed a few things lately. Corporations have an obsession with information. That's essential you might say. I'd agree that information is essential, but exactly what? It is important to make the right information the target of your obsession. This is where the problem begins - focusing on the wrong information and too much information. I o...
26 June 2009 /payments /retail Innovation in Financial Services
Well, the numbers are bad, but not altogether hopeless. The score on the Gallup Confidence in Banks poll in the NYTimes puts banks at 22, In 1979 they stood at 60. I expect that bankers themselves will always provide enough support for themselves to keep it at about 10, so there are still one or two consumers out there with some confidence in the ...
24 June 2009 /payments /retail Whatever...
Elliot Castro is a born-again fraudster, who now acts as an independent fraud consultant. It's fascinating to watch and listen to him speak on this recent Finextra video clip , because although he's precisely the kind of guy that my company works round the clock to stop, his keen understanding of social vulnerabilities that trump the best security...
23 June 2009 /payments /regulation Transaction Fraud Systems and Analysis
Big call. I have seen the light or more accurately 'retail banking' at the speed of light. Natural, easy, safe, private - the way the customer wants it. So fast it's invisible - you don't even see an internet bank. It isn't in a new banking product, although one of the many things it does do - is replace internet and retail banking, cards, password...
19 June 2009 /payments /retail Innovation in Financial Services
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
We live in an increasingly fragmented reality and often enough it is difficult to see the full picture when trying to turn inventions into innovations. Very strong focus can be put on the many aspects needed to make new services take off - like general utility, clinically simple user interfaces, reusing excisting user experience and stressing envi...
09 June 2009 /payments Innovation in Financial Services
So, at last, the EU Commission is bowing to the inevitable by launching a consultation on the possibility of an end-date for the migration from legacy payment instruments (credit transfer and direct debit) to the new SEPA products. This has to be welcomed but it's sad that it's taken so long to get to this point. If only self-regulation had deliv
09 June 2009 /payments /wholesale
Everyone has to pay and pay. The local council is the beneficiary of all sorts of payments from residents. Parking, rates, fines, permits etc. Rather than use several third parties to gather all these payments could councils become payment system providers? Would you prefer to sign up with your local council once - to make a payment anytime for par...
09 June 2009 /payments /retail Whatever...
Elton Cane Digital product delivery at News Corp Australia
The full text of the Job vs Halifax judgement makes for interesting reading. Both claimant and defendant called some well qualified witnesses, from Cambridge University and APACS. The bank produced a transaction log that it says indicated Job's disputed transactions were handled according to the Chip and PIN process, and did not default to a magnet...
05 June 2009 /security /payments Transaction Fraud Systems and Analysis
We have 3 types of payment cards 1) Pay before (Prepaid) 2) Pay Now (Debit) 3) Pay After. (Credit) Debit and Credit cards have a long history – but it seems that the Prepaid Card is some kind invention – but is it really that – or is it just “old wine” in a new bottle (not to says that old wine is not good) Pay Before – prepaid car
03 June 2009 /payments
Cedric Pariente Stanford Certified Project Manager at EFFI Consultants
The situation in France is pretty unique in these times of crisis. Here is how credit is structured and how French people see it and use it. CREDIT IN FRANCE What is the credit situation in France and how do French people see the credit? Well, as a matter of fact granting of credit in France has always been strict. Actually it’s already been like ...
29 May 2009 /payments Transaction Fraud Systems and Analysis
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